maccy

My car got broken in to last night and has been totally ripped apart. I have been in touch with the insurance company and the car has now been taken away to be evaluated. They say it could be a write off as there is so much damage to the steering column and wires.

The guy told me the car is worth £3000. Does anybody know if it is a write of and I decided to buy it back what kind of cost it will be?

wrx 1995

cheers

maccy

joey_turbo

iTrader: (26)

They probably will write it off if its as bad as you say.
Some insurance firms will let you buy it back around half the value or less. Some forms wont. But their payout prices against the cost of a buy back are sometimes negotiable.

34srm

if they let you have it at salvage it will be well under half price usually 10 -15% ov its value, get it bought back if you get the chance

The Rig

iTrader: (13)

well,my insurance repair bill was £1789 and it wasnt written off

gaz-cole

had the back end smashed on mine xmas before last the repair was just under £2k the engineer valued it at £4k plus and repaired it no probs thats on a my 94wrx by the way using genuine parts.

chris-boris

iTrader: (7)

the buy back cost should be 20% of what the car is valued at by the insurance company, so on your car using your figures it should be £600. £3000 seems a bit low to me, even if it is an import, get yourself some adverts of similar cars to yours that are priced more realistically and refuse their first offer. they will usually up the offer fairly quickly upon receiving evidence your car is worth more.
EDIT: also, the car will most likely be written off if the value of the repair is greater than 80% of the cars value. so again using your figures, you are looking at a sum of £2400 or less for them to repair it

i'm assuming you are not with a firm like a-plan or keith michaels as if they have offered you the £3000 they more than the more mainstream insurers will know what they are talking about and so probably wont up the offer.

on the bright side though, it hasnt been written off yet so fingers crossed you get it repaired and back to its original spec

maccy

thank you for all your help.

the company im with is quote a car.

*the spoiler had been snapped in half and because its glued to the bootlid that would prob have to be replaced too.

This is up to yet what damage has been done to the car:-

*the rear bumper needs to be replace as there is a big crack in that

* the passenger side door lock had been broken so all locks will need replacing

* the front grill hass been broken with the bonnet latch aswell

* the steering column has been kicked in and smashed to pieces

* the key barrell has been sawed off with other parts aswell

* Loads of wires had been cut or ripped out

* and a bit of damage around the gearbox

oh and the passenger door has been dented too

The immobiliser has been destroyed with the alarm aswell

howellsy42

they must of had some time on there hands to do all that damage?!?!

maccy

yep, cant believe nobody driving past didnt ring the police as its a main road.

Well I have just got told today the car is a write off so just got to wait to hear from the insurance company with an offer

Back to basics for me. No more 265HP car again