18 year old got a chance?
#91
if your buying a subaru just cos you lke the shape fair enough, but id only get the turbo ones whats the point of just a 2l gl?? when you will have to pay high insurance. If you want something fast and lower insurance check theses cars out. Celica 2l gt or gt4, honda prelude 2.2, rover 220T, honda crx, and theres loads more.
#92
#93
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I had a job on tryin to get insured at all, am 23 with 5yrs no claims and owned quick cars before (205 gti + clio 16v). I'd be surprised if you could get insured at all on an import like someone said ur better off wiv a uk car. Also dont take internet quotes for granted eg confused.com! I got decent quotes online then when you delve deeper they'd turn round n say, 'sorry mate you have to of owned one for at least a year', or 'we dnt do under 25's'! eventually got insured £1450 fully comp with endsliegh, no one else came close. good look mate
#94
can't resist joining in.
just forget buying some ancient impreza and paying mega money to insure it. you'll blown a load of money trying to improve it and modernise it.
cars are soooooooo easy to buy- its running/servicing and insurance.
I'm a fair bit older than a lot of you probably- I reeled with horror at paying just over £500 for my wrx and I can afford to pay it. as for paying £1000's to insure it- I remember telling the subaru salesman- nice car blah blah- but if ins isn't cheap forget it--- no car is that good.
I'm sorry to say at the age of 17/18- the risk factor of you binning it is high- hence high ins.
these days yr going to have to bite the bullet of driving crap basically till you get older.
realistically what are you going to do if you're paying £200 a mth back on HP o ins and you get a bill of £1000 to fix yr car ?
however- having been there myself at 17 with a heavily modified car----- good luck mate and I hope you manage to sort something out.
because you do only live once
just forget buying some ancient impreza and paying mega money to insure it. you'll blown a load of money trying to improve it and modernise it.
cars are soooooooo easy to buy- its running/servicing and insurance.
I'm a fair bit older than a lot of you probably- I reeled with horror at paying just over £500 for my wrx and I can afford to pay it. as for paying £1000's to insure it- I remember telling the subaru salesman- nice car blah blah- but if ins isn't cheap forget it--- no car is that good.
I'm sorry to say at the age of 17/18- the risk factor of you binning it is high- hence high ins.
these days yr going to have to bite the bullet of driving crap basically till you get older.
realistically what are you going to do if you're paying £200 a mth back on HP o ins and you get a bill of £1000 to fix yr car ?
however- having been there myself at 17 with a heavily modified car----- good luck mate and I hope you manage to sort something out.
because you do only live once
#95
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i got "Kieth Micheals" and "A Plan" bidding for quotes and got it down from 750 to 500 all mods declared (with A Plan).
yours wont be this cheap but its worth playing the insurance companies off each other for the best deals (the price was 1300 in the internet sites by the way so its worth calling them too)
yours wont be this cheap but its worth playing the insurance companies off each other for the best deals (the price was 1300 in the internet sites by the way so its worth calling them too)
I'm not getting into the whole maturity issue, but to follow up from my previous post. When I got my UK classic it had 15k on the clock (was a bachelors 2nd car, sold cause he was getting married) It still had the new car smell!! However, I've just looked at my receipts and in the first month I spent a grand on it! Not mods, just catching up with servicing, TLC, petrol etc... oh, and a proper backbox!
So imagine what a scooby costing 2k might cost you! No offence intende mate, but it sounds like a scooby would break you financially and probably out you off owning a quick car for a long time.
DO NOT I REPEAT DO NOT attempt to cut corners with the insurance: it is not legal to profess to be a named driver, if in point of fact you are the main driver. You WILL be found out in the event of an accident (you'd stand out a mile at your age) and you will not be insured. Ditto 3rd party cover! Can you afford to loose everything you've paid on the car, the insurance etc... No, so don't even consider it.
Best advice: stick with the run around, come back when you're 21 with 3/4 NCB under your belt, a bit more to spend and get a good un then!
IN the meantime, spend your dough on beer and women!! At your age, the don't need a flash car to impress the ladies, any car is cool!
#96
Originally Posted by sjwdavies
Originally Posted by sjwdavies
Sorry to be blunt, but your one stupid basterd!
Take it you still live with mummy and daddy?
Sorry to be blunt, but your one stupid basterd!
