Reclaiming Bank Charges
03 January 2007, 06:58 PM
#31
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Originally Posted by MY00PPP
I can't make up my mind whether to claim (£450 ish) over the last 6 years or not.
Ok, the bank might payout. equally though they might get the hump and take my 5 grand overdraft of me. 1-1!
Ok, the bank might payout. equally though they might get the hump and take my 5 grand overdraft of me. 1-1!
Anyway banks always get the hump that's why I enjoyed going into the branch today
Phill
03 January 2007, 08:21 PM
#33
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Originally Posted by Stephb1986
i know that if you complain to tsb and woolwich that they will close your bank account without you getting any of your reclaimed bank charges as when you sign for the bank account its in one the conditions 
03 January 2007, 08:50 PM
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Originally Posted by POC
Sorry but that is total crap.
Also, some banks will close your account so its a good idea to set up an account with another bank just in case
03 January 2007, 09:04 PM
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Originally Posted by POC
Sorry but that is total crap.
04 January 2007, 05:19 PM
#37
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I've just sent 2 letters out for this.. one to HBOS and the other to RBS.
My old man sent one out to clydesdale bank and he got a letter back this morning telling him all these excuses i.e. it costs them £30 to authorize a unauthorized direct debit etc
utter nonsense, 4 weeks time they're getting refered to the small claims court for a good rinsing of money!!
at the end of the day they cant win as they're carrying out illegal proceedings
BTW it doesnt matter if your account is closed or open, they're still liable.
My old man sent one out to clydesdale bank and he got a letter back this morning telling him all these excuses i.e. it costs them £30 to authorize a unauthorized direct debit etc
utter nonsense, 4 weeks time they're getting refered to the small claims court for a good rinsing of money!! at the end of the day they cant win as they're carrying out illegal proceedings
BTW it doesnt matter if your account is closed or open, they're still liable.
Last edited by Suuba; 04 January 2007 at 05:21 PM.
05 January 2007, 07:28 PM
#38
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Nationwide are trying to get out of their charges with me, claiming we're clear and honest!
So I'll phone them on monday asking why they are so high? Cos they're higher charges than HSBC!
So I'll phone them on monday asking why they are so high? Cos they're higher charges than HSBC!
05 January 2007, 07:33 PM
#39
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Originally Posted by Simon C
Nationwide are trying to get out of their charges with me, claiming we're clear and honest!
So I'll phone them on monday asking why they are so high? Cos they're higher charges than HSBC!
So I'll phone them on monday asking why they are so high? Cos they're higher charges than HSBC!
05 January 2007, 07:59 PM
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Originally Posted by brumdaisy
You think a £5 an hour call centre moron is going to give you the answer you want? LOL It would be quicker to just print off the letter and get it in the post
They even tried fobbing me off with a Link mandate over another issue I had with them, unfortunately for them, I worked for Link so knew better, they didn't like being proved wrong.
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