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Old 22 January 2008, 10:30 PM
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JP4
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Cool Mortgage Rates.....

If any of you boyz n gals are thinking of remortgaging or taking out a loan....then hold out for a lil while as more than likely there will be a 25 basis points cut in Feb/Mar. Even poss there could be in total two or three rate cuts in the next 3-6 months. This is JP's Tues special!
Old 22 January 2008, 10:45 PM
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Originally Posted by JP4
If any of you boyz n gals are thinking of remortgaging or taking out a loan....then hold out for a lil while as more than likely there will be a 25 basis points cut in Feb/Mar. Even poss there could be in total two or three rate cuts in the next 3-6 months. This is JP's Tues special!
I really hope i've done the right thing, i've just gone into a 5 year fixed rate that brought my payments down by £100 a month! Maybe i should have hung on for a while At least i know where i am for the next 5 years i suppose.
Old 22 January 2008, 10:46 PM
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chears jp!!
Old 22 January 2008, 11:21 PM
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Jamie
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clever lad that jp
Old 23 January 2008, 07:44 AM
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girl-in-a-scoob
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Thanks JP



Take it you in the business I have an full fpc but sit a home ... what a waste hey
Old 23 January 2008, 11:10 AM
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Originally Posted by girl-in-a-scoob
Thanks JP



Take it you in the business I have an full fpc but sit a home ... what a waste hey

Cheers Jamie / Andy / Claire



jonoburns - You weren't to know. You probably wouldn't be able to anticipate unless you work or know someone in the finance world. You need to consider what rate you have just fixed at, and how much would it cost you to break this i.e, break penalties against say a better deal over the term of the new deal. Remember also you are given 30 days to cancel it upon commencement of the new deal i.e. just like when you buy something in the shop. Best thing for you to do is now wait tight and see what happens say around Mar/Apr - then do your sums. The positives are as you said, atleast you know what you are paying for the term of the mortgage.

Claire - I work in finance industry, currently with a Private Equity House based in London so always get an idea of what is happening or going to happen out there. The firm are in the real estate industry business.

JP
Old 23 January 2008, 03:42 PM
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oh god thanks for that JP MY daughter is just getting a mortgage for a new house


worry
Old 23 January 2008, 05:34 PM
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Originally Posted by YATESY
oh god thanks for that JP MY daughter is just getting a mortgage for a new house

worry
If she is going for base rate tracker then it will be fine since her rate will depend on the base rate. I have a contact who found me a good deal - PM if you want his details.
Old 23 January 2008, 05:36 PM
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JP... can you pm me your email address please for the newsletter and stuff... thanks
Old 23 January 2008, 05:44 PM
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THANKS JP MUCH APPRECIATED
Old 23 January 2008, 05:50 PM
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you're welome Aileen If I can help out a fellow member of the club then I will not hesitate to do so.

Claire - You have PM
Old 23 January 2008, 06:10 PM
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JP you have email
Old 23 January 2008, 06:18 PM
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Originally Posted by girl-in-a-scoob
I have an full fpc but sit a home ... what a waste hey
Bloody hell woman, is there anything you've NOT done? I've only got my FPC1 then they went and changed it all
Old 23 January 2008, 06:32 PM
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Originally Posted by ilogikal1
Bloody hell woman, is there anything you've NOT done? I've only got my FPC1 then they went and changed it all
My Dad was an IFA and I worked with him ... but I ran off to play babies ... he wasnt impressed So when my eldest was 9 I tried a job as a bank manager but lasted a year.... set of robbing mis-selling 'beep beep beep'

Old 23 January 2008, 06:32 PM
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See.... not just a pretty face..... Brain works too.... now and then my dad leaves job vacancies out showing me what i could be earning
Old 23 January 2008, 06:52 PM
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Originally Posted by girl-in-a-scoob
See.... not just a pretty face..... Brain works too.... now and then my dad leaves job vacancies out showing me what i could be earning
I'm not even a pretty face just a hat rack
Old 23 January 2008, 09:47 PM
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Originally Posted by ilogikal1
I'm not even a pretty face just a hat rack
Beauty is in the eye of the beholder
Old 23 January 2008, 09:47 PM
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Originally Posted by JP4
Beauty is in the eye of the beholder
or, more likely, the beer holder
Old 23 January 2008, 09:50 PM
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Originally Posted by ilogikal1
or, more likely, the beer belly holder
Old 23 January 2008, 10:02 PM
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And that's all I have to say on the matter
Old 24 January 2008, 06:39 AM
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Good
Old 07 February 2008, 08:22 PM
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Originally Posted by JP4
If any of you boyz n gals are thinking of remortgaging or taking out a loan....then hold out for a lil while as more than likely there will be a 25 basis points cut in Feb/Mar. Even poss there could be in total two or three rate cuts in the next 3-6 months. This is JP's Tues special!
Evening everyone.....

Did I ping it or what with the cut in mortgage rates....they announced a 25 basis (1/4%) point cut earlier today!

The boy's is back in town...... ...Hope none of you fogot me.....
Old 07 February 2008, 08:22 PM
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Jags back
Old 07 February 2008, 08:23 PM
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forgot you NEVER

GLAD YOU GOT IT RIGHT MATEY MY DAUGHTER JUST GOT A MORTGAGE
Old 07 February 2008, 08:24 PM
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Im back claire nice lon g soak and flat battery on phone
Old 07 February 2008, 08:24 PM
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That will be my fault... at least your box aint full too
Old 07 February 2008, 08:25 PM
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Originally Posted by JP4
Evening everyone.....

Did I ping it or what with the cut in mortgage rates....they announced a 25 basis (1/4%) point cut earlier today!

The boy's is back in town...... ...Hope none of you fogot me.....
Now then,where've you been?
Old 07 February 2008, 08:26 PM
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bigger box and bigger battery
Old 07 February 2008, 08:27 PM
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Hey Claire / Aileen/ Neil....

Sorry have had my head down with our financial year end at work.....been doing some long long hours....i did leave a happy birthday messgage to you (Aileen) on tues. The head down brought it's rewards in that my assets came out top in the audit review of all the financial controllers at work!

Jag
Old 07 February 2008, 08:27 PM
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Originally Posted by The Dogs B******s
Now then,where've you been?
jag your mate jamie as bought himself a kilt and wont let us look under it


Quick Reply: Mortgage Rates.....



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