cobra_mark

Just had my renewal (£595), and its gone up not sure yet why, all the comparison sites were more than the renewal so I must be missing a trick. May be the Oldham postcode, but at my age and full everything you would hope it was getting easier.

mark1esc

dont want to rub salt in mate i had that with direct line was over £400 now gone with hastings direct got it for about £220

chocolate_o_brian

iTrader: (22)

At 28 my insurance is only £575. Everything declared too and 100% fully legit.

cobra_mark

This is depressing when you think I have a standard wagon, no mods and will be 49 at Christmas, there is no god.

johned

Have you got limited mileage?.

mickywrx

iTrader: (29)

Get a better insurer.

cobra_mark

Currently set to 3000 mikes, I get on the train every day, will move it to 12k soon but the quote reflects the current 3000 miles

Busterbulldog

iTrader: (1)

my best quote on the cossie was £326 aged 45 ahemm including the wife

cobra_mark

Well I tried hastings just now and got a quote with the wife on for £2406, for god sake this is terrible!!!

stevebt

iTrader: (8)

Mine has been sitting at £695 for a few years now but mine does have one or two mods

Moley

iTrader: (9)

Unfortunately it might be your postcode that's bumping it up, but TBH £595 isn't that expensive anyway nowadays.

If you're getting quotes based on 3000 miles but are thinking of increasing to 12000 make the insurers know from the start, as several will refuse to cover you doing that many miles, so be careful.

mark1esc

sorry for ya mate theres something really wrong it will be cheaper to move

cobra_mark

Well if I can't use it to get to work, its time to get rid of it. I will be declaring the 12000 miles from the outset, not much use having the car and not drive it though, sad day

Moley

iTrader: (9)

Are you actually in an OL postcode?

cobra_mark

Gary, I have an OL14 XXX postcode but live in West Yorkshire (lancs border 1 mile away)

MattyB1983

iTrader: (51)

Insurance is expensive nowadays but £595 for a standard wagon and a man of your age seems crazy. I pay £595 with moley, 29 with all mods declared fully comp and mileage of 3K. Oh, and that's without any bonus as that's on my other car.

cobra_mark

Well Matty the quote is with Moley on my renewal, so I will have to discuss it with him Monday, does seem high in comparison unless the Oldham postcode is killing me each year but if so I am going to be stung time and time again. Thank god its not a Bradford postcode almost uninsurable.

mickywrx

iTrader: (29)

I'd best retract my previous statement then.

Moley

iTrader: (9)

Definately the postcode unfortunately

cobra_mark

Well I will not be moving in the short term, so will have to live with it. Will catch up with Moley on Monday and sort it out, thanks for all your comments just seems a little unfair.

Moley

iTrader: (9)

Like i said earler, £595 isn't really 'that' bad even it was in a lower rated postcode.
There are 40 year olds in Surrey/Sussex postcodes paying similar.

cobra_mark

Agreed Moley, bit of a shock though, thought there were some pluses for getting older. Hope the 12k mileage uplift doesn't prove too painful, as I would rather keep it than end up in an Astra diesel