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Insurance with a Rollcage?

Old Mar 9, 2001 | 02:07 PM
  #1  
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owbow
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From: Waaales
Angry

Can anyone suggest an enlightened insurance company who realise that a Rollcage helps safety and handling, rather than making me out to be a lunatic?

Can anyone suggest a good company who ain't scared of a Rollcage / Fully Rally prepped car?

(i've already got a quote from Comp Car, just trying for others)

-----

<B>Owain McRae</B>
<I>quicker than most</I>
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Old Mar 9, 2001 | 02:11 PM
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owbow, as you may know my car is pretty much track-prepped like yours - I'm with the ubiquitous A.Flux - they loaded me about a tenner for the addition of the cage..

ps it's full six point homogolated safety devices one.

[This message has been edited by GP (edited 09 March 2001).]
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Old Mar 9, 2001 | 02:15 PM
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when i was planning on caging my car and a friend his mini, we found it very hard to get a decent quote.

rw
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Old Mar 9, 2001 | 03:27 PM
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This insurance industry generally class someone who wants to put a roll cage in a road car as "lunatic", I mean why do you want one!?

Im sure if they could, they would ask you about how you drive, it would just be a bit tricky to get the data they want in order to assess the risk of how you drive.
Thats why groupings make it nice and easy

Robski
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Old Mar 9, 2001 | 03:52 PM
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From: Waaales
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I have to have a cage because I Stage Rally the car, but it has to be road legal for link sections, so it has to have normal Road Insurance for that.

Owain
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Old Mar 9, 2001 | 05:09 PM
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Owbow,

Maybe you could try explaining the situation to the brokers and going for a very low limited mileage policy... so it looks like the car isn't in general everyday use... (assuming it isn't your everyday car, that is!)

BTW: What spec is the car built to? I think you would have problems getting insurance on a rally-car certain mods... e.g. IIRC, it may well be illegal to run a brake bias adjustment system on a road car because you change from the road-safe diagonally opposed front to rear split systems.
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Old Mar 9, 2001 | 11:26 PM
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From: Deepest Darkest Dorset!!
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Oxbow
i think you'll find that it's down to the fact that the cage transmits the shock (and therefore damage) of an accident further than it would if you didn't have a cage, therefore resulting in a bigger payout, which i think I'm right in saying is one thing that Insurance companies definately don't like.
Good hunting
Ron
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Old Mar 10, 2001 | 03:31 PM
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Owain, call Competition Car Insurance on 0115 941 5255.
My GrpII car is insured with them.

---john---
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Old Mar 10, 2001 | 07:11 PM
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I had the same problems when I checked a while back..

Insurance companies would let me do virtually anything to my cars.. engine.. brakes... suspension... no probs

But when I mentioned a cage they died

Oh well...

J.
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Old Mar 10, 2001 | 08:06 PM
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From: West Malling, Kent
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GreenLight !
They were totaly happy with my jap import, all my mods and the cage. They even came in lower than NU did for a standard UK car.
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