Accident injury claim
15 May 2012, 09:41 PM
#1
Accident injury claim
I was involved in a car accident a while ago and the 3rd parties insurance has made me an offerfor my injuries in full and final settlement..
Im more than happy with the figure,but in the letter from my solicitor thats arrived today it says he says "I propose to retain the sum of £500 on account of costs and you will recieve the sum of £xxxxxx"
Surely all the solicitors costs and fee's are paid by the 3rd parties insurance and shouldnt be taken out of my awarded settlement??
I will be calling in the morning,but has anyone any advice ?
TIA...
Im more than happy with the figure,but in the letter from my solicitor thats arrived today it says he says "I propose to retain the sum of £500 on account of costs and you will recieve the sum of £xxxxxx"
Surely all the solicitors costs and fee's are paid by the 3rd parties insurance and shouldnt be taken out of my awarded settlement??
I will be calling in the morning,but has anyone any advice ?
TIA...
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15 May 2012, 10:04 PM
#10
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Because, like me, he's probably astounded that someone who has successfully managed to nudge everyone else's insurance premium up a few quid for no other reason than because you can has the gaul to ask why your solicitors has their nose in the insurance payout trough when it's clearly all for you.
your post counjours up the following mental image:
You make me sick.
astraboy.
your post counjours up the following mental image:
You make me sick.
astraboy.
15 May 2012, 10:07 PM
#11
Because, like me, he's probably astounded that someone who has successfully managed to nudge everyone else's insurance premium up a few quid for no other reason than because you can has the gaul to ask why your solicitors has their nose in the insurance payout trough when it's clearly all for you.
your post counjours up the following mental image:
You make me sick.
astraboy.
your post counjours up the following mental image:
You make me sick.
astraboy.
Imho my thought's were along though's lines but wanted a little info first,not shy to get to the point aye astraboy
15 May 2012, 10:16 PM
#13
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To be fair, until the system is altered to make financial gain from an accident impossible (unless you are disabled by the accident and need financial help to pay for equipment to help you live your daily life), if you don't use the option of making a financial claim you are really just cutting your nose off to spite your face.
Anyone honestly think that if everyone were honest and didn't claim a bit of whippo every crash the premiums would come down? Unlikely.
My wife was in an accident, got a grand "go away" money and its made naff all difference to her neck - it still plays up so what was the point of the money?
As for the solicitor taking a cut - I believe the no win no fee is actually *****. The award you get is the net figure. I think its the way its paid to the solicitors and to you that allows them to use the no win no fee spiel but its bollox.
Anyone honestly think that if everyone were honest and didn't claim a bit of whippo every crash the premiums would come down? Unlikely.
My wife was in an accident, got a grand "go away" money and its made naff all difference to her neck - it still plays up so what was the point of the money?
As for the solicitor taking a cut - I believe the no win no fee is actually *****. The award you get is the net figure. I think its the way its paid to the solicitors and to you that allows them to use the no win no fee spiel but its bollox.
15 May 2012, 10:17 PM
#14
Don't sugar coat it! 
Because, like me, he's probably astounded that someone who has successfully managed to nudge everyone else's insurance premium up a few quid for no other reason than because you can has the gaul to ask why your solicitors has their nose in the insurance payout trough when it's clearly all for you.
your post counjours up the following mental image:
You make me sick.
astraboy.
your post counjours up the following mental image:
You make me sick.
astraboy.
15 May 2012, 10:18 PM
#15
Astra boy is always pissed with me because i turned his advances down....
Hey i dont care if your insurance has gone up £40....What i do care about is providing for my family.If like me,your self employed and somebody takes that ability away through no fault of your own,then yes i would like to be reimbursed for that..
It wasnt your stupid bint of a missus that wrecked my car was it and thats why you constantkly chip in with inane ramblings?
Hey i dont care if your insurance has gone up £40....What i do care about is providing for my family.If like me,your self employed and somebody takes that ability away through no fault of your own,then yes i would like to be reimbursed for that..
It wasnt your stupid bint of a missus that wrecked my car was it and thats why you constantkly chip in with inane ramblings?
15 May 2012, 10:23 PM
#16
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The solicitor is going to want his cut, the detail is probably in the small print of the agreement you signed when you appointed him, whether a percentage or time based.
16 May 2012, 12:29 AM
#20
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You haven't actually said whether you were to blame, presumably not. However did the insurance companies agree knock-for-knock or some other type of 'everyone's a loser' scam settlement? In which case you could be responsible for some of your costs.