Take it you still live with mummy and daddy?
So you think a clever person would spend £5300 on a years car insurance?
That works out at £441 a month.
#97
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Regarding the topic.
I would begrudge paying that much money for Insurance, there are plenty of fun cars around that you can insure cheaper and get the same laughs out of.
One of my all time favourite cars was an XR2, lots of power in its day, lots of fun and looked the bollox
I have a P1 now but its took me ten years to work my way up to it.
#98
(The bearings had gone in some of the cam pulleys, and another cog and pre-tensioner was leaking oil, that service was very f. expensive lol, but at least i know it's right now)
Last edited by sjwdavies; 25 January 2008 at 02:17 PM.
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When i was 18 i had a 2.3 V5 Golf which cost me £270 a month to insure... I know there is still quite a difference between 270 & 441, but if u can afford it what the hell...
You only live once...!
#100
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Sorry for possibly hi-jacking this thread, but the long reply, I feel, is needed.
Your rather offensive post is based on the little facts you know.
Not that I have to, but I will explain the situation.
The car was left standing for 3 or 4 months, during which time, the car got moisture inside, and water through a boot leak. As I'd had the first alarm installed on the cheap by a friend in the business, he did a quick job and put the alarm unit under the drivers seat.
This is not reccomended as if water gets into the car, the alarm will get wet.
I think you can guess what happened...
So I came to put the car back on the road. Bought a new battery, installed it. Came to open and disarm the alarm, and it wasn't responding. Numerous disconnects of the battery, a number of alarm sirens, the alarm not recognising the fob, the fact that the alarm LED (Clifford unit) was constantly illuminated blue, led me to believe there was a fault with the alarm.
Taking it for it's MOT, and the car died just after the emissions test. I couldn't restart it because of the alarm/immobiliser. Disconnected the battery, fiddling about with it for 20 minutes, and I managed to get it started and out of the garage - only for it to cut out on me 4 minutes round the corner.
Fiddling I managed to get it started and home, where I rang a decent alarm centre and booked it in ASAP.
So I drop the car off at the alarm centre........ 3 hours later I get a phone call informing me of the moisture that's penetrated the alarm and the green fuzz growing out of the connector ports.
"We'll be able to remove the alarm sir, but it will be £150....."
"How much is a new alarm?"
"That would be £600, including the cost of removing the wiring of the old alarm"
So having an insurance group 20 car, sat on the drive with no alarm, and the fact these cars are stolen to be used as get-a-way cars because of their speed PLUS the fact their relatively easy to steal because of their age, led me to pay the man his money and replace the alarm.
These imports have no alarm or immobiliser as standard. Do you think many people who own these cars have no alarm or immobiliser on them?
At any point in my post, did I say my brakes were knackered and needed replacing? Do you think a competent Mechanic would give me NO STRONG ADVICE if the brakes were dangerous?
My brakes at no point have failed. They were strong enough to pass an MOT in October.
Jog on GingerBoy, jog on.
Your rather offensive post is based on the little facts you know.
Not that I have to, but I will explain the situation.
The car was left standing for 3 or 4 months, during which time, the car got moisture inside, and water through a boot leak. As I'd had the first alarm installed on the cheap by a friend in the business, he did a quick job and put the alarm unit under the drivers seat.
This is not reccomended as if water gets into the car, the alarm will get wet.
I think you can guess what happened...
So I came to put the car back on the road. Bought a new battery, installed it. Came to open and disarm the alarm, and it wasn't responding. Numerous disconnects of the battery, a number of alarm sirens, the alarm not recognising the fob, the fact that the alarm LED (Clifford unit) was constantly illuminated blue, led me to believe there was a fault with the alarm.
Taking it for it's MOT, and the car died just after the emissions test. I couldn't restart it because of the alarm/immobiliser. Disconnected the battery, fiddling about with it for 20 minutes, and I managed to get it started and out of the garage - only for it to cut out on me 4 minutes round the corner.
Fiddling I managed to get it started and home, where I rang a decent alarm centre and booked it in ASAP.
So I drop the car off at the alarm centre........ 3 hours later I get a phone call informing me of the moisture that's penetrated the alarm and the green fuzz growing out of the connector ports.
"We'll be able to remove the alarm sir, but it will be £150....."
"How much is a new alarm?"
