Jamz3k

2 weeks ago i was in a very very small accident, infact i would go as far as saying it was nothing more than an accidental bump caused by a van driver.

The one question i get asked by all my work colleagues is.........Are ya claiming for whiplash?! The mentality of people today disgusts me.

Now I am slightly hard up at the moment and could do with a few quid in my back pocket but really has everyone lost their moral backbone?

FlightMan

Not everyone, but the majority have.

Markus

I think quite a few have lost their moral compass, and see this type of thing as a nice easy way to make a few extra quid.

Like you, unless I had actually be physically injured I would not be claiming whiplash or any other injury. People scream about insurance rates being high and I think that perhaps this type of rampant (non)injury claiming is one of the reasons for that.

urban

iTrader: (1)

I agree - not everyone.

However I know right here and now that if someone hits me(god forbid) I'll be claiming because it happened to me years ago and 4 greedy b@stards claimed off me for various problems with their necks etc and there wasn't a single thing wrong with any of them either.

NotoriousREV

I've been involved in 2 accidents over the years that resulted in neck pain for a few days afterwards and one of which has probably contributed to back problems that I have now. I've never claimed compensation for either of them and never will.

Leslie

I agree completely with your thinking.

I was hit very hard in the rear of my Mini some years ago on a motorway when I had stopped for traffic bunching and the bloke behind me was distracted by someone about to undertake him so he did not realise I was stopped until too late. He was in a Beemer and my mini was hit into the air since he was travelling pretty fast when he hit me. Luckily I was still able to avoid the stopped car in front.

The seats in the Mini and the head supports are very good so I had no whiplash at all. The bloke who hit me was totally honest and reasonable so all I wanted was my car repaired.

The insurance people were amazed I did not claim for whiplash but like you I did not want to take a dishonest advantage of the situation.

Claiming dishonestly just puts premiums up anyway.

Les

David Lock

So when it gets to court and it's obvious that they are trying it on they should be fined the same amount that they are claiming for. That would soon put a stop to this nonsense. dl

Jamz3k

Exactly as you have said Leslie, i just want my car back to the way it was. I think alot of people see fraudulent claims as a victimless crime and I have been guilty of this myself as earlier in the year I was gonna claim for my laptop being "broken" but in the end my conscience gave in and i didn't do it!

alcazar

iTrader: (2)

Ah.........but THAT would rely on the Insurance company having moral fibre too.

They, in reality, prefer NOT to go to court, but to pay out on every daft claim, then bang our premiums through the roof to pay for it.

Luan Pra bang

An absolute **** take IMO, every one wants to claim for something and its all part of a bigger issue. People have an idea that stealing from a business is OK. We have solid silver cruet sets in one of our restauants and the amount of times we have had issues with people trying to steal them is a joke This is an expensive place so no chavs etc, just normal middle class thieves who think its OK to steal.

ricardo

Recently my wife's car was hit from behind at a roundabout. Minor damage, and claiming off the other party's insurance (they've admitted full liability). However, the other party's insurance company forwarded the details to some lawyers, who then rang to say they have prepared a whiplash claim. Told them no claim necessary... then got a letter from them insisting that the whiplash claim should go through them, and if we get correspondence from other lawyers regarding the whiplash we should disregard it.

The bit I don't understand is why the insurance company seeks to increase the cost of the claim in this way.

my06 ppp silver

iTrader: (2)

simple, they get a percentage......NO WIN , NO FEE....................WIN , PAY ONE (you would probably not get to know their commission).

what would scooby do

I'm nodding with agreement about everything you say..

oh hang on I may have got whiplash

*rings solicitors*

SunnySideUp

My wife tapped some bloke in a Vectra last December - she was in her Swift - no damage ..... in fact, the bloke thought his foot had slipped off the clutch - it was that minor a tap. My wife stopped him up the road and told him she had tapped him but no damage.

Result? £800 for a bumper repair job!!! and last we heard he was compalining of neck and back pains!!! I was so close to paying him a visit and stretching his neck for him!!

Boils my blood this claiming crap ........ to the point that I honestly think I would do the same 'to get my own back!'

Will

Solicitor: ''Who are you the churchill dog''

Moley

iTrader: (9)

Ever wonder why insurance is so expensive?

Too many fraudulent PI claims going on, getting like America

Snazy

I have to agree, that its a grab all you can world.

That said, it might be a bit rich coming from me. I claimed after getting a leg and neck injury when my car was written off in 03, and am suing my employer at the moment.

But in my eyes at least, there is a difference between legitimate claim, and "might as well, you are entitled to it" The latter is of course an issue.

The annoying part was, after the crash in 03, I had 3 letters drop on my mat the next morning, all from various bodies offering their legal services to sue. Ambulance chasers or what!

ritchie21

Hang on, not everyone who claims is putting it on! And yes, I'm currently claiming!

I was stationary on my motorbike waiting to pull out