WRXrowdy

iTrader: (2)

Really? so why has my insurance gone from £350 in the first year to £580 two years down the line?
Age 35, 16 years no claims, 3 points (sp30)
Direct line, 03 WRX. Postcode RH14 (now moved to RH20).

Previous fast(ish) car owned was an XR4x4 when I was 19 (it got knicked 16 years ago).

Moley

iTrader: (9)

Dunno.... you'd have to ask Direct Line

They might have done it too cheap the first year (£350 is the lowest price i've ever heard of in a RH postcode) and have now increased their price to get nearer the market rate

WRXrowdy

iTrader: (2)

I did ask direct line and was told it was down to the fact that a lot of people have been putting in personal injury claims in the last year that has increased all premiums.
After phoning around a lot of insurers I was also told by a lot of insurance companies that they won't even insure an Impreza, and by others that young drivers are buying them, paying thousands for insurance, and then wrapping them round the nearest oak tree they can find because they can not handle the car (begs the question why insurance companies even insure drivers under 25).

Will be giving you a bell come April though, see what you can come up with.

Moley

iTrader: (9)

That's either a story they've made up, or they have been insuring the wrong people.

Our Subaru claim stats are MASSIVELY lower than the average, and are possibly our best performing car from a claims point of view, hence our prices increases are very small compared to others.

Feel free to get in touch at renewal time and i'll see what i can do

(I am in a RH postcode myself)

WRXrowdy

iTrader: (2)

Think it was Adrian Flux that said about the young drivers claiming, they couldn't come close to my renewal premium.
Do you have an office in RH6, I am in that area every day.

Not sure if the quote was wrong for the first year, it was surprising though, considering that was with protected no claims bonus cover so the premium was just over £300 without that. I did get online quotes from them on various other cars and they were all low for the cars I was looking at, I even ran a **** take quote for a RR Phantom just for a laugh and that came in at £480!

TonyBurns

iTrader: (3)

County?............ Northwest
Age?............... 42
Sex?............... M
NCB Years?......... 13+
Protected?......... Yes
Year Lic Held?..... 21
Claims or Conv?.... no
Car Type?.......... WRX STI Spec C Ltd 2003
Value of Car?...... 11000
Year of Manu?...... 2003
Import?............ Yes
Mods declared?..... Yes
2nd Driver......... No
Insurance Co?...... KM
Quote Price?....... £700
Full or TPTF?...... Full
Excess costs?...... £250 i think

County?............ Northwest
Age?............... 42
Sex?............... M
NCB Years?......... 13+
Protected?......... Yes
Year Lic Held?..... 21
Claims or Conv?.... no
Car Type?.......... WRX STI Version 5 Type R
Value of Car?...... 7000
Year of Manu?...... 1999
Import?............ Yes
Mods declared?..... Yes
2nd Driver......... No
Insurance Co?...... KM
Quote Price?....... £745
Full or TPTF?...... Full
Excess costs?...... £250 i think

Rob Day

iTrader: (78)

Well my insurance has gone up, I have sent PM's to Morley and Chris A-Plan. Im awaiting a response as my car is now ready to hit the road .

£916 for a standard motor

County?............North West (BB18)
Age?...............32
Sex?...............M
NCB Years?.........6
Protected?.........Y
Year Lic Held?.....15
Claims or Conv?....0
Car Type?..........STI Prodrive
Value of Car?......5k
Year of Manu?......2002
Import?............N
Mods declared?.....Y
2nd Driver.........Partner F 34
Insurance Co?......Swinton
Quote Price?.......916
Full or TPTF?......F
Excess costs?......400

trophy hunter

County?...........SUFFOLK nr33
Age?...............41
Sex?...............M
NCB Years?.........9
Protected?.........Y
Year Lic Held?.....24
Claims or Conv?....0
Car Type?..........wrx STI type uk
Value of Car?......10.5k
Year of Manu?......2006
Import?............N
Mods declared?.....Y
2nd Driver.........N
Insurance Co?......KM
Quote Price?.......500
Full or TPTF?......F
Excess costs?......350

Scoobychick

iTrader: (1)

County?............Moray, Scotland
Age?...............47
Sex?...............Female
NCB Years?.........10+
Protected?.........Yes
Year Lic Held?.....30
Claims or Conv?....None
Car Type?..........WRX
Value of Car?......4-ishK
Year of Manu?......2001
Import?............No
Mods declared?.....PPP
2nd Driver.........Yes
Insurance Co?......Keith Michaels
Quote Price?.......£450
Full or TPTF?......Full
Excess costs?......Erm..£300? Not sure!


