wrxolly

asked for a quote on my blobeye gx they said no unless its modified
so what i have to spend hundreds of pounds on modifications!

Dale17

They were on here other week advertising
And said they do insurance for sports and modified cars,
I'm sure they'll see this thread an sort you out

wrxolly

well we will see,they will quote me on over cars which i dont own like skylines....but ive got the scooby and they wouldnt touch it which i think is daft,they said your better going to someone like tesco's or admiral which isnt true because as soon as they hear subaru impreza they just go mad witht he prices

skyinsurance

iTrader: (3)

Hi,

hard to comment without your details, feel free to PM these to me and I will be happy to shed light on the quotation refusal.
I'm not sure a quote refusal means we are a joke but of course, you are entitled to your opinion. Are the other specialists quoting on it?

Thank you

Ollie
Sky Insurance

skyinsurance

iTrader: (3)

Hi,

thanks for the PM, I've replied with the specific reasons why we are unable to place this onto our car club scheme. Thanks for trying us and apologies we couldn't help.

Ollie
Sky Insurance

Tel: 03303 331250

oliVeR6

Wouldn't say they were a joke at all. I've used them for my first Impreza (unmodified btw) and they really were great, they even managed to beat Molely on price.

They will go even higher in my expectations if they don't charge for a change of address on my policy (excluding any change in premium obviously!) lol!

wrxolly

they will not quote me,nobody has got close to moley's quote yet

Dale17

So what have they said about why they won't give you a quote?

JDM_Stig

iTrader: (3)

if it needs to be modified why not just stick a panel filter in and its modded lol

Graz

He's after a quote on an unmodified GX FFS, what does he expect, I'd be very surprised if you weren't able to get the best price from any of the usual comparison sites, i.e. MoneySupermarket, Confused, etc. No need to deal with a specialist unless you have a modified, turbo charged Scooby

MattyB1983

iTrader: (51)

Your car is modified though, so whats the problem ???

skyinsurance

iTrader: (3)

Overall risk.

MattyB1983

iTrader: (51)

More importantly, hes trying to insure it as a standard example when its clearly not.

skyinsurance

iTrader: (3)

We go by what the customer tells us, if the customer non-discloses then it's likely it will come back and bite them so that's their look out. Perhaps Moley might pick up on it if he reads this thread. I'm interested to see what the other specialists make of this risk as well..

salsa-king

'if' it's un moddified, standard car... the compare sites shouldn't have any problem quoting. Its not a perforance car so no issue... or is there?

mickywrx

iTrader: (29)

The OP has made it a turbo replica, Phil.

https://www.scoobynet.com/projects-4...lobeye-gx.html

lordharding

iTrader: (1)

Mmm
So did the OP decare this car as modified or not ?????

Never heard of a rotten wing in a scooby
Arches yes but never a wing

bustaMOVEs

iTrader: (31)

Op

cjquicksilver

iTrader: (23)

been with sky 3 years now and always the lowest quote, and they would insure me wen moley wouldnt on my waggon :-)

salsa-king

yep I saw that.


least the big sticker on the car saying GX lets the car thief know they're not stealing a real turbo car for joy riding lol

wrxolly

theres nothing wrong with a gx all you middle age blokes seriously you sound like kids bitching to each over

Turbo Tone

iTrader: (2)

The fact that it is a GX is not the real issue here. The issue is you start a thread slating Sky Insurance as they will not insure your car as it is not modified. Fair enought as they usually insure performance and modified cars.

Later in the thread it comes to light that your car is quite heavily modified as it looks like an Impreza turbo.

The REAL issue is you are trying to insure your car as a standard vehicle when quite clearly it is not

salsa-king

You've said it.


There's on Issue with a GX being insured its fraudulent trying to get insurance on a car that has clearly been altered to look like something else.

MattyB1983

iTrader: (51)

Just got to hope its not you or I he crashs into as he'll obviously have no cover.

Turbo Tone

iTrader: (2)

I know

And that is the exact reason why our Impreza insurance is sky high

JAPOLLY

The car was insured last year with admiral standard because it was at the time!the work its had done recentley is a exshaust and some wheels that's it,saying its heavily modified I think is a extreme.....I asked for a quote for when it was standard as the car was,its currently sorn at the minute BUT if it does go on the road they will no about the HEAVY modifications

Turbo Tone

iTrader: (2)

It makes no difference if the mods are light mods, pink mods, heavy mods or flashing neon light mods! They still have to be declared to your insurance company otherwise your insurance is in-valid.

The fact that it is sorn is irrelevant. If someone decides to "borrow" your wheels or your exhaust and you have not declared this to your insurance company, yep you guessed it. Your insurance company WILL NOT pay out.

If someone "borrows" the car, dumps it and your insurance company recover the car and find out the wheels are different from what you have on your insurance once again they WILL NOT pay out!

Its not difficult just declare the modifactions to the insurance company like 99% of the members on here do.

mickywrx

iTrader: (29)

You've even got 2 active usernames.

Say goodbye to one of them, because it will get banned.

SRSport

Why would it make insurance go higher though? Surely undisclosed mods on policies are free money to insurance companies. They take the premium and have no worries about every having to pay out.

SRSport

Just because one company wont quote you doesnt make them a joke. Move on to another. I run several comparison quotes and there are always around 15 that quote me £3000+. It's their way of saying that they are not interested so I go with someone else. This year I paid £430 with Adrian Flux. Doesnt mean Im going to write down those other 15 companies, post them on here and call them a joke just because they dont want to take my custom. I little maturity wouldn't go amiss to be honest, its good that there are companies that have different set criteria as this enables us to pick and choose the best ones for ourselves.

This really is a nonsense thread.