gemmawilks

Since buying the WRX my boyfriend is continually complaining that I will not let him use it, its now got to the point that im having to hide the keys and arguments brake out because he cant use it. He states that under a Quinn Direct Insurance policy the insured is insured to drive any vehicle fully comp does anyone know if this is correct ? My understanding as with my policy is if your fully comp you can drive another vehicle 3rd party, help appreciated.

Buster-WRX

I think 3rd part only if over 25 and it specifies you are covered...

Dont believe a word he is saying, he wants to rag the bollocks of your car!

gemmawilks

Thats what I thought, he's adamant that he is covered fully comp on any vehicle, any suggestions on how to stop him from wanting to drive it

simo

Tell him to *** off . Very few insurance policies offer fully comp on any car. If they do I will insure a Fiat Panda and drive my scoob

gemmawilks

J4CKO

iTrader: (1)

On my policies it says in emergencies only, I would not say that the other vehicles clause covers ragging a Scoob round on a regular basis, especially if his car is a Polo or something.

ScoobyDoo555

quite simple. without your consent, it is theft!!!

Dan

Prasius

iTrader: (1)

Tell him to get screwed - if he wants to drive an impreza he can buy his own.

Anyhow - the relationship with you car is far more important than any relationship with a mere human. If he keeps pushing it. Ditch him

simo

Dump him and find someone with a subaru. If you are looking for offers pics would help

Mangel

Just tell him to **** off or buy his own!!!!

ossett2k2

iTrader: (9)

Not fully comp for sure!
But you clearly love your wrx more than your boyfriend,,how refreshing lol......Joking!!! Keep them keys in a very safe place

a_fisher

I had a Quinn Direct policy, he definitely won't be covered fully comp!
Although their third party rule was pretty good. I was under 25 but because of my profession i could drive any car third party.

I don't think it's worth risking it with your scoob though is it? Even a minor scrape would have to be paid for by you or your boyfriend

gemmawilks

Good point it would be me who would have to pay for the damage, he reversed my last Subaru into my neighbours car when he was backing off the drive thanks the WRX keys are hidden

WR1 Bro

Quality....

bootsy

just out of interest what hes drive

RB5_245

And still has the nerve to ask for a go! Slap him with a smoked kipper

gemmawilks

He currently drives a VTR Saxo thing

simo

does he wear a baseball cap back to front

Toerag

......errrrr why can't you just get him to show you the bit on his policy which he reckons says he's covered fully comp to drive whatever he likes?
I think it'll be 3rd party only.

bootsy

i think you answered your own question

quote
He currently drives a VTR Saxo thing


no wonder he wont a go trade him in

ossett2k2

iTrader: (9)

So he drives a girls car and you drive a a proper car

Bet i know who wears the trousers in your house

Lydia72

and he's still your boyfriend?

Let him drive your car and it will be the start of a slippery slope, next thing you know he will be wanting to wear your underwear

Just. Say. No.

turbotom

My thoughts exactly, as soon as the Saxo was mentioned.

What's the betting the boot, has 2 12" subs, and last but not least, funky neons.

Tell him if he want's to drive the king of Jap machinery, he should get a job, and stop sponging from his good lady.

gemmawilks

No need to say anything to him now, I checked his policy and he was only insured 3rd party on other vehicles, that started a massive argument so he was told to sling his hook with his saxo thing, at least the Subaru is still in one piece , thanks all, problem gone.

CrisPDuk

And what's wrong with that exactly


Back on topic, ask yourself one question, if roles were reversed, would he let you drive it? If the answer would be no (which I suspect it) the solution is simple

CrisPDuk

BTW, unless you specifically ask for it, and pay accordingly NO insurance policy will cover you fully comp for driving another vehicle
If he has specifically asked for it, it will be stated as an additional clause, on both the certificate and the policy schedule

Information worth bearing in mind for future, most insurance companies are now removing the 'other vehicles third party' clause from their policies too

Lydia72

It gets stretched in all the wrong places

dan83590

You never did??? Seriously?

nathanb

iTrader: (1)

Sling his hook as in dumped?? Thats a bit harsh?

Jay m A

iTrader: (2)

It was never going to last