Mastiff

In need of some help here people!

Would the Wagon be cheaper to insure than the saloon, I know this may sound a bit mad but normally estates are cheaper to insure.

Also....I typed into Google 'Cheap car insurance' and it gave me a link to a comparison site. I put a 98 Scooby Wagon's number plate in there and the cheapest I got was £1,098 Surely they cant be that expensive to insure? I am 38, driving for 21 years, full no claims, no points and no convictions....Also the car will be garaged at night and will do 4k per year. Any ideas to this or is this normal for Scoobys?!

DEANO1988

iTrader: (5)

Is it import or UK, I've found drive is cheaper than garage and mileage theres not much difference between 4K n 10k try admiral.

s400byk

Try Keith Michaels Insurance but be sure to speak to Gary Moulson and no one else.. I am insured with them with my 'oo Wagon and pay just under £500 per year. My Wagon has PPP on as well

I think Gary is a member on here too but don't know his username but i am sure some other members can point you in the right direction

Sy5

iTrader: (6)

My old 99 UK wagon cost under £300 a year f/c with minor mods declared. My 02 Sti is £537. Aviva. Although most insurers will hammer you if you haven't owned a similar powered car, for the first year anyway.

K3ogh_sti

26 years old 2 years no claims dr10 at 20 , 05 sti and a heavily modified 306 1100 all in with admiral

white noise

iTrader: (8)

I have a v5 sti wagon and pay £437 mild modded and kept on drive over night plus cat 1 alarm and other security features !

Mastiff

Thank you! It has a square number plate front and rear so I think these are signs of an import, I could be wrong though?

K3ogh_sti

Google is your answer a keyboard brasher will be along soon I'd guess though

white noise

iTrader: (8)

Mine doesn't have square plate on front and is deffo an import !! Import papers/tax discs on rear window v5 shold say inport also

LeeMac

iTrader: (1)

I spent ages looking and on phone to many but after several calls I made to Aviva they called me next day and this is how I got the best quote.
42, 5ncb, garage, mrs on, 04 wagon PPP £330

jameswrx

iTrader: (4)

I was going to say try Aviva, they were the cheapest for our uk car.

Sky insurance were the best for my sti, service and price! I tried all the usual Impreza 'specialists' for my sti and Sky were by far the best price and actually acted like they wanted my business.

Sy5

iTrader: (6)

Oh and Aviva didn't put my insurance up after the year with the 12 weeks free. It went down :-)

Mastiff

This is really strange.

Just put all my details into Aviva website......

So.... 38 years old, driving 21 years, full no claims, no convictions, no points, car to be kept in my home garage overnight, driving it less than 8k per year.....I put in a 98 UK Scoob 2000 Turbo. My quote came back at £1,462 per year.....Ouch!

bustaMOVEs

iTrader: (31)

You could live in a high risk area

jameswrx

iTrader: (4)

Well, either you're a well known actor or you live in a notorious Bradford estate!

Mastiff

lol James!

I live just outside of Milton Keynes in a small town. Very posh round here thus me renting my house! It must be the area, maybe due to a Milton Keynes postcode?!

Sy5

iTrader: (6)

Postcode mate. A mate of mine drives a 1.6 ford focus estate and he's 45. His insurance is more than mine due to him having a Bristol postcode.

topman2180

Is this your first performance car? I found that you pay more in the first year unless you have at least one years experience in a awd turbo car. Mine came down by a 1/3 in the second year as the specialist's are willing to insure you once you've proved yourself assuming everything else is fine of course.

Mastiff

Its not Topman, I have had a few performance cars. Just thought I would see what a BMW E36 M3 would come out at.......£672. These must be in the same insurance group as the Scooby's?

topman2180

Have you had your experience in the last year? If the answer is yes then ring one of the specialists on here as mentioned earlier for your best price , keith michaels - gary moulson,sky insurance , greenlight , aplan their contact details are in the insurance section of the fourms. comparison sites are not where you get the best price for impreza insurance.

Brun

Insurance groups don't necessarily give the best indicator as to what your insurance would be. Back in the day i was paying £800 on a £26k grp 20 Lotus, at the time i was also quoted over £1k to insure a grp 17 Impreza valued at £18k. When i asked why, it came down to the theft risk of the Scoob. No one is ever gonna steel an Elise to do a ram raid but a Scoob is the perfect getaway car

Mastiff

This is getting more strange!

Called Aviva earlier and told the chap everything, driving 21 years, Advance driving qualification, full no claims, no convictions, car will do around 4-6k per year, a UK Scoob etc etc......He came back with £1,298, he said that was the best he could do. I asked about my postcode, he said it was coming up as one of the safest in the UK.......Really cant understand how I am paying £17.12p per month for my 155BHP 55 Plate Mondeo ST and how I will be paying over £100 a month for a 1997 220BHP Scooby?

DEANO1988

iTrader: (5)

I'm 24 n 2 weeks ago payed 850 for the year with admiral, aviva insured me 2 years ago for my rb5 but now they won't until I'm 25.

kent-scooby

That is quite high im 32 and i pay £632 fully comp with church hill only got my car licence in 2005

AdeWRX

Is it your first TURBO car? I found this when i was insuring my UK Turbo 2000 Wagon for the 1st year, nobody would touch me without previously owning a Turbo motor, plus they are a slightly higher theft risk than your Mondy ST!
I finally ended up paying through the nose with Right Choice who were the cheapest for me.
Im 37 with full NCB by the way.

Sy5

iTrader: (6)

As mentioned before mate many insurers will hammer you for the first year. A Mondeo is a totally different car.

djwa

My first car was a renault 5 gt turbo i was 26 and payed £1150 fully comp every year the price went down i only pay £567 fully comp on my blobeye wagon if you want cheaper insurance get a tracker it all depends on your post code i live out in the sticks so it will be cheaper than living in a town/city

BoozyDave

iTrader: (8)

you can only use your NCB on one car at a time.

my scooby costs £740, my v reg vectra estate 1.8 poverty spec with wind up windows costs £750 (the car only cost me £350 FFS)

try moving your NCB to the scooby and see if they work out cheaper, or get a multi car policy

hoyty

+1
Got an excellent deal on my wagon with mods declared under £ 400

Mastiff

I have owned many Turbo cars......Volvo T5-R, Escort S1 Turbo, Escort S2 Turbo, 944 Turbo Porky, R5 GTT, Astra GTE with an LET engine producing 278BHP, loads of 205 GTI's and Golf GTI's, Raddo VR6's over the years......My first car was an R5 GTT.....On a D plate, it was only a few years old then, showing my age now!

Going to give Keith Michaels a call tomorrow....Will keep you all updated as really do want a Scoob!