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Old Jun 17, 2010 | 04:32 PM
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Default New Driver Insurance?

Hi all,

Been a biker for 2 years, got two years no claims.

Im 19 and have just passed my car test.

but now its time to purchase a little **** tip for the winter days.

Been looking at 90's Corsa B's 1.2 Ls or Merit.

Had quotes on a few cars but these corsa's seem cheapest.

If you can call it cheap... £2,378 fully comp.

Can someone please oh please tell me how to get this cheaper!

The cars only £400-£500

Any help is appreciated

Cheers
Perry
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Old Jun 17, 2010 | 05:14 PM
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The usual stuff I suppose. Pass Plus, Raise your Excess, Limited mileage policy, add an older experienced driver (not as main driver). Is there any discount you can carry over from your bike insurer?
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Old Jun 17, 2010 | 06:00 PM
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Pass plus got me £100 off, itd cast £140 to do the pass plus lol, Exess is at £500, milage 4000 a year & adding my dad did nothing unfortunately.

My bike insurer only do bikes so im out of luck there.
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Old Jun 17, 2010 | 06:16 PM
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Originally Posted by moojuicepez
Pass plus got me £100 off, itd cast £140 to do the pass plus lol, Exess is at £500, milage 4000 a year & adding my dad did nothing unfortunately.

My bike insurer only do bikes so im out of luck there.
try i kube my daughter just passed her driving test 1300 fully comp the reason its pretty cheap is you have to agree to not drive the car in between 11pm and 4 in the morning thats why its cheap dosnt bother the daughter cos shes on the lash
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Old Jun 17, 2010 | 09:59 PM
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try Quinn Direct. Quite cheap compared to the rest for me.
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Old Jun 17, 2010 | 10:02 PM
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So if i say i wont drive it in those times itll knock a little off. what if i do drive it at those times ? do i just have to not crash lol

ive heard alot about quinn. will give them a go.
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Old Jun 17, 2010 | 10:06 PM
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To give you a for instance Moo. I only passed my driving test at 22 and my first car was/is an Alfa Romeo 147 1.6twinspark 120version and my insurance with them came to around £1400. Everywhere else were looking 2k and above ffs.

My renewal with 1NCB came to £850, this year with 2NCB it is £900 but thats still at least £300 cheaper than anywhere else.
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Old Jun 17, 2010 | 10:28 PM
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Originally Posted by moojuicepez
Hi all,

Been a biker for 2 years, got two years no claims.

Im 19 and have just passed my car test.

but now its time to purchase a little **** tip for the winter days.

Been looking at 90's Corsa B's 1.2 Ls or Merit.

Had quotes on a few cars but these corsa's seem cheapest.

If you can call it cheap... £2,378 fully comp.

Can someone please oh please tell me how to get this cheaper!

The cars only £400-£500

Any help is appreciated

Cheers
Perry
corsa's even though small engines are quite high insurance because of their appeal to boy racers had bad crash history probably ! work this out im 28 garage 8years no claims civic type r 220bhp £850 1.2 fiesta zetec value 400 quoted me £870 wtf !!! i would try a company called zenith as got my best quote for my scooby from them . good luck matey
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Old Jun 17, 2010 | 10:33 PM
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Originally Posted by moojuicepez
So if i say i wont drive it in those times itll knock a little off. what if i do drive it at those times ? do i just have to not crash lol

ive heard alot about quinn. will give them a go.
you get fined 40 squid and they fit a tracker id rather save a grand obviousley you dont
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Old Jun 17, 2010 | 10:34 PM
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Originally Posted by initialD
corsa's even though small engines are quite high insurance because of their appeal to boy racers had bad crash history probably ! work this out im 28 garage 8years no claims civic type r 220bhp £850 1.2 fiesta zetec value 400 quoted me £870 wtf !!! i would try a company called zenith as got my best quote for my scooby from them . good luck matey
and post this in the relevant section
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Old Jun 17, 2010 | 10:42 PM
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Originally Posted by nick schofield
and post this in the relevant section
wot u mean relevent section ???
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Old Jun 18, 2010 | 10:52 AM
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Ill deffo try quinn as ive heard other friends have used them also.

A tracker! fair enough hah.

the only time id be driving that late would be if i had some serious insomnia.

Corsa came out cheapest for me though.

tried a 1.3 EK Civic and it came out 6K
and a 1.6 LX subaru impreza was 6K.

i know what id of gone for lol
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Old Jun 18, 2010 | 06:12 PM
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phoned quin. 3rd party 3 and a half grand.... they wont go any cheaper.
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Old Jun 18, 2010 | 06:26 PM
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Originally Posted by moojuicepez
phoned quin. 3rd party 3 and a half grand.... they wont go any cheaper.
just try who i mentioned you will be suprised
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Old Jun 18, 2010 | 06:50 PM
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Nick i think i love you haha

fully comp on the corsa £1480 with that tracker fitted.

Cheers mate!
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Old Jun 18, 2010 | 06:54 PM
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Originally Posted by moojuicepez
Nick i think i love you haha

fully comp on the corsa £1480 with that tracker fitted.

Cheers mate!
there you go result
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Old Jun 18, 2010 | 06:59 PM
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thanks so much Nick. got a quote on a 1.2 clio and itd only be £200 more to insure! May go for the clio
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Old Jun 18, 2010 | 07:03 PM
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Originally Posted by moojuicepez
thanks so much Nick. got a quote on a 1.2 clio and itd only be £200 more to insure! May go for the clio
i told you you would be suprised my daughters driving a punto i hate these cars there crap but as a first car and cheaper than a fiesta clio or corsa we live in a bad postcode so insurance costs are very high glad you sorted now free tracker aswell if it gets nicked cant be bad
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Old Jun 18, 2010 | 07:06 PM
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Yeah, thanks so much. ill get a quote on a punto nearer the time of purchase

Thanks again Nick much apreciated!
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Old Jun 18, 2010 | 08:58 PM
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churchill or tesco insruance alloy you to use your motorcycle no claims on a car policy, as long as you are not using them on bike policy at the same time, i did this when i got my first car, saved me a fortune, maybe worth thinking about?
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