"That would be £600, including the cost of removing the wiring of the old alarm"
So having an insurance group 20 car, sat on the drive with no alarm, and the fact these cars are stolen to be used as get-a-way cars because of their speed PLUS the fact their relatively easy to steal because of their age, led me to pay the man his money and replace the alarm.
These imports have no alarm or immobiliser as standard. Do you think many people who own these cars have no alarm or immobiliser on them?
At any point in my post, did I say my brakes were knackered and needed replacing? Do you think a competent Mechanic would give me NO STRONG ADVICE if the brakes were dangerous?
My brakes at no point have failed. They were strong enough to pass an MOT in October.
Jog on GingerBoy, jog on.
What exactly would you like me to jog on? The road, a treadmill, grass, track............... I could go on.
Thanks for the explanation I feel all warm inside now I know your car has perfectly sound brakes fitted that passed an MOT in October.
Yes I was aware that jap imports did not come with an immobiliser and alarm, thank you for the clarifying the matter further......... a shame then it would have not been functioning correctly in your mobile subaru fish pond for 3-4 months, thus I presume invalidating your insurance??
Unless of course you were prepared to take the risk of leaving your "Group 20 insurance" subaru un-insured on your drive / in the garage (although if it was in your garage that leaves me further perplexed as to whether the boot had been leaking prior to your car being left to "stand" or if infact your garage needs a new roof or if it was on your drive).
Lastly apologies if I misinterpreted your thread, that said I still liked the comment your competent mechanic made and also you bragging / inferring that the brakes had got so hot the rust had melted .
A true ambassador for any "classic" owner.
Seriously though, maybe I was a little harsh, so lets leave it their and I'll go and post something constructive as opposed to being branded a troll .
Regards
GB
#101
If someone has the money and wants to spend £441 a month on insurance then why not ? ? ?
When i was 18 i had a 2.3 V5 Golf which cost me £270 a month to insure... I know there is still quite a difference between 270 & 441, but if u can afford it what the hell...
You only live once...!
When i was 18 i had a 2.3 V5 Golf which cost me £270 a month to insure... I know there is still quite a difference between 270 & 441, but if u can afford it what the hell...
You only live once...!
#102
@ GingerBoy
“Firstly, thankyou for your thorough explanation. I'm not sure I would call my reply "offensive" however as you point out maybe I should have requested further "facts" from you before posting such an offensive response.”
Offensive because your tone and attitude came across, well offensive really?
“What exactly would you like me to jog on? The road, a treadmill, grass, track............... I could go on.”
Your feet, silly!
“Thanks for the explanation I feel all warm inside now I know your car has perfectly sound brakes fitted that passed an MOT in October. “
You’re the one that tried to point out I had my priorities wrong because, something about my car being upside down?
“Yes I was aware that jap imports did not come with an immobiliser and alarm, thank you for the clarifying the matter further......... a shame then it would have not been functioning correctly in your mobile subaru fish pond for 3-4 months, thus I presume invalidating your insurance?? “
Off the road for 3 months means, it was parked on private property and NOT INSURED, hence not invalidating any insurance because there wasn’t any?
“Unless of course you were prepared to take the risk of leaving your "Group 20 insurance" subaru un-insured on your drive / in the garage (although if it was in your garage that leaves me further perplexed as to whether the boot had been leaking prior to your car being left to "stand" or if infact your garage needs a new roof or if it was on your drive).”
On the drive mate, with no steering wheel or battery
“Lastly apologies if I misinterpreted your thread, that said I still liked the comment your competent mechanic made and also you bragging / inferring that the brakes had got so hot the rust had melted .”
I found it funny when he told me, didn’t think I’d driven the brakes to that!
“A true ambassador for any "classic" owner.”
Not sure if your being sarcastic again there, but either way – CHEERS
“Seriously though, maybe I was a little harsh, so lets leave it their and I'll go and post something constructive as opposed to being branded a troll .”
A Troll is quite harsh, don’t be like that mate…
“Firstly, thankyou for your thorough explanation. I'm not sure I would call my reply "offensive" however as you point out maybe I should have requested further "facts" from you before posting such an offensive response.”
Offensive because your tone and attitude came across, well offensive really?
“What exactly would you like me to jog on? The road, a treadmill, grass, track............... I could go on.”
Your feet, silly!
