Interest Rate Review
#31
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#33
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... curious - by the conspiratorial wink I'm assuming you do this. Where abroad gives better rates than the UK?
If you mean 'offshore', the only reason I could see for having an offshore account was to hide the interest from the tax authorities. When they were forced to disclose last year, that disappeared, didn't it? And I've never found the rates to be any different...
If you mean 'offshore', the only reason I could see for having an offshore account was to hide the interest from the tax authorities. When they were forced to disclose last year, that disappeared, didn't it? And I've never found the rates to be any different...
#34
#35
They are talking about the biggest cut for years.Possibly 0.75%.
What I can't figure is America has been slashing theirs for months and it seems to have made little difference.
Mortgage providers aren't all going to play ball either (though I understand some do have cut off points built in even for trackers? eg 'can't go below x% even if bank goes mad and brings it right down')
What I can't figure is America has been slashing theirs for months and it seems to have made little difference.
Mortgage providers aren't all going to play ball either (though I understand some do have cut off points built in even for trackers? eg 'can't go below x% even if bank goes mad and brings it right down')
#37
They are talking about the biggest cut for years.Possibly 0.75%.
What I can't figure is America has been slashing theirs for months and it seems to have made little difference.
Mortgage providers aren't all going to play ball either (though I understand some do have cut off points built in even for trackers? eg 'can't go below x% even if bank goes mad and brings it right down')
What I can't figure is America has been slashing theirs for months and it seems to have made little difference.
Mortgage providers aren't all going to play ball either (though I understand some do have cut off points built in even for trackers? eg 'can't go below x% even if bank goes mad and brings it right down')
Abbey trackers will go all the way to zero. Nationwide are 'collared' at 2.75. Most of the others fall somewhere in the middle
My mortgage is with Abbey - base rate MINUS 0.76% - I am wondering if they will start giving me money if the base rate gets below 0.75......
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