Would you touch a cat d car
09 October 2009, 09:50 PM
#4
If you're satisfied it has been properly repaired, then why not, as long as you know what you are buying. Personally I wouldn't touch one, I've seen too many stolen/ rung/ cut and shut/ sheds in the past disguised as accident repaired.
09 October 2009, 09:51 PM
#5
Would like to see pics when it was damaged mate. But then cat ds dont need a VIC etc, iv seen a car get written off for a light and wing before mate. I shouldnt imagine it makes much difference on price on a s4 either?
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09 October 2009, 10:39 PM
#8
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ye why the hell not? lock damage or a wing replaced for exmaple to save some bucks why the hell not, your never gonna buy a 2nd hand motor and sell it on a profit anyway. insurance will write anything off these days
cat c however, i would be very wary of.
cat c however, i would be very wary of.
09 October 2009, 11:05 PM
#10
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I had a cat d and kept finding things didnt fit quite as they should doors etc and eventually found a kink in the floor/chassis which Im sure had upset the overall shape it was very subtle and hard to notice but as you spend more time with you motor you get to know it better .I would never get another ,just my opinion.
09 October 2009, 11:51 PM
#13
Write Off Categories
The insurance write off categories are as follows:
The insurance write off categories are as follows:
Category A Insurance Write Off - the vehicle must scrapped and no parts or components can be sold other than for scrap. Amounts vary but the scrap value rarely covers the cost of recovery and delivery to a scrap yard.
Category B Insurance Write Off - the vehicle must not be used again but non- structural and roadworthy parts and components may be recovered for use in other vehicles. Care must be taken to ensure that they are not critical components with important safety functions.
Category C Insurance Write Off - the vehicle is repairable but the parts and labour would exceed the value of the car. This is a tricky situation as there are plenty of amateur and professional mechanics who could use second hand parts to repair these vehicles at much lower prices than the list costs for parts and labour.
Category D Insurance Write Off - the vehicle is economically repairable but other factors are involved that cause the insurer to declare the vehicle a write off. Perhaps the replacement car hire is too costly or it will take too long for a specialist part to be delivered.
Category X Insurance Write Off - the vehicle is easily repairable and may even be still roadworthy.
Unrecorded Insurance Write Off - the vehicle damage was not reported to the insurer or the driver was uninsured. The most common example is drivers who only have third party insurance but have had an accident that was their fault (usually not involving anyone else).
Category B Insurance Write Off - the vehicle must not be used again but non- structural and roadworthy parts and components may be recovered for use in other vehicles. Care must be taken to ensure that they are not critical components with important safety functions.
Category C Insurance Write Off - the vehicle is repairable but the parts and labour would exceed the value of the car. This is a tricky situation as there are plenty of amateur and professional mechanics who could use second hand parts to repair these vehicles at much lower prices than the list costs for parts and labour.
Category D Insurance Write Off - the vehicle is economically repairable but other factors are involved that cause the insurer to declare the vehicle a write off. Perhaps the replacement car hire is too costly or it will take too long for a specialist part to be delivered.
Category X Insurance Write Off - the vehicle is easily repairable and may even be still roadworthy.
10 October 2009, 08:07 AM
#17
Wouldnt touch a Cat D car if it was worth as much as a Audi S4, if it was a car worth less then 2k then maybe, but expensive cars such as the S4 etc are just going to be a pain to get rid off when you need to sell and there are only a certain amount of people out there who are going to buy a 10k+ car cash. garages wouldnt touch it as a part-ex as they wouldnt be able to sell on!!!
10 October 2009, 09:06 AM
#18
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I dont see a problem with it as said, if you can see the pictures of the damage, Our Transit was put on a Cat C for this damage, Strangely they dont require a VIC check for commercials. 
We got paid 2.5 k for it repaired for 1k. 
We got paid 2.5 k for it repaired for 1k.