“Thanks for the explanation I feel all warm inside now I know your car has perfectly sound brakes fitted that passed an MOT in October. “
You’re the one that tried to point out I had my priorities wrong because, something about my car being upside down?
“Yes I was aware that jap imports did not come with an immobiliser and alarm, thank you for the clarifying the matter further......... a shame then it would have not been functioning correctly in your mobile subaru fish pond for 3-4 months, thus I presume invalidating your insurance?? “
Off the road for 3 months means, it was parked on private property and NOT INSURED, hence not invalidating any insurance because there wasn’t any?
“Unless of course you were prepared to take the risk of leaving your "Group 20 insurance" subaru un-insured on your drive / in the garage (although if it was in your garage that leaves me further perplexed as to whether the boot had been leaking prior to your car being left to "stand" or if infact your garage needs a new roof or if it was on your drive).”
On the drive mate, with no steering wheel or battery
“Lastly apologies if I misinterpreted your thread, that said I still liked the comment your competent mechanic made and also you bragging / inferring that the brakes had got so hot the rust had melted .”
I found it funny when he told me, didn’t think I’d driven the brakes to that!
“A true ambassador for any "classic" owner.”
Not sure if your being sarcastic again there, but either way – CHEERS
“Seriously though, maybe I was a little harsh, so lets leave it their and I'll go and post something constructive as opposed to being branded a troll .”
A Troll is quite harsh, don’t be like that mate…
#103
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Got my scoob when I was 22 and had it insured for £1196 fully comp. 23 now and with 4 years ncb its £1039 through adrian flux (its a uk car by the way imports were a couple of hundred quid more expensive).
#104
yes I agree its stupid, but I know some people who money doesn’t matter and they got a new porche at 25. so maybe he’s in that category.
any how to the thread starter I just got my wrx today and i have to say to you DONT GET A SUBARU YOU WILL CRASH IT!!!! I didnt expect the power and i ended up diving off a bridge, only joking haha. nnaa I just got my scooby today and when the turbo kicks in its like when that ship in starwars jumps to light speed. serously though wait couple years they not for the faint hearted and you might even regret buying something with that amount of power. Start off with a 1.8 or 2.0l. Just last note i was like you when i was 18,19,20,21 i wanted a scooby but had to wait.
any how to the thread starter I just got my wrx today and i have to say to you DONT GET A SUBARU YOU WILL CRASH IT!!!! I didnt expect the power and i ended up diving off a bridge, only joking haha. nnaa I just got my scooby today and when the turbo kicks in its like when that ship in starwars jumps to light speed. serously though wait couple years they not for the faint hearted and you might even regret buying something with that amount of power. Start off with a 1.8 or 2.0l. Just last note i was like you when i was 18,19,20,21 i wanted a scooby but had to wait.
#105
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You could marry an older person and be put on their insurance
But in all seriousness, your best keeping the cheap runabout, forget about the scoob for now,
its not just the insurance thats going to kill you but also the servicing and fuel costs.
I was lucky in the sense that I had some really good training (which you wont get btw ) when
I started to drive, everything from night driving/off road etc, and lots of practice at it!
On the other hand, you have to get the experience on the roads, more power isnt what you need for
that to be honest with you, you will be skint, have no life when your suppose to be out there
enjoying it, be financially crippled if anything serious goes wrong with the car etc.
Take the advice from us oldies (though the guy paying 5k+, imho is silly unless you have a 50k
a year job or no life ) enjoy your life, dont kill yourself with financial debt on a car
that is probably considerably better on the road than most drivers, bash your old car up (for
thats what its for ) and work your way up slowly
Tony
But in all seriousness, your best keeping the cheap runabout, forget about the scoob for now,
its not just the insurance thats going to kill you but also the servicing and fuel costs.
I was lucky in the sense that I had some really good training (which you wont get btw ) when
I started to drive, everything from night driving/off road etc, and lots of practice at it!
On the other hand, you have to get the experience on the roads, more power isnt what you need for
that to be honest with you, you will be skint, have no life when your suppose to be out there
enjoying it, be financially crippled if anything serious goes wrong with the car etc.
Take the advice from us oldies (though the guy paying 5k+, imho is silly unless you have a 50k
a year job or no life ) enjoy your life, dont kill yourself with financial debt on a car
that is probably considerably better on the road than most drivers, bash your old car up (for
thats what its for ) and work your way up slowly
Tony
Last edited by TonyBurns; 26 January 2008 at 01:55 PM.
