Tiggs,
Glad to see u have ur priority's right m8:D


O/D:eek:
CC=:eek:
loans=none:D
Mortgage= 1/2 of Tigss but still scares the sh1te outta me every month:eek::eek:
Car(both)= Paid for with ££££££:D:D:D:D


[Edited by Dazza01 - 12/1/2003 9:51:27 AM]

Mortgages x 3 :eek:

Credit cards x 9 :eek:

Overdraft x 3 :eek:

Loans x 2 :eek:

:eek: :eek:



[Edited by Scooby96 - 12/1/2003 10:58:28 AM]

Following on from Panorama and the other thread, I was wondering what debt most of you had? Here's mine

Loans 0
Credit cards 0
Store cards 0
Mortgage 433
etc.

Not too interested in the mortgage amount, but the monthly repayment may be of interest.

I'm on a current account mortgage so I don't have a monthly payment. My whole income comes off each week, my spending goes back on. Amount outstanding should equate to around £290pcm over 18 years, but on this mortgage I should clear the lot in 3 years. :D
Do all spending on CC to keep account balance as high as possible to reduce interest on mort, pay full amount each month so no CC interest.

Overdraft: £1500
Credit Card: £550
Parents: £600
Girlfriend: £250
Total: £2900

Still, not too bad considering I graduated from Uni 5 months ago...

O/D £1300
Student Loan = 6k i think :eek:
Mountain Bike Owe = £500
Holiday = £700

:eek:

240k mortg
30k cc
25k car

£10 brother

Tiggs :eek::eek::eek:

81k mortgage

28k credit card (bought the scooby on visa)
17k loan

But have lots of 20p coins in a jar on the windowledge, so thats ok

dazza, i know....i'll pay my bro back before xmas though.

O/D £0
CC £3k
Mort £210k
Tax Man £:eek:
Brother owes me £10 :)

CC £1700 / £50pm
Morgage £81k / £530pm
Loans added together £6k / £240pm

other expenses too obviously like pensions and Council tax (cu/\/ts)

O/D Nowt!
CC Nowt!
Mortgage Nowt, (but I have half a house worth 350k at 35!!
Car, Nowt.
Other. nowt!!

Beat that!!

Hello

Mortgage: £190K.

And that's it.

Steve.

Sorry Ron! ;)

O/D Nowt!
CC Nowt!
Mortgage Nowt, (but I have WHOLE house worth 350k
Car, Nowt.
Other. nowt!!

Mortgage = -93000
Credit cards= -1000

Bank accounts= +95000

Owe nothing for cars or anything else.

£93k mortgage
CC's - £0
OD - £0
Loans - £0

mortgage - none yet..
CC's - £0
OD - £0
Loans - £0

Ooo i can win this purely on the fact i dont have a mortgage but lots of debt still :)

O/D: 0
CC: about 8k :eek:
Car: 9k left
Loan: 3.5k

Been doing some extra work in the evenings to try and get those CC's down!!! :eek: (NO I WONT SELL MY CAR :p :p)

Andy

Mortgage : 104k
Loans : 0
Credit Cards : 0
Store Cards : 0
Any other loans : 0

2 bikes/1 car/second home in France - I have sympathy for some of the individuals who have debts but certainly some are just guilty of greed and thinking they 'deserve it'.

Same as PSL, its a great comfort and was worth grafting for in the past.

Tiggs, how can you live with that! What a worry.

Les

Mort - 68K/£240pm - interest only
CC - 2K/£50pm - gets changed to 0% every 6 months
Loans 6K/120pm - 5 year loan for GFs car and a bit for my Scoob
O/D - £100

Not bad really. Did have nearly 6K on CCs but pinched a bit of equity from the house (worth 110K this is Wales don't forget :)).

my debt is a big fat zero , house paid for , no credit card bills and no loans !! gutted :D

no debts here either! :D

CCs - £0
Car - bought new, cash
Other loans - £0
Any other debts - £0
Mortgage - into 6 figures, but probably less than 50% of house value
Savings / investments - let's just say they'd pay the mortgage for several years. ;)
Will live with that for age 30.

0 on cards/etc/blah

220k on house but equity is 1/3+

6k on wife's car but thats only 'cos its 0% interest & we'd prefer not to blow the capital on it, although we could.

I'm unemployed but insurance pays the mortgage at the moment & can afford not to get a job for a year or so without eating capital. Wife works, child @ private school all paid for next 3 years.

£1500 student loan at about 2% or something daft, been paying ages!
£4000 on 0% for life card, so why pay quickly!
Car loan for about 60% of car.

Not much else, income easily covers this with four figure some left so not worried. :D

Mortgage: £120000
Student Loan: approx. £8500

How do you guys on the current account/mortgage type thing deal with savings?

I’m currently battling the logic of putting all my savings in to to pay off my Motorbike & Range Rover loan (c£5k)and then having NOTHING for a rainy day or to pay off the loan for a few months if I get made redundant etc

It makes no sense to pay interest and than have savings in reserve so I find that a tough one!

D

PS – sorry, don’t feel comfortable disclosing my debts here!

deisel - i would pay off the loan and then set up a direct debit to a savings account for the amount you spend on the loan each month. within a year or two you will have some savings and no loan, plus you will be getting interest instead of paying it.