topshot

iTrader: (4)

I currently have my classic insured with exhaust etc all declared but im now ready to change the brakes and tidy up the engine bay.

Do things like Samco hoses need declaring? im talking about the coolant hose, Y pipe etc as i want to change them for black samcos

Also are grooved disks and non oe pads considered a modification even if they are standard size etc

bighead

iTrader: (1)

Just declare everything , that way yr cover no matter what

topshot

iTrader: (4)

i just dont want to fit and then tell them i have new samco coolant hoses and get stung for more ££ . Rather not fit them until my insurance renewal if they need declaring

Steve T

iTrader: (14)

I,d declare everything. Some insurance company,s don,t need much of an excuse not to pay out in the event of a claim.

beef-on-the-bone

iTrader: (5)

better safe than sorry...............

rookymatt

iTrader: (15)

If they don't enhance performance and aren't on show (like bodykits, and sports bucket seats), it shouldn't affect you premium i would imagine.
Plus i think they are just replacement hoses, would you want to pay more insurance if you fitted new subaru items??

topshot

iTrader: (4)

They didnt increase my premium for my exhaust but charged me an admin fee for the pleasure.

So hoses should be ok?, but i guess the grooved disks will need a phone call. It seems a bit of grey area unless its body or actual performance mods

rookymatt

iTrader: (15)

Insurance for grooved discs?? No, surely not. They are just new/different design brakes, no racing 6 pot conversions worth ££££'s.
Ring your insurers and ask before you wstart declaring anything. Along the lines of, if i decided to fit x, y, z will it affect my premium?
My money would be on no it won't being said back to you.