#107
Anyone else use Bell insurance? I'm 21, 2yrs ncb, Fully comp, £987 with £300 excess. Got my parents and girlfriend (she's older than me) as named drivers but i'm the main driver. Got a 97 Impreza Turbo 2000.
Bell were by far the cheapest quote i got.
Bell were by far the cheapest quote i got.
#108
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no one insured by the sponser then greenlight
when i was 26 last year they qouted me £628 for the standerd RB5 and
around £900 for the wr sport model which i have
thats with only been driving around 4 years with 3 years ncb and a seroius
conviction which i'am not proud ov
very good i think
just go 4 it mate best car i've ever got
when i was 26 last year they qouted me £628 for the standerd RB5 and
around £900 for the wr sport model which i have
thats with only been driving around 4 years with 3 years ncb and a seroius
conviction which i'am not proud ov
very good i think
just go 4 it mate best car i've ever got
#109
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if i was you id wait a few years like most of us guys did on here...when the impreza first popped up into the limelight i was only 18 and all i wanted was one of those cars...now i own one but also respect it because its a potent piece of machinery which will punish you dearly if treat wrong...
Not to mention the high running costs and maintainence bills ect ect..
Not to mention the high running costs and maintainence bills ect ect..
#110
GET THE CAR ENJOY IT GO TO A FEW TRACK DAYS WITH IT GET SOME POINTERS FROM LIKE MINDED PEOPLE MY OPINION IS KEEP THE CAR STANDARD FOR THE FIRST YEAR GET TO NO IT FIRST AGE IS NOTHING LOOK AT THE AVERAGE 18 YEAR OLD GOING OUT WITH HIS MATES MUM LOL IS THIS WRONG GIVE THE GUY A BREAK REGARDS EVOKILLER
#111
In all honesty, wait, a huge financial drain is the last thing you need at 18, my car cost me nearly 60 quid to fill and i would get 200 miles if i was lucky, and that was on a run. I know its a ball ache having people saying, your too young, too inexperienced, but, it has to be said, its generally true. If i had my car at 19, i would most likely have died. Work up gradually, i started with a sh*tter, then when i wanted more power i got an MR2, non turbo, and had loads of fun, i had that for nearly 4 years before i got the turbo, and i am glad, cos its a handful in the wet, there is no way i would have been able to handle that. The scooby is easier to drive, but that breeds one thing, complacency, you get that you die, simple, yes it has loads of grip, but can you handle it when you suddenly lose the grip??
I dont really want to advise you against it, because its a great car, but, if you are not careful there will be one less great car, and you will either be dead, incapacitated, or heavily out of pocket.
Mostly though, a financial burden like that is not really something you want, its not fun after a while.
It takes a bigger man to wait, you seem quite sensible too, its not worth screwing yourself fiancially for a car, actually it is, but thats not the point, lol.
Bottom line is, its very expensive, get it wrong once, its gone, it doesnt have to be you that gets it wrong either, theres lots of idiots out there.
The right choice is the right choice by you, not by everyone else, just take it easy.
Enjoy
I dont really want to advise you against it, because its a great car, but, if you are not careful there will be one less great car, and you will either be dead, incapacitated, or heavily out of pocket.
Mostly though, a financial burden like that is not really something you want, its not fun after a while.
It takes a bigger man to wait, you seem quite sensible too, its not worth screwing yourself fiancially for a car, actually it is, but thats not the point, lol.
Bottom line is, its very expensive, get it wrong once, its gone, it doesnt have to be you that gets it wrong either, theres lots of idiots out there.
The right choice is the right choice by you, not by everyone else, just take it easy.
Enjoy
Well said. I mirror that..
Had a Polo as a first car, it was an old Mk1 39bhp and poor brakes. Still I had my close shaves. The brakes were terrible but they taught me a lesson to judge your braking and not to rely on ABS, as there wasn't any!
Secord car, a Honda Ballard, I was laughed at but 1.5 at least it had a bit more go.
Then at 22 got a mk2 MR2, a stunning car but quite a handful. Taught me to respect it in the wet. If the back end was to go there was no catching it. After 3 years, I moved on to the impreza I have now. Loads of power compared to the rest yet the easist car to drive and drive very quickly. Hence the most danagerous by far. A bit like walking round with a loaded gun.
