ScoobySteve69

iTrader: (13)

Over??? Surely you mean other

Brun

Plenty wrong with a GX modded to look like a Turbo and not be insured as such!

sprigeteer

iTrader: (9)

I've delt with Sky extensively and they are a good company to deal with. I've had plenty of companies refuse to insure certain cars I've owned, but I would not go on here and slag them off. It's how the world works - they don't have to insure you.

Wagon_Si

iTrader: (2)

i have been with Sky for about 3 or 4 years on a few cars i have, they've been mostly competative, especially on modified cars. they've tried their best on my standard cars but usually compare sites have been better. overall i am very happy with them, cheapest isn't always best either.

SRSport

Dat is how u spell 'over', innit bruva.

wrxolly

my gx is insured at the moment with modifications,the quote was before i did mods!

wrxolly

yes i mean other! and who on earth do you think you are....init bruva???? seriously did you just say that

ScoobySteve69

iTrader: (13)

Exactly mate. Its the new breed of Subaru owners unfortunately. I'm glad I've moved on. It pains me to attempt to comprehend some posts nowadays.

wrxolly

if your not bothered why are you looking? glad you moved on.....clearly not


iam putting a end to this post i said what i think like alot of people do on here theres no harm in that

SRSport

The thread was over long before. Most people do post what they think but the quality of their posts often dictates what sort of response they get.

Anyway, thanks for sharing your experience.

ScoobySteve69

iTrader: (13)

tubbytommy

iTrader: (20)

another day,another bellend......

ScoobySteve69

iTrader: (13)

Don`t upset him or he`ll delete his profile........oh hang on

chocolate_o_brian

iTrader: (22)

This thread is a particularly good example of what (and why it) has happened to the Subaru marque.

I'd hazard there is a large percentage of Subaru's out there insured as "standard", when infact they are tarted up with stickers, roof tat and other chav bollocks bringing the marque down to the general population and insurers.

Bellend indeed.

ScoobySteve69

iTrader: (13)

I didn`t declare my Prodrive gearknob actually

SRSport

Ask for a refund then as you wouldnt have been covered. Ive read that people who change their mats have been asked to declare them. I would like to see that one held up in court but its amazing what some companies will try which is why its best to stick to the well known companies that you find on here.

Moley

iTrader: (9)

Not just Subaru's

tubbytommy

iTrader: (20)

dont know if this is the case with everyones policys or moley got me a good deal but mine was cheaper than the comparison sites even with declared mods on it

i have had imprezas for years and i have to say i was amazed how cheap my insurance was through a specialist.

SRSport

Yep, mine was £430 with declared mods. Cheapest on Gocompare would have cost me £545 and thats with them completely cocking up. I got referred to a company with my mods declared only to find in the break down of the policy (after I had paid) that the clauses meant that due to the time they were fitted my mods were not covered. I was honest with them (as they would never have know) and cancelled my policy where they then tried to charge me £25 admin fee! I wrote them a strong letter telling them exactly why I was not intending to pay that and they 'let me off'.

mickywrx

iTrader: (29)

Mine was massively cheaper with Gary, than any of the comparison sites. And I only looked at them for the sake of it.

Been insured with Gary since 2006 IIRC, and in that time I've only spoken to him 2 or 3 times. I just send a PM to ask him to renew the policy.

I'll have to speak to him soon though, I've forgotten to declare my titanium key as a mod.

tubbytommy

iTrader: (20)

i dont know anything about insurance but maybe being a new owner goes against you rather than if you are renewing and have had the car a year or more so are experienced in performance cars and a lower risk.

Moley

iTrader: (9)

I got a quote off a comparison website for my Seat Leon... £345.
When i checked the small print and rang the company it would have been £580 as a like-for-like policy comapred to mine, as apparently the online price was a 'prices from' deal (ie if i had a £700 excess, didn't get 3rd party on other cars, no legal, no protected NCB etc..)

Most people go onto these websites when they get their renewals, and very often get a cheaper quote. However, 95% of the time they come back to us, as when they come to pay for the policy, or check the small print the prices increases a lot) on average about 40%)

We put a lot of effort into keeping our customers, and don't just assume people will renew.

Moley

iTrader: (9)

We always need a years experience.

We do have some companies who will quote for a new purchase without experience, but they are normally pretty expensive.

All the specialist insurers we use need that driving experience before they will quote a good price

SRSport

What do people do when then buy a new car? Pay a huge premium until renewal time or would moving to a car with similar performance be ok?
Mickywrx have you kept the same car for 6 years?
.

tubbytommy

iTrader: (20)

pay more for the first year

Moley

iTrader: (9)

Yep, exactly like i had to do (£1400 first year)

tubbytommy

iTrader: (20)

me too but it does get better thankfully.

mickywrx

iTrader: (29)

I've had the same car since March 2005

beaujo

iTrader: (1)

we have been with A plan for the last 4year with the bug wrx modded and with the hatch sti,but this year the renewal was a shock to me,so contacted sky and they beat A plan by £195 i was over the moon and our mods declared coming in at £550 well happy with that guys im 35 17 ncb.
leeanne

skyinsurance

iTrader: (3)

Thanks for the feedback, if you have any queries , you are welcome to PM us at any time.

Please feel free to have a crack at our competition, details in the link below:

http://www.skyinsurance.co.uk/blog/2...e-competition/

Kind regards

Ollie
Sky Insurance

Tel: 03303 331250