Get a new CC with a 0% balance transfer, take out a cash advance on your existing card & transfer the balance to your new card.
Money for nothing & your chicks for free !

(Check the fees on the cash advance)

D

 

mortgage 400k

ouch!

 

Mine is 0 too

no mortgage anymore.
dont own any credit/store cards and want to keep it that way.
Never overdrawn at the bank.
Cars always paid in cash (I save first).
No loans.

Its a shame I am part of a minority

 

Interesting Charlie - should rea;;y plough back what I save each month to minimse interest paid even further

They are on to me on the 0% CC transfers thing - have been lnocked back 3 times now... Credit record is squeaky clean too - got it out just to check! Used a Cahoot 6.8% flexi loan thing in the end.

 

i applied for a loan from northern rock, and they wanted me to sart faxing this and that - couldn't be bothered with that so i applied to cahoot instead. i thought that because i have savings with them it would be no probs. their loan calculator thing said it would be 6.8%, when i did the application it came up 9.9%, WTF? so i used savings instead.

 

Les - you don't believe PSLiar do you? tut, tut...

UB

 

nil morgage (£300k house paid for )

nil loans

£49 Credit card

£6 k wifes car 3 years %free as would not give any cash discount so left it in bank

£2k CSA due to them not working out correct figures 4 years ago !!to be paid off at £10 per month % free !!!

£10 to the misses

 

better watch that £10 to the misses lordharding that could get out of hand

 

ProperCharlie,

Northern Rock did similar to me. I asked for a 6K loan and was told on the phone it would be 6.8% but the comfirmation paperwork said 9+%

If your looking try Tesco, they say 6.8 and it is 6.8%

Looking at some here I don't feel to bad about my debt level. Although to be debt free and have a 300+ house with no mortgage would be V.Nice :0

 

Mortgage = 70k (£337 pcm interest only)
CC = 0, no way am I EVER having one either..
Overdraft = 0
Loan for scoob = 5k outstanding at £150 pcm

thats it, but I'm sure the wife will do her best to make some more bills for Xmas

 

**** - sorry Buzz

I owe you £20

LOL

 

LOL!

Sorry to remind you then (I'd actually forgottten all about it)

 

morgage 140k
cc 3k
tax 22k

 

1500 quid, thats it, overdraft

Mortgage, none (house worth 450k)!

 

let's see:

loan = £25,000
credit card = £5,000

thats it really, bad enough though.

 

Dont owe a single penny to anyone.

Ron Dennis once said "if you cant buy something twice,dont buy it once".
I pretty much live by that,and i wouldn't want it any other way.