Bandits!
#1
after 4 door dings in my prized scooby and silly round town mpg i figured i would spend a few $$ on stolen recovered car/shed to get to and from work and abuse in tesco's
now the scoob (import WRX type R)costs £1380 fully comp with 6 years on not hitting anything
the 1.3 escort i have my eye on at a bank splitting £180 would cost best quote £430 tpft!!
am i missing something?? scoob group 20 highly prized by theiving toe rags and more likely to get you in bother and more likly to be pricly to repair!!
i could buy a new cheap car if i wrote it off anyway! how much dmaage can you do in a push rod shed!!
now the scoob (import WRX type R)costs £1380 fully comp with 6 years on not hitting anything
the 1.3 escort i have my eye on at a bank splitting £180 would cost best quote £430 tpft!!
am i missing something?? scoob group 20 highly prized by theiving toe rags and more likely to get you in bother and more likly to be pricly to repair!!
i could buy a new cheap car if i wrote it off anyway! how much dmaage can you do in a push rod shed!!
#2
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same problem here, was lookin at a diesel metro for banging about in, car was going to cost about £120, cheapest insurance with 0 NCD (as all 8 years are on the scooby) was £450 3rd party only!! Total joke, they won't even let me take some of the NCD of the scoob!
#5
my insurance won't let me drive other cars as i'm only 24
also laydee has her own car, i have asked her to see if its cheaper for her to insure as a second car in her name with me a named driver
joke is she reguarly prangs her car, scared me and other road users silly and pays £240 full comp on £5k worth of new ibiza
i have done numourous advanced driving courses and do test track driving all my cars have been quick or fairly nippy and i am the expensive one to insure!
thing is as a tax paying law abidding citizen, they would take me to court and the cleaners as i should know better than not insure a car and the erk who works the system gets a small fine and our taxes pay for the poor blighter he runs over and the court time
also laydee has her own car, i have asked her to see if its cheaper for her to insure as a second car in her name with me a named driver
joke is she reguarly prangs her car, scared me and other road users silly and pays £240 full comp on £5k worth of new ibiza
i have done numourous advanced driving courses and do test track driving all my cars have been quick or fairly nippy and i am the expensive one to insure!
thing is as a tax paying law abidding citizen, they would take me to court and the cleaners as i should know better than not insure a car and the erk who works the system gets a small fine and our taxes pay for the poor blighter he runs over and the court time
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#8
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If you had been able to drive thrid party on your cover (i can't either) the other car wouldn't need to be insured in her name - just registered. The only problem is when getting tax - but can usually do this with a cover note from your policy for "additional temporary car", just add it for a week.
Andy
Andy
#10
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I have a 1.8 second car, and Admiral allowed me to use the scoob's NCB to count on it too. 260 Fully comp. If I crashed it I would push it into a hedge, but the difference between FC and TPFT is very little.
#12
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I'm with Liverpool Victoria. Just put a 1988 Cavalier on the Scoob insurance. Fully comp was 237.00, where as Churchills wanted 250 TPFT, go figure that one out!
#15
How do,
When Insurance comps do there quotes, they have to take in to account third partys, that is how much damage you shed of a Escort could potensionally do to lets say a Merc, or a Scooby, and how much that would be to repair. Its not based to closly on how much your car is worth if it was nicked. And no I don't work in Insurance,:rolleyes just had it explained to me once when I had the same problem. H reg Escort estate 1.8 Diesel,Age 39, £380. HOW MUCH.
See ya Paul.
When Insurance comps do there quotes, they have to take in to account third partys, that is how much damage you shed of a Escort could potensionally do to lets say a Merc, or a Scooby, and how much that would be to repair. Its not based to closly on how much your car is worth if it was nicked. And no I don't work in Insurance,:rolleyes just had it explained to me once when I had the same problem. H reg Escort estate 1.8 Diesel,Age 39, £380. HOW MUCH.
See ya Paul.
#16
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It's all bollox really
Basic third party cover should cost X pounds and should be the same for everyone, regardless of who you are! Let's face it, accidents happen therefore I'm as likely to have one as the next guy, I might hit a Ferrari, he might a Micra so it's impossible to factor in repair costs as you don't know what you're gonna hit, if anything! Plus as it's only Third party it doesn't matter a sh*t what you're driving as you're not gonna get paid out for repairs to it anyway
Maybe I'm being far too sensible
Basic third party cover should cost X pounds and should be the same for everyone, regardless of who you are! Let's face it, accidents happen therefore I'm as likely to have one as the next guy, I might hit a Ferrari, he might a Micra so it's impossible to factor in repair costs as you don't know what you're gonna hit, if anything! Plus as it's only Third party it doesn't matter a sh*t what you're driving as you're not gonna get paid out for repairs to it anyway
Maybe I'm being far too sensible
#17
Endsleigh said that once I had 5 yrs NCD I could hold a policy on a second car with them and use the NCD on both.
Not back up to 5yrs yet when I do I intend to do the same thing, I priced the insurance on a £350 mini--£1200 premium (similar on a £800 2ltr legacy estate)
Andy
Not back up to 5yrs yet when I do I intend to do the same thing, I priced the insurance on a £350 mini--£1200 premium (similar on a £800 2ltr legacy estate)
Andy