Hidden costs of buying a house?
11 November 2013, 06:56 PM
#31
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Stamp duty can pi55 right off.
Partly why we still rent. Current plan is to possibly buy this place; it's officially two houses (we pay two council taxes on it) so if we can get both at just under £250k, we are laughing.
If not, renting suits us and our business just fine.
Partly why we still rent. Current plan is to possibly buy this place; it's officially two houses (we pay two council taxes on it) so if we can get both at just under £250k, we are laughing.
If not, renting suits us and our business just fine.
11 November 2013, 07:27 PM
#34
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Tony, you never answered the question. I respect that it is your money and therefore your choice but what worries you about not living in an area that is 99% white?
11 November 2013, 07:35 PM
#35
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Nothing. So are you saying that all people who have moved to the area I am talking about are all racist?
11 November 2013, 07:48 PM
#36
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I'm not calling you or anybody else a racist.
I'm just asking you why you previously said you want to live somewhere that has people only born in the UK and somewhere that shows on the census as being 99% white. What is it about skin colour other than white that makes you not want to live somewhere?
Just seems a bit odd and paranoid
Last edited by Dingdongler; 11 November 2013 at 07:50 PM.
11 November 2013, 07:53 PM
#37
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I'm not calling you or anybody else a racist.
I'm just asking you why you previously said you want to live somewhere that has people only born in the UK and somewhere that shows on the census as being 99% white. What is it about skin colour other than white that makes you not want to live somewhere?
Just seems a bit odd and paranoid
I'm just asking you why you previously said you want to live somewhere that has people only born in the UK and somewhere that shows on the census as being 99% white. What is it about skin colour other than white that makes you not want to live somewhere?
Just seems a bit odd and paranoid
Yes I would prefer to live in an area with people who are native English speakers and born here. The facts about 'white flight' make me quite normal here.
11 November 2013, 09:16 PM
#39
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I never said I wanted to live somewhere that was 99% white per se, please learn some reading comprehension. I was just noting a fact about the place I was planning to live in.
Yes I would prefer to live in an area with people who are native English speakers and born here. The facts about 'white flight' make me quite normal here.
Yes I would prefer to live in an area with people who are native English speakers and born here. The facts about 'white flight' make me quite normal here.
Fair enough.
Can you please explain what white flight means and why you're a part of it?
11 November 2013, 11:06 PM
#40
TDW
I'm confused for the reason for your original post ?
are you boasting that you can afford to buy another house to rent out?
Just a simple question requiring a simple answer.........like the start to Lorna Doone
Shaunb
I'm confused for the reason for your original post ?
are you boasting that you can afford to buy another house to rent out?
Just a simple question requiring a simple answer.........like the start to Lorna Doone
Shaunb
11 November 2013, 11:11 PM
#41
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No I don't own a house. I'm a FTB'er. Unlike half of SN I don't have an extensive 'property portfolio'.
11 November 2013, 11:15 PM
#42
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11 November 2013, 11:28 PM
#43
TDW
What's an FTB'er ?
I have a mortgage on my house which I pay off when I am 62 years old, combination of financial crises over the years and having to pay for 3 kids. Financial meltdown comes next September when I need to pay for number one son to go to uni.
Last time I moved (schools) I resigned myself to the fact I would have to work 3 years longer to pay off the mortgage.
Ah......just twigged, First time buyer.
My first time I bought a house in Manchester and 1980's........and then had to move with my job in 1987 at the time of a housing crash.... I think I lost so much money I never recovered.
Shaun
What's an FTB'er ?
I have a mortgage on my house which I pay off when I am 62 years old, combination of financial crises over the years and having to pay for 3 kids. Financial meltdown comes next September when I need to pay for number one son to go to uni.
Last time I moved (schools) I resigned myself to the fact I would have to work 3 years longer to pay off the mortgage.
Ah......just twigged, First time buyer.
My first time I bought a house in Manchester and 1980's........and then had to move with my job in 1987 at the time of a housing crash.... I think I lost so much money I never recovered.
Shaun
it's not anger it's dis-belief.