Only today as kid in a Seat Cupra decided that during his rush everyone else could move out of the way. I could see him flying up behind me, go round aroundabout too fast to stop if he had to then under take 2 cars before disappearing off. At 21 I would of been after that car, teaching him a lesson. Now I just let those things go.
No need to worry about track days or how to handle the car if you are drving sensibly in the first place. If you want to drive fast then leave it for the track.
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Get a sporty hatch, save yer pennies, drink beer and chase the ***** mate!!
Best things come to those who wait - think of the scoob you can buy and insure and run in a few years time - no point on spunking yer cash on an old cashpit just now.
Best things come to those who wait - think of the scoob you can buy and insure and run in a few years time - no point on spunking yer cash on an old cashpit just now.
#113
Do what you want, iv been running about in jap 2l turbos since i was 17/18. ye the insurance is a bitch, but your paying for what you want to do with your money so its your choice. And we all know its great fun to drive these cars!!!!!!
Insurance started for me at 2.2k (17) went down till i crashed now paying £999FC @ 22 for a UK Turbo. So it is easily doable, just take alot of calling around to get quotes each year.
Enjoy your tubby
Insurance started for me at 2.2k (17) went down till i crashed now paying £999FC @ 22 for a UK Turbo. So it is easily doable, just take alot of calling around to get quotes each year.
Enjoy your tubby
#114
My son had his at 18, wrx we imported it ourselves,and he paid 3200.He willbe renewing his policy march of this year so hopefully It might have come down a bit...ps thats fully comp...Andy.all the best for your quote mate
#118
TBH....
people like you de-value the car,its a ****ing performance car,spoilt little bell-ends driving them and crashing,funded by their mummys,totally ruins the whole vision of these cars
*****
people like you de-value the car,its a ****ing performance car,spoilt little bell-ends driving them and crashing,funded by their mummys,totally ruins the whole vision of these cars
*****
#119
If on the logbook, a subaru just says Subaru Saloon 2.0, how are the isnurance going to know whether its a WRX or STI or even got a turbo unless they look at it?
So what im trying to say is could you say to insurance your car is a 2.0 non turbo (as that is what it says on the logbook, 2.0 subaru) and it really be a STI or WRX etc. ?
I know its highly illegal but was just wonderingg....
I'm 18 and just got a quote on a subaru 2.0 sport for £980...so was wondering ?
So what im trying to say is could you say to insurance your car is a 2.0 non turbo (as that is what it says on the logbook, 2.0 subaru) and it really be a STI or WRX etc. ?
I know its highly illegal but was just wonderingg....
I'm 18 and just got a quote on a subaru 2.0 sport for £980...so was wondering ?
#120
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If on the logbook, a subaru just says Subaru Saloon 2.0, how are the isnurance going to know whether its a WRX or STI or even got a turbo unless they look at it?
So what im trying to say is could you say to insurance your car is a 2.0 non turbo (as that is what it says on the logbook, 2.0 subaru) and it really be a STI or WRX etc. ?
I know its highly illegal but was just wonderingg....
I'm 18 and just got a quote on a subaru 2.0 sport for £980...so was wondering ?
So what im trying to say is could you say to insurance your car is a 2.0 non turbo (as that is what it says on the logbook, 2.0 subaru) and it really be a STI or WRX etc. ?
I know its highly illegal but was just wonderingg....
I'm 18 and just got a quote on a subaru 2.0 sport for £980...so was wondering ?
ok, put it this way....
someone smashes into you or you bump into someone else. insurance companies need to be involved. ive been in this situation and thus made sure my insurance was upto date. assessors know more than you think, and they would be able to tell the difference between an n/a scoob and a turbo.
so for instance you bump into a mother and her kids in their 4x4. lets say its your fault.... big legal hoo har as your insurance becomes invalid/void as soon as the cats out the bag. could cost you £££ in fines and all sorts of sh*t.
on the other hand... say woman drives into you. you will still not get a pennys worth of repairs done as again your insurance isnt legitimate.
just because visually the differences are minor, ie bonnet scoop bucket seats etc, doesnt mean you should have the right to scrimp on your legal obligation to insure your car correctly. if you cant afford it, dont buy the car in the first place... next question please