Afternoon all.

Probably a question more for the insurance traders really but I also wanted to ask users own experiences.

I'm booked in with Richard at FB Tuning in July for a service and a remap on my JDM STI. From what I heard the improvement a map gives to drivability is excellent, plus of course a little more power as a result, but the real reason for the mapping is to be safe on UK fuel. For my own piece of mind I want everything to be spot on and take no chances with any aspect of the car, despite some saying a map isn't necessary. I've always been like that with all of my cars and will always have them maintained to as good as can be.

My question, is the above something that needs to be declared on an insurance policy? Is it technically modding the car, it's being done for reliability? Yes I'll be changing the fuel pump for a new part, similarly spark plugs etc but these are all service parts, and not what I'd consider mods as such. The exhaust is standard and will remain that way for a while (I know an aftermarket version will be better with the map etc etc), and the filter will be changed for a K&N one but again a serviceable item. If I changed my tyres from the originals the car is supposed to be supplied on I don't tell my insurer, nobody does, similarly if a part breaks on a car and a third party version is supplied and not a genuine part we don't ring our insurers to tell them. But... do I need to with the imminent service and map?

I'm not trying to be deceitful, I have never and wouldn't take the risk (especially after recently being pulled by the police for a mistake by my insurers), but at the same time is what I'm doing something I need to declare?

Binny

 

I'm with Gary moley on here from Keith Michaels 2nd year now he's really good with all types of cars as mine has been mapped and modified etc and all good

The wife's golf is heavily modified from suspension to seats and engine etc he even beat admiral by over £110 on that one and mine was cheaper £90 than last year

Be truthful be safe or it'll do your head in

 

I just informed my insurance that I had a stainless cat back and remap for uk fuel. Don't think it made any difference to premium

 

As above come clean with the mods, a good specialist broker will understand. A major like admiral, direct line etc etc will be less sympathetic. I was with admiral years ago and they allowed five modifications but that included nonsense stuff like mirrors and lights. Mention remap, intercooler and other such words that aren't in the script and they go all wobbly.

 

+ 1 for gary moulson at keith michaels.insured all my Subarus,evo and gtr.he is great to deal with.my only gripe would be that some times they can be hard to get hold of.

 

Ive got all mod declared on my wrx map to tinted rear windows etc to cover my back. But always wondered how they would prove a remap? They would not be able to prove it would they???

 

if the car was there yes, if stolen and not recovered then no, this is a mod I declare, but then some want to know what "Chip" you have, and what the standard power is and what it is after.

 

Declare it, otherwise you just put yourself at risk. Look at it this way - you pay good money for insurance, why give them any chance to say "no sorry, we won't pay out x thousand pounds because you didn't declare all mods"?

 

Sound responses, thanks guys. I plan to move insurance to Moley when I renew anyway, it sounds as if the difference will be negligible if anything with the map declared so it's better to be safe the sorry.

Thanks all,
Binny

 

Hi,
Yes you would need to declare any forum of re-map, tuning box or chip.
Regards,
Dan.

 

I think most insurance companies would be surprised if it's not mapped , it makes little difference cost wise , and at least if you declare it you know you are covered , when you insure they tend to ask you what club or sites you are a member of , do they check up i expect they do