car data and hpi checks
#1
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car data and hpi checks
Where or who us best for running a HPI nad CAR DATA check, i normaly just use the AA just looking for a more expensive car and want to run a check on it first,
who do you all use?
thanks
who do you all use?
thanks
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Just to point out, not all hpi checks are the same.
The genuine HPI (the £20 one) covers up to £30k if their data is wrong (stolen cars for example may not have got onto the registers!) and covers £15k of loss value should the car be devalued as a result of bad data (there is a lot of bad data our there as we all know).
The £5 checks typically only cover £5k if data is wrong and £1k in loss value!!!
You get what you pay for.
Use the cheap check if the car you are buying is around £5k in value but use the proper HPI if spending more.
To me, the important bit of an HPI check is the guarantee.
A dodgy person could put their car on the market and just before selling, take out £15k of finance on the car which won't show when you do your check!! Bit crap if you're only covered for £1 or £5k isn't it!!!!
The genuine HPI (the £20 one) covers up to £30k if their data is wrong (stolen cars for example may not have got onto the registers!) and covers £15k of loss value should the car be devalued as a result of bad data (there is a lot of bad data our there as we all know).
The £5 checks typically only cover £5k if data is wrong and £1k in loss value!!!
You get what you pay for.
Use the cheap check if the car you are buying is around £5k in value but use the proper HPI if spending more.
To me, the important bit of an HPI check is the guarantee.
A dodgy person could put their car on the market and just before selling, take out £15k of finance on the car which won't show when you do your check!! Bit crap if you're only covered for £1 or £5k isn't it!!!!
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