I LOVE my insurer!

Scoobychick

iTrader: (1)

Just to prove that it's all about the postcode, my insurance dropped because I moved to Scotland. This year's quote was just under £100 lower than last year when I lived in Kent

Cheers Gary

JonMc

iTrader: (51)

But emigrating to Scotland just for cheap insurance is a bit extreme isn't it

Scoobychick

iTrader: (1)

Jon, it may be considered extreme yes, but we also get the benefit of miles and miles of empty and gorgeous roads, plus fast jets

JonMc

iTrader: (51)

But the fast jets are full of blokes and wimmens with their heads stuck firmly up their own asses (you're not an RAF pilot are you).

Lincoln, Norfolk and Afghanistan are also full of fast jets, although I wouldn't fancy the insurance quote for Afghanistan

Sy5

iTrader: (6)

County?............Wiltshire (SN14)
Age?...............37
Sex?...............M
NCB Years?.........8
Protected?.........Y
Year Lic Held?.....20
Claims or Conv?....N
Car Type?..........UK Turbo 2000 Wagon
Value of Car?......2500
Year of Manu?......1999
Import?............N
Mods declared?.....Y
2nd Driver.........Y
Insurance Co?......AVIVA
Quote Price?.......317.99
Full or TPTF?......F
Excess costs?......300

They Beat everyone by £200

Haven't tried KM yet but I really don't think anyone can beat this quote.

Rob Day

iTrader: (78)

Well I figured this needed updating, and I would like to thank Gary at Keith Michaels for an excellent service once again. Considering the price hike recently across all insurance I still got a decent price that im pleased with

County?............
Age?...............
Sex?...............
NCB Years?.........
Protected?.........
Year Lic Held?.....
Claims or Conv?....
Car Type?..........
Value of Car?......
Year of Manu?......
Import?............
Mods declared?.....
2nd Driver.........
Insurance Co?......
Quote Price?.......
Full or TPTF?......
Excess costs?......


Here is mine:
County?............North West (BB18)
Age?...............33
Sex?...............M
NCB Years?.........7
Protected?.........Y
Year Lic Held?.....16
Claims or Conv?....0
Car Type?..........STI Blobeye
Value of Car?......8k
Year of Manu?......2004
Import?............N
Mods declared?.....Y
2nd Driver.........Partner F 35
Insurance Co?......Keith Michaels (Gary aka Morley)
Quote Price?.......Sub £700
Full or TPTF?......F
Excess costs?......Quite a bit lol

mogs132

County?............cardiff
Age?...............21
Sex?...............M
NCB Years?.........1
Protected?.........n
Year Lic Held?.....4
Claims or Conv?....one crash 3 years ago
Car Type?..........hawkeye sti
Value of Car?......9000
Year of Manu?......2007
Import?............n
Mods declared?.....n
2nd Driver.........Y
Insurance Co?......elephant
Quote Price?.......1700
Full or TPTF?......F
Excess costs?......600

im main driver and owner but added my parents as named drivers, even tho one has 3 points and dropped it by 1500

chocolate_o_brian

iTrader: (22)

County?............ North Lincs (DN16)
Age?............... 27
Sex?............... M
NCB Years?......... 4
Protected?......... N
Year Lic Held?..... 5
Claims or Conv?.... 3 Non fault (2 April 2007, 1 Feb 2011), 3points TS10 (Dec 2007)
Car Type?.......... My99 Turbo UK Wagon
Value of Car?...... £2000ish
Year of Manu?...... 1999
Import?............ N
Mods declared?..... Offcourse (remap soon so running circa 270bhp)
2nd Driver......... N
Insurance Co?...... Gary Moulson @ KM
Quote Price?....... £685
Full or TPTF?...... Fully Comp
Excess costs?...... £200-250 I think

It's worth mentioning that the above quote would not have altered for an import WRX/STi, my UK wagon came up as a bargain well within budget.

Marc Frobie

iTrader: (1)

to put it short im paying £1356 tpf&t on a bloody 1.6 TS wagon! Im 25 with 5 years no claims (been driving 6 nearly 7)

acstua

iTrader: (1)

ive had quotes ranging from £750 to £1400 today :/ Such a range
32 (just) with 9 years ncb and driving since '98

BrownPantsRacing

iTrader: (6)

Just done my insurance for my modified 06 WRX today funnily enough. Renewal was £840 for myself & wife, me 3 points 35 years old, 6 years NCB.

Got quotes ranging from £1700 to £580 in the end full comp, protected NCB, etc etc. Amazing spread as always!