12 November 2013, 07:01 AM
#46
I've never spent much on our garden, but I suppose that's because us wogs like to keep the back garden looking like a jungle so we feel at home, though it's a bit of a bugger trying to get enough bananas and coconuts to grow in this climate.
12 November 2013, 07:38 AM
#47
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White flight is a well documented movement of people out of a certain geographical area following an influx of people from other areas that have their own defining cultures or characteristics. So, think of any of the predominantly ethnic areas in the UK and you have an example of it. Bradford, Birmingham Brixton all have high concentrations of BME people who are perhaps forth or fifth generation immigrants. As the original population moves out, more of the ethnic groups move into an area that is seen to be accepting and increasingly geared towards their way of life for example places of worship and shops selling familiar foods and produce.
Interestingly it's the exact same process that TDW explained, people prefer in the most part to be amongst 'similar' people and when the original inhabitants of an area start to feel squeezed out, they move to areas that are seen to be accepting and geared towards their own way of life.
This is true of any community or social group and not limited to skin colour or religion. Think if you will of Canal Street in Manchester or San Francisco and their high concentration of homosexuals, the leafy suburbs with their high concentration of professionals and golfers.
Defining racism in this context is really difficult. I'm Liverpuddlian by birth, spent a significant amount of time living in Scotland and now live in a very Welsh part of North Wales, to the extent that I'm having to learn Welsh in order to keep up. So, I guess I'm in areas where I don't always fit-in, where I can't find the things I normally buy and speak in my own language, so in this case, I'm the minority.
But, if there was a place nearby with English speaking chippys open 24 hours a day, cheap V-Power, no expectation to learn a new language might I be tempted to move?
What if you're my next door neighbour and over time I start to introduce those things? Might you be tempted to move to a place that felt like home?
That movement of people is called 'White Flight'...
Here's a bit more info if you fancy http://en.wikipedia.org/wiki/White_f...United_Kingdom
Last edited by andylinney; 12 November 2013 at 01:50 PM.
12 November 2013, 03:02 PM
#49
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Yeah that is a good summary, one can argue about 'causes' of course, my feeling is that people like to be with 'people like themselves', that way people feel like they can trust each other and feel more comfortable. Of course not many of them would be explicitly or consciously 'racist' per se. There are a whole host of 'markers' of difference not limited to 'race' but includes class, accent, tastes, sexuality, hobbies, politics, etc.
12 November 2013, 03:29 PM
#50
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Yeah that is a good summary, one can argue about 'causes' of course, my feeling is that people like to be with 'people like themselves', that way people feel like they can trust each other and feel more comfortable. Of course not many of them would be explicitly or consciously 'racist' per se. There are a whole host of 'markers' of difference not limited to 'race' but includes class, accent, tastes, sexuality, hobbies, politics, etc.
Not really because you don't know someones taste, sexuality, hobbies or politics from just walking past them in the street.
What will be immediately apparent though is the colour of their skin.
12 November 2013, 04:14 PM
#51
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I'm not for a second defending the indefensible however the name White Flight is just the one that was coined back in the 1900's to describe the phenomenon that was observed in the USA. The actual movement and grouping of communities based on a common denominator is as old as the hills.
12 November 2013, 05:18 PM
#52
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Unless of course, like in the case of Brighton or Manchester with their large gay communities, it's well documented and in common knowledge.
I'm not for a second defending the indefensible however the name White Flight is just the one that was coined back in the 1900's to describe the phenomenon that was observed in the USA. The actual movement and grouping of communities based on a common denominator is as old as the hills.
I'm not for a second defending the indefensible however the name White Flight is just the one that was coined back in the 1900's to describe the phenomenon that was observed in the USA. The actual movement and grouping of communities based on a common denominator is as old as the hills.
Is there a large gay community in Brighton then?
12 November 2013, 09:51 PM
#60
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Oh dear, are we all giggling because someone said gay?
Astonishing that if someone mentions race people get indignant and are deeply offended yet still feel it's okay to actively deride the LGBT community.
Hmm, never mind.
Astonishing that if someone mentions race people get indignant and are deeply offended yet still feel it's okay to actively deride the LGBT community.
Hmm, never mind.