Whats Your Debt ?
01 December 2003, 01:39 PM
#31
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Get a new CC with a 0% balance transfer, take out a cash advance on your existing card & transfer the balance to your new card.
Money for nothing & your chicks for free !
(Check the fees on the cash advance)
D
Money for nothing & your chicks for free !
(Check the fees on the cash advance)
D
01 December 2003, 01:59 PM
#33
Mine is 0 too
no mortgage anymore.
dont own any credit/store cards and want to keep it that way.
Never overdrawn at the bank.
Cars always paid in cash (I save first).
No loans.
Its a shame I am part of a minority
no mortgage anymore.
dont own any credit/store cards and want to keep it that way.
Never overdrawn at the bank.
Cars always paid in cash (I save first).
No loans.
Its a shame I am part of a minority
01 December 2003, 02:01 PM
#34
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Interesting Charlie - should rea;;y plough back what I save each month to minimse interest paid even further 
They are on to me on the 0% CC transfers thing - have been lnocked back 3 times now... Credit record is squeaky clean too - got it out just to check! Used a Cahoot 6.8% flexi loan thing in the end.
They are on to me on the 0% CC transfers thing - have been lnocked back 3 times now... Credit record is squeaky clean too - got it out just to check! Used a Cahoot 6.8% flexi loan thing in the end.
01 December 2003, 02:05 PM
#35
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i applied for a loan from northern rock, and they wanted me to sart faxing this and that - couldn't be bothered with that so i applied to cahoot instead. i thought that because i have savings with them it would be no probs. their loan calculator thing said it would be 6.8%, when i did the application it came up 9.9%, WTF? so i used savings instead.
01 December 2003, 02:16 PM
#37
nil morgage (£300k house paid for ) 
nil loans
£49 Credit card
£6 k wifes car 3 years %free as would not give any cash discount so left it in bank
£2k CSA due to them not working out correct figures 4 years ago !!to be paid off at £10 per month % free !!!
£10 to the misses
nil loans
£49 Credit card
£6 k wifes car 3 years %free as would not give any cash discount so left it in bank
£2k CSA due to them not working out correct figures 4 years ago !!to be paid off at £10 per month % free !!!
£10 to the misses
01 December 2003, 04:22 PM
#39
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ProperCharlie,
Northern Rock did similar to me. I asked for a 6K loan and was told on the phone it would be 6.8% but the comfirmation paperwork said 9+%
If your looking try Tesco, they say 6.8 and it is 6.8%
Looking at some here I don't feel to bad about my debt level. Although to be debt free and have a 300+ house with no mortgage would be V.Nice :0
Northern Rock did similar to me. I asked for a 6K loan and was told on the phone it would be 6.8% but the comfirmation paperwork said 9+%
If your looking try Tesco, they say 6.8 and it is 6.8%
Looking at some here I don't feel to bad about my debt level. Although to be debt free and have a 300+ house with no mortgage would be V.Nice :0
01 December 2003, 04:26 PM
#40
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Mortgage = 70k (£337 pcm interest only)
CC = 0, no way am I EVER having one either..
Overdraft = 0
Loan for scoob = 5k outstanding at £150 pcm
thats it, but I'm sure the wife will do her best to make some more bills for Xmas
CC = 0, no way am I EVER having one either..
Overdraft = 0
Loan for scoob = 5k outstanding at £150 pcm
thats it, but I'm sure the wife will do her best to make some more bills for Xmas
01 December 2003, 08:46 PM
#46
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Dont owe a single penny to anyone.
Ron Dennis once said "if you cant buy something twice,dont buy it once".
I pretty much live by that,and i wouldn't want it any other way.
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