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Rasher mate just do it on your insurance.most fully comp policies carry a £50 excess charge and it wont affect your N.C.B,I know mate cause i have replaced three of mine in six months,Just for little scratchs and the like,
Depends on insurance co,excess can be from 25-250 quid most common like you say is £50 or £60 however... with some companys a glass claim will affect your NCB,always best to check with them first.