Another 0803 user here

Fantastic quality.

 

Hi,
Just to let you know that a number of our insurance schemes offer discounts for certain in-car cameras.
Regards,
Dan.

 

Dan, any chance of posting a link to a list of your accepted devices, then?

 

Hi Dan

maybe you could answer whether or not you run the risk of the camera going against you. For example, you get the discount for having the camera and unfortunately you have a accident that could be seen as your fault, or to be blunt, it was, would it be a requirement of the policy to hand over the footage?

 

I would rather not have the discount and decide if I will be submitting the video ;-)

 

I recently bought a Nextbase 402g. Good bit of kit.

Does what it says on the tin.

 

Hi,

Here is the most up to date list of car cameras that can qualify for a discount on our policies:

· Black Vue – 380 & 400 G.HD
· ChilliBongo
· Exeros HD Car Cameras (the following models are currently available from Exeros)
o Akenori Car Camera
o Cube 3 Car Camera
o DriverEye Car Camera
o HawkEye HD Car Camera
o HawkEye Duo HD Car Camera
o Raptor Nano System
· ForView FHX 2000 & FHX 1000
· IPIXI
· MI Witness HD Camera
· Next Base InCarCam – Lite / Deluxe / Professional Models
· Novus System – View I Ruby and Silver Systems
· Phantom Cameras
· Roadhawk Forward Facing DC1
· Rollei CarDVR-110
· Rollei CarDVR-100
· Rollei CarDVR-70
· Silent Witness SW001
· Silent Witness SW010
· SmartCam2
· Smart Witness Cameras
· TTW Black Vue Cameras
· VCAM


What I will say though is if even if your cam isn't listed above, mention it to us as some underwriters may disount upon us referring directly to them.

I hope this helps!

 

Cheers!

 

Hi,

If you are getting a discount for having a camera fitted you would more than likely be expected to share any footage relating to an accident with your insurer if they requested it, however, at present our policies don’t specifically endorse for this fact. The whole purpose of the insurer giving a discount though is so it makes it easier for them to settle whether the incident is either fault or non fault. You obviously can’t expect a camera just to be used to decide a non fault accident etc. I would imagine that the Police would also be able to request any footage they deem necessary much in the same way as mobile phone information depending on the severity of the incident.

I hope this helps!

Thanks

Dan

 

So basically, yes, if you tell your insurers that you have a dash cam, they are more than likely going to request for the footage.... and if you refuse to show the footage then that doesn't look very good on your side does it? The 3rd party insurers could then build up a stronger case saying that "Mr. Smith didn't show his camera footage therefore what has he got to hide?"

 

Hi Dan,
what would happen if a discount had been given, but in an accident it was found the camera had a fault and not captured the event?

 

Hi Dan, just to add to your ever increasing questions, if you have a camera but it is not recognised by your insurer ie no discount or not declared, would it still be accepted as evidence in the event of a accident?

P.s thanks for answering previous question.

 

Why would you hold footage back though? Either you're defending your case to show the third party is at fault, or if the accident is your fault - wouldn't you admit it anyway?

Hi Allan, good question. I would assume if there is a fault then a recovery attempt would be made. Failing that there's obviously not a lot that can be done. As I've said though the policies we discount for don't currently endorse that the footage is provided - whether or not the Police would require anything else is another case.

Hi, Obviously any footage is better than nothing, in the same way people often take photographs on a camera phone at the scene of an accident - Anything that can help back up the case is worthy of having.

I hope this helps

Thanks
Dan.

 

Probably because without the evidence you may get a 50/50 which is a bit better than a full at fault.

 

Thanks Dan for giving us your time.

Like you say, a picture of a camera phone can be used so why not any dash cam. It's obvious now I think about it, maybe next time I'll think first ask questions later.

 

Thanks Dan, I only ask as I have to keep checking my Blackvue's as they sometimes stop recording without warning.

 

I just use my Iphone with this app iSymdvr 2, seems to work very well...

 

Exactly, surprised there is no mention of smartphone apps. See for example https://play.google.com/store/apps/d...m.dailyroads.v

 

Another happy 0803 user here, got it installed last week, heres a preview of the data you get: https://cloudup.com/cqUG0JIe-rQ

 

If anyone's interested selling my dr500hd wifi in the for sale section

Martin

 

Any, more recent recommendations?

 

Nextbase 312gw - have these in all our family cars, quality is superb day or night.

 

I have same model, built in wifi to download vids to your phone, no need to faff with sd cards and laptops.