insurance on mods
28 July 2007, 10:03 AM
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insurance on mods
just a quick question im due for my insurance renewal soon and want to declare some mods on my car im with norwich union how much am i looking to pay ontop if i declare my wheels strut brace (sti) and my exhaust? i pay 1400at mo or should i declare one mod at a time? any help would be great 
28 July 2007, 10:21 AM
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You may get a better response in the insurance section of the site,but....
In my experience with the larger companies they will screw you for ANY mods whether performance based or not.I recently went with A-Plan and didn't get charged any extra for a few small mods and they're a good bunch - very friendly and genuinely seem happy to talk to you as opposed to the robots on switchboards.
Just my opinion though.
In my experience with the larger companies they will screw you for ANY mods whether performance based or not.I recently went with A-Plan and didn't get charged any extra for a few small mods and they're a good bunch - very friendly and genuinely seem happy to talk to you as opposed to the robots on switchboards.
Just my opinion though.
28 July 2007, 10:23 AM
#3
On my last car with Privilage it was an extra £75 for a full exhaust system and wheels. Don't waste your time declaring 1 mod at a time as some companies only allow one change and then charge you for amending your details but you really should declare all mods done to your car regardless of cost.
28 July 2007, 10:29 AM
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Yeah,best to do it all at once.They normally charge an administration charge for each one.I got charged £20 by admiral and also another £35 on top for an exhaust that didn't even improve performance om my old RX-8,was just cosmetic and sounded nice.
28 July 2007, 12:07 PM
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Correct and quite within their rights to shaft you !
Not worth the risk, I'm with Keith Michaels, ANY mods are allowed except a 2.5 conversion
without upping the premium. So I'm aiming for 450 bhp from my 2 litre 
Dunx
Not worth the risk, I'm with Keith Michaels, ANY mods are allowed except a 2.5 conversion
without upping the premium. So I'm aiming for 450 bhp from my 2 litre Dunx
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28 July 2007, 12:28 PM
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You might get shafted big style, some of the big compaines charge 10% of the policy per area.
Ie: 10% of the policy for exhaust and then another 10% for wheels etc
I got shafted years ago with the previlage, £145 for back box!!!!!!
Well worth switching to a specialist, Now with A Plan, all mods declared and next to nothing added to the policy
Ie: 10% of the policy for exhaust and then another 10% for wheels etc
I got shafted years ago with the previlage, £145 for back box!!!!!!
Well worth switching to a specialist, Now with A Plan, all mods declared and next to nothing added to the policy
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