I'm willing to wager one of your bottles against one of my bottles of '96 that the restaurant in question charges somewhere between £350 and £400 for their '90. So, are you feeling lucky, Spoon?

 

Makes me feel less guilty about pissing off our IFA. Mind you he never struck me as the sort of bloke that was loaded.

 

96' isn't to my liking. Have you got anything premium?

 

 

I'm sure trouts post isn't suggesting that if an IFA has almost exclusive HNW clients that it makes them a good IFA. Equally speaking an IFA with few HNW clients isn't automatically sh1te.

Its mostly location (or at least client location) that dictates your average client net worth.


As for the OP, I too wouldn't like to get too friendly with an IFA that splashes cash like its water. You go to some practices and theres new BMWs, new Audi's, Range Rovers and usually the odd Aston Martin. Our MD drives about in a 54 plate MK5 Golf (he's not skint either!!!) If you have an IFA who is careful with their money then its more likely they will be careful with your money.

 

The average earning of an IFA is pretty low - not mega salaries - average to decent white collar earnings.

Some IFAs make sure they go and find the locations with the HNW - they specialise. The top end guys will be fee based (percentage of holdings). To keep their clients they at least need to be reasonable as fee based business is much more dependent on customer loyalty.

My point is that there are a good number of IFAs who do make top dollar - and they usually are good.

 

I bought some 1990 for about £45, but that was 15 years ago or more. Is that when you got yours? If I were you I would drink it, mine went on Millennium Eve and tasted great then, it can only be going downhill!

 

It's good for another year, maybe two. It's playing second fiddle to the '96 now, of course.