SamUK

iTrader: (1)

was insured on a Audi 1.8T sport 2001 last year costing £450 - 3rd paty fire & theft.

5 years NCD, no accidents...3000 miles per year as its my second car

No one is quoting less the £650 for the renewal! still living at the same addresss...

Wow!

SamUK

iTrader: (1)

rates have apparantly gone up 34% acording to Aplan.

Gear Head

iTrader: (2)

But why all of a sudden?
Why not progressively.

SamUK

iTrader: (1)

Dont know, the guy at Aplan said this year there has been a general increase in premiums by 34%..

Would think this impacts everyone if this is true..

bigsinky

welcome to the nightmare. bunch of money grabbin huers if you ask me.

f1_fan

iTrader: (9)

But inflation is only 4% ... yeah right!

Maybe the government should have a look at regulating the insurance companies.... oh but that would be helping the motorist and they gave us a penny off fuel duty in the budget so they have already done that.

JonMc

iTrader: (51)

Mine went up by a tenner this year, which equates to about 2%

Moley

iTrader: (9)

34% average.... many companies () are a lot less than that

Your location is probably the reason it's so high

Moley

iTrader: (9)

........ read this.......

http://uk.finance.yahoo.com/news/Had...053476632.html

EddScott

Only thing I don't get about this is - injury claims aren't new. Claiming for a bit of whippo has been around for at least 10+ years. Even the stories of crash for cash are several years old.

I've heard a number of rumours about the reasons for insurance hikes:-

1) Increase in injury claims

2) Comparison website competition has brought margins to their limits and it's time to recoup

3) Insurers invest the premiums they receive in order to provide for payouts, insurers have also been clobbered by investment losses

Any one or all three could be to blame. Personally I think there is a bit of truth in all of the above. What I don't believe is that the insurers really give a monkeys - they just up the premiums to compensate. If they were really being squeezed that badly the reforms would have happened years ago.

How hard can it be to tighten up doctors reports? Lets face it, if the doctors said no injury, none of this would happen.

tony de wonderful

What happened about women getting charged the same as men BTW?

J4CKO

iTrader: (1)

Dont forget the Scammers as well, all doing their bit to bang your premium up.

Jamz3k

I've got 2months left on my insurance, changed address but same postcode and I now have off road parking yet it cost me an extra 40quid!

bigsinky

so in a field beside your caravan is now classed as off road parking. well i never....

EddScott

It went through - same for life assurance too I believe and same for annuities I think too.

F*cking stupid to decide something that is based on statistics to be "anti-wimmins"


Some retarded Belgium feminists have shafted the rest of the woman drivers in the EU by having their insurance raised to that of men.

Bit of an own goal IMO.


LOL

AndyC_772

iTrader: (2)

My BMW 330d is up for renewal soon, and most companies are charging around £400 - up by about a third from a couple of years ago. I can understand that from the reasons above.

What I don't understand at all, though, is why the premium goes up considerably if I DON'T include my wife as a named driver. What's going on there? I have maximum NCB and we both have clean licenses which we've held for ages.

kingofturds

iTrader: (1)

I have been getting quotes. of £500+ for my impreza this year despite having 8 years ncb. One company wanted £4k

Moley

iTrader: (9)

PI has always happened, but normally it was when people were generally injured.

Now you have some of these no-win-no-fee companies encouraging everyone to claim, wether they are injured or not.

There were 400,000 whiplash claims alone last year.

Moley

iTrader: (9)

It went through, but doesn't come into effect untill 2012

GlesgaKiss

Mine went down by around 20% when I renewed in December? What's that all about?! Lol

Moley

iTrader: (9)

Some are still coming down, if you live in a very good area

GlesgaKiss

Ah, that'll be it. Feel ruddy sorry for those peasants though, I tell you.

Steve vRS

I Live in a very Cheshire, rich area and it's f*cking stupid for insurance. I can only assume that all the Scallies from both Manchester and Liverpool travel here, then nick X5s Range Rover Sports and Bentleys pushing up my premium.

Saying that, just over 3 years ago, the b@stards nicked my Skoda and the wife's A3 after burgling the house. Got them both back though and still have both cars! The scum served time as well (2 years as I remember ).

Steve

Silver Angel

mine went up that high from £800 to £2.5k on my impreza nobody would touch me because of my postcode I had to sell her - currently hiding in a pug 206 1.6 and still costing me £700 to insure fully comp 40 yr old female totally clean license - worlds gone mad we being dictated to what we can have

Silver Angel

im in manchester mate and not a scally dont tar us all with same brush eh !!

dpb

Surely its living in the middle nowhere that helps !

Moley

iTrader: (9)

Scottish postcodes seem to be pretty cheap at the moment

GlesgaKiss

I guess that shows that rich doesn't always equal safe! I live as dpb suggests, in the middle of nowhere. Quite a desirable place to stay, I guess, but nothing ostentatious. I'll not tempt fate by saying much more, but needless to say vehicle thefts are pretty much unheard of! Doesn't mean we're not prepared though.

That's unreal getting away with the two cars. At least you got them back though, and the tw@ts behind bars where they belong.

DYK

My insurance actually came down

Its much easier to just charge the law abiding person...
I was actually going to get rid of the car if my insurance went up this year.its not the money so much,just don't like being taken for an easy ride.Time people stop taking the crap in this country,and being shafted up the ***.


except WILL we know he likes a good *** shafting..

Steve vRS

Aye. They were from Manchester And so is my wife Mr. Angel.

Steve