Thanks again Moley you were very close but I will be calling you again next year as usual.

Ta. Andy

Rob Day

iTrader: (78)

Ouch, thats not right unless there is something your not telling us. My postcode area isnt great due to car crime some 25 miles away, but im affected by it all. I would be ringing around mate, the obvious ones for me would be Keith Michaels (ask for Gary Moulson), Green light (ask for Tony), Sky & Aplan.
https://www.scoobynet.com/member.php?u=39551
https://www.scoobynet.com/member.php?u=122012
https://www.scoobynet.com/member.php?u=101227
https://www.scoobynet.com/member.php?u=50446

I could offer more names, but non of which are Scoobynet members nor sponsors, so I would stick with the above.

There is nothing in this for me, but if you are a genuine decent driver, with a clean lic then I wish you all the best.

Rob

The first quote depending on the motor might be about right for where you reside. Dont worry about the range, each insurance co specialise in certain areas of insurance, ie for me Keith Michaels was half the price of some of the other leading ins co's, but they clearly are not interested in high performance vehicles.

acstua

iTrader: (1)

Hawkeye STi ;(
Starting to get fed up with the performance car taxes: high insurance, petrol, running costs etc

im sure ill forget about it when i get my car back from its service :d

Rob Day

iTrader: (78)

You certainly need to do some homework before buying a car these days. The Hawk is over £400 year tax isnt it? The blobeye 2005<< is £260 ish. As for the rest of the cost for running they are all the same. As for Performance vehicles in general, if its burdens that much look into a track car only, and buy a cheap oil burner, that way you can have fun at weekends and still reap the benifits from cost saving, however if the bug of track days gets a hold of you then you will ikely end up spending a fortune on this too

acstua

iTrader: (1)

aye i did, then brought the wrong car shiny car

mines before the cut off, so only 260quid a year (cut off being march 2006 i think)
and i only really use it at the weekends as i can walk to work

but every now and again do a trip 500 - 600 miles etc and then its a killer for fuel heh
still dont fancy a oil burner mind!

the car doesnt seem to have cost me much more than the CTR i used to run for years tbh its not just the scoob thats starting to make me begrudge all the costs
but like i say get mine back tomorrow hopefully so im sure all will be forgiven then :P

chocolate_o_brian

iTrader: (22)

Marc Frobie

iTrader: (1)

Cheers il take a look at that!

Im not holding anything back mate, had no accidents made no claims got no convictions etc i think its the area i live in i was paying £800 for a 1998 1.9 diesel Seat Cordoba before this! For some reason the price propper shot up last renewal?! I cant afford to pay the cancellation fee either so im stuck with it for another 10 months yet (i was 24 when i took it out, but only 2 months off being 25!)

Marc Frobie

iTrader: (1)

When i say cant afford the cancellation fee they wanted near on £300 to cancel! Im with Autotrader btw (well insurance through them as they are a broker)

rob84

iTrader: (5)

County?............Cumbria (CA10)
Age?...............27 years old
Sex?...............Male
NCB Years?.........11Years
Protected?.........Yes
Year Lic Held?.....11Years
Claims or Conv?....Non
Car Type?..........Sti Type Uk 2.5 Hatch
Value of Car?......£25,000
Year of Manu?......2008
Import?............No
Mods declared?.....Yes
2nd Driver.........Yes
Insurance Co?......Admiral
Quote Price?.......£580
Full or TPTF?......Fully Comp
Excess costs?......£300

chet123

iTrader: (7)

County?............London (NW9)
Age?...............32
Sex?...............Male
NCB Years?.........10
Protected?.........Y
Year Lic Held?.....15yrs
Claims or Conv?....N
Car Type?..........STI Type UK
Value of Car?......£10,000
Year of Manu?......2004
Import?............N
Mods declared?.....Y
2nd Driver.........N
Insurance Co?......Keith Micheals (Gary)
Quote Price?.......£695
Full or TPTF?......Full
Excess costs?......£350

Sy5

iTrader: (6)

County?............Wilts (SN14)
Age?...............38
Sex?...............Male
NCB Years?.........9 (although only 5 show up )
Protected?.........Y
Year Lic Held?.....20yrs
Claims or Conv?....N
Car Type?..........UK T2000 Wagon
Value of Car?......£2000
Year of Manu?......1999
Import?............N
Mods declared?.....Y
2nd Driver.........Y
Insurance Co?......AVIVA
Quote Price?.......£298
Full or TPTF?......Full
Excess costs?......£350