How do Insurance companies treat the Prodrive package.


Is the car still classed as a standard once fitted

Or is it classed as been moded

Thinking of having it fitted and just wondered if there was any problems with insurance or the best thing to tell them.


Thanks

 

If fitted after delivery its a definate modification and your premium will rise. One difficulty is getting some insurers to understand what ppp is.
Nik.

quote=whitepilgrim;7127263]How do Insurance companies treat the Prodrive
package.


Is the car still classed as a standard once fitted

Or is it classed as been moded

Thinking of having it fitted and just wondered if there was any problems with insurance or the best thing to tell them.


Thanks[/quote]

 

My 06 STi is insured with a plan and when I enquired about PPP it added £85 to the yearly premium.

 

Because ppp is a subaru approved optional performance package insurance companies will not refuse cover, I'm with admiral and had no problems with my 2003 sti type uk ppp.

 

Had an absolute nightmare with Admiral when I had the PPP fitted - the 305hp STI is listed on their database but they wanted to put the individual parts of the kit through as modifications - was going to put £270 on my premium.
Ended up telling them to stick it and got an online quote from Bell (Admiral) which was £80 more than I paid last year without the PPP - but had the option to declare that it was only a alarm/immobiliser fitted and cancelled the Tracker saving £120 a year.

 

I fitted a ppp to my sti and existing company (Zurich) wouldn't quote. Looked online and L&V offer quote online including ppp, cost me £660 with protected no claims, I am 50 (sob sob).

 

I'm also with A-Plan and there were no problems at all with the PPP.
They were very competitive with all mods declared - try the Thatcham branch 01635 874 646.

 

I had an STI PPP early last year and Privilege were asking LESS money to insure the PPP than the standard car. When I enquired why, they told me simply that they had less claims from PPP car owners than owners of standard STI's.

 

I don't understand this . I tried Privilege 2 months ago for a quote and mentioned about them quoting less for a scoob with PPP and the quote went up £300 . They said NO WAY would it bring the quote down.

Insurance companies , we're not meant to understand their different quotes we just bend over and take whats coming every year .

Wolfie.

 

depending on year and model the PPP is listed by some companies as a different model and will be able to do it.. others treat it as a modifictation and others will not insure on it as it is an ecu upgrade.. depends on who you are insured with really... and who you speak to there...

 

Is your car still under warranty? Why have you decided on Prodrive mods? There are lots of mods you can do, the one reason for doing the prodrive one is that if your car is under warranty then the warranty is still recognised after modding with Prodrive whereas it isnt if other mods are used

 

Became a problem with me when I tried the Multi-Car thing. With my MY01 Fiesta 1.6 Ghia and my PPP MY03 STi, I got refused.. I'm 35 with 9 years No Claims. I think it was When I said I had PPP and a few other bits on the car which made their mind up

So now I still have 2 sets of insurance. 1 for the Fieasta with Admiral and 1 With A-Plan for the Scooby.

 

most insurances that understand Scoobs add about 10% on for PPP

L&V use to (not any longer) not charge any extra

IMHO

Tony

 

I find it is anywhere from 0% to 10%, depending on which insurer i use