deano27

iTrader: (2)

I took out a insurance policy on my clasic impreza on 22nd of december and they sent out my details in post which i had to sign and return to them (about my terms and condtions and payment schedule and stuff)

I never sent it away , but i rang up on the 24th ov january to cancel my policy, and they said "YEAH NO PROBLEM, BUT THERE WILL BE A 40% OF YOUR ANUAL PRICE CHARGE FOR THIS, (WORKED OUT AT £540 TO CANCEL)

Just wondering if any1 ele had had anything lyk this, i still have the form which i was supposed to sign and return to them (UNSIGNED)

AND ANOTHER THING " DONT EVER USE THEM COZ THEY ARE A BUNCH OF WA**ERS

bolasti

iTrader: (6)

i had to cancel my mrs poilcy (due to her passing her test and getting het full license) any way cut a long story short her insuer wanted 3 times the amout that she was paying before so i soon fooked them off neways the barrrrstards still wanted her to pay another 2 months of her policy in full (60 notes) as there was onlt 2 months left.

the annoying thing is that if she would of carried on then she would of got another year no claims so i think the lesson learnt is that they seem to do as they please and they have got you buy the bolux.

if you refuse to pay then they wont send your proof of no cliams very clever

p.s avoid yes insurance like the plague

deano27

iTrader: (2)

they havent got my no claims proof, coz i didnt send it to them

bolasti

iTrader: (6)

ha ha ha i wouldnt bother then mate tell um to foooooooooooooooooooooook off

weescoobyman

the trick is when you get your proof of n/c/d from your previous insurer ring them up saying you not recieved it and they will post you another copy now you have 2 copies send 1 off to your new insurance and if you cancel and refuse to pay the cancelation fee you still got your proof

bolasti

iTrader: (6)

now that sounds like a plan

Pink_Floyd

I'd be careful mate, these days companies are only too happy to pass the 'debt' over to sharks who will chase it.........

Moley

iTrader: (9)

They're not actually allowed to do that, they have to send it still.

lordharding

iTrader: (1)

The insurance company will pass the debt over to a collections company and you will have to pay
The contract was done over the phone and will be valid

Why did you not transfer a new car onto the policy ?
As to them you have just had a months free insurance so they will force cancellation charges onto you so I would imagine you will have to pay ,also raises the question were you actually insured for the month?

Gear Head

iTrader: (2)

Surely if you didn't send the proof of no claims, then they are going to charge you the full amount without discount. Plus you will have to pay a cancellation fee. So when you cancel, you will have to pay alot more as you have not proven that you have the no claims. Why you didn't send the details of is beyond me. My mrs used to put up with peeps like you when she worked for an insurance company. So many jokers would ring up complaining that the police had pulled them over for having no insurance. The she checked and discovered that they had not return the signed contract, proof of no claims or even bothered paying! But yet they would still have a go at her on the phone!
Have walked into your own trap mate.

SpecDscooby

Take a policy out; drive for a month, dont send a signed contract or anything then cancel it a month later??.....why would you do that??!!...months free insurance or something, seems ridiculas to me, if you were initially happy with the quote, whats the problem>?....Pay up.

How you can blame an insurance company for having a fail safe against fools cancelling after a month and getting free insurance, thus pushing up everyone's premium is beyond me. I guess if you had a crash in that month you would'nt want them to pay out either,,,,FFS.

Gear Head

iTrader: (2)

Spot on.