16 May 2012, 12:32 AM
#21
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There is a sliding scale for injurys revieved in accidents
When i got hit the breakdown was
Whiplash £1500
Physio £3000
Car hire £3000
the sum settled was about 10K i think i only saw 1.5K as that was the agreed amount the rest went on the items above and fees
Mart
When i got hit the breakdown was
Whiplash £1500
Physio £3000
Car hire £3000
the sum settled was about 10K i think i only saw 1.5K as that was the agreed amount the rest went on the items above and fees
Mart
16 May 2012, 07:03 AM
#22
I wasnt to blame..
I was stationary at traffic lights,and the woman behind me never slowed down as she was on her mobile phone. She hit me and pushed me into the car in front.
Liability of the accident was never in doubt..
Mart....
Yes i understand.. The car repairs alone where a fortune,as i was in a rare 2 seater at the time.
3 lots of physio.
Car hire for 6 weeks whilst parts were sourced and car repaired.
I know the claim must be well over 15k,probably 20k+ based on just the above 3 things..
I was stationary at traffic lights,and the woman behind me never slowed down as she was on her mobile phone. She hit me and pushed me into the car in front.
Liability of the accident was never in doubt..
Mart....
Yes i understand.. The car repairs alone where a fortune,as i was in a rare 2 seater at the time.
3 lots of physio.
Car hire for 6 weeks whilst parts were sourced and car repaired.
I know the claim must be well over 15k,probably 20k+ based on just the above 3 things..
16 May 2012, 08:18 AM
#23
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Astra boy is always pissed with me because i turned his advances down....
Hey i dont care if your insurance has gone up £40....What i do care about is providing for my family.If like me,your self employed and somebody takes that ability away through no fault of your own,then yes i would like to be reimbursed for that..
It wasnt your stupid bint of a missus that wrecked my car was it and thats why you constantkly chip in with inane ramblings?
Hey i dont care if your insurance has gone up £40....What i do care about is providing for my family.If like me,your self employed and somebody takes that ability away through no fault of your own,then yes i would like to be reimbursed for that..
It wasnt your stupid bint of a missus that wrecked my car was it and thats why you constantkly chip in with inane ramblings?
As for refusing your advances, don't flatter yourself, the only question I have us what you're going to do for a face when godzilla wants his **** back?
Astraboy.
16 May 2012, 01:46 PM
#25
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Have to agree with EddScott here, if and every if, its made impossible to make a profit out of a no fault accident, insurance will not go down, the insurance compnaies will find new ways to justify (to themselves) increased premiums. There are too many people solicitors, physios, doctors willing to sign you off for weeks at a time with their snouts in the trough for the system to be fully halted.
I have the same feeling about whiplash claims as I do the get money back from PPI claims, the whole system is corrupt anyway so grab if while you can, because if dont then someone ese will be clambering over you to grab it.
Richard
I have the same feeling about whiplash claims as I do the get money back from PPI claims, the whole system is corrupt anyway so grab if while you can, because if dont then someone ese will be clambering over you to grab it.
Richard
16 May 2012, 01:57 PM
#26
Rightly or wrongly, everyone is entitled to make a claim in the event of an accident.
Thing is, its just so had to disprove injury symptoms - even if you're an expert
Problem is a lot of upheaval in most cases, this should be taken into consideration.
My wife was hit by a 7.5 tonne tipper truck about 2 years ago(Not sure how hard, but her car was knocked about 20 feet forward from the traffic lights.
She is still receiving treatment, and so far has had 3 MRI scan's.
This should be rewarded.
However, I know of several people who work for Royal Mail.
For a small fee, they will crash into the back of your car
This should not be rewarded, but how can you ever disprove that claim.
Thing is, its just so had to disprove injury symptoms - even if you're an expert
Problem is a lot of upheaval in most cases, this should be taken into consideration.
My wife was hit by a 7.5 tonne tipper truck about 2 years ago(Not sure how hard, but her car was knocked about 20 feet forward from the traffic lights.
She is still receiving treatment, and so far has had 3 MRI scan's.
This should be rewarded.
However, I know of several people who work for Royal Mail.
For a small fee, they will crash into the back of your car
This should not be rewarded, but how can you ever disprove that claim.
16 May 2012, 02:53 PM
#28
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I used to whinge about people claiming too, before I understood the reasoning behind it. Simply put, a person has the right not to have their life f*cked up by someone who could, and should, have taken reasonable care in the circumstances not to.
16 May 2012, 02:53 PM
#29
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But it was the whiny-bitch bleating about someone else doing exactly what he's doing that really tipped me over the edge.