10 October 2009, 09:57 AM
#20
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The fact you are asking in the first place gives you an indication of what future buyers are going to think when you come to try and sell it.
We all know that Cat C doesn't always mean there's anything wrong with the car - in fact there are probably plenty of cars on the road that would have technically been a Cat C, but the owner chose to repair it themselves rather than go through the insurance, so you would never know, but its one of those things that will instantly put off most buyers.
Personally I would, but only if it was a nearly new, low mileage car that I was planning on running for years until it was worth next to nothing anyway - and only then if it was a LOT cheaper than a non cat C car. I think unless you do this its a false economy and you aren't really going to see any saving overall.
We all know that Cat C doesn't always mean there's anything wrong with the car - in fact there are probably plenty of cars on the road that would have technically been a Cat C, but the owner chose to repair it themselves rather than go through the insurance, so you would never know, but its one of those things that will instantly put off most buyers.
Personally I would, but only if it was a nearly new, low mileage car that I was planning on running for years until it was worth next to nothing anyway - and only then if it was a LOT cheaper than a non cat C car. I think unless you do this its a false economy and you aren't really going to see any saving overall.
10 October 2009, 10:38 AM
#21
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The fact you are asking in the first place gives you an indication of what future buyers are going to think when you come to try and sell it.
We all know that Cat C doesn't always mean there's anything wrong with the car - in fact there are probably plenty of cars on the road that would have technically been a Cat C, but the owner chose to repair it themselves rather than go through the insurance, so you would never know, but its one of those things that will instantly put off most buyers.
Personally I would, but only if it was a nearly new, low mileage car that I was planning on running for years until it was worth next to nothing anyway - and only then if it was a LOT cheaper than a non cat C car. I think unless you do this its a false economy and you aren't really going to see any saving overall.
We all know that Cat C doesn't always mean there's anything wrong with the car - in fact there are probably plenty of cars on the road that would have technically been a Cat C, but the owner chose to repair it themselves rather than go through the insurance, so you would never know, but its one of those things that will instantly put off most buyers.
Personally I would, but only if it was a nearly new, low mileage car that I was planning on running for years until it was worth next to nothing anyway - and only then if it was a LOT cheaper than a non cat C car. I think unless you do this its a false economy and you aren't really going to see any saving overall.
10 October 2009, 11:31 AM
#22
Personally if I knew the extent of the damage and knew it was repaired properly I don't really see a problem why not as long as there is a saving to be made.
10 October 2009, 11:32 AM
#23
Spec'c'57 Does that mean you just fix them and take them straight back on road?
I have bought a couple off damaged cars and i once bought one that the chassis leg was hammered on. I put it through a MOT test and was shocked to find the Tester couldnt fail the car on it!!!!!!!!!
Could only advisory it, needless to say the car got broken. Also i have mates that do alot with damaged cars. And iv never known one fail a VIC check no matter hw shoddy the repair,
Apparently they just check numbers and id off vehicle
I have bought a couple off damaged cars and i once bought one that the chassis leg was hammered on. I put it through a MOT test and was shocked to find the Tester couldnt fail the car on it!!!!!!!!!
Could only advisory it, needless to say the car got broken. Also i have mates that do alot with damaged cars. And iv never known one fail a VIC check no matter hw shoddy the repair,
Apparently they just check numbers and id off vehicle
10 October 2009, 11:42 AM
#24
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Horses for courses i say. If you can see pictures of the damage and have the cars checked over by your own independant checks to make sure it's been properly repaired then yes if as said previously you can get it at a bargain price.
10 October 2009, 01:59 PM
#25
I've bought a few cat d's in the past and yes i would but i will only buy a Cat D where i can assess the damage myself, its surprising what damage some people can still hide even in pictures.
And as already said above its only worth doing if theres a few thousands in it otherwise it is pointless in saving the 1K as you could struggle with resale.
And as already said above its only worth doing if theres a few thousands in it otherwise it is pointless in saving the 1K as you could struggle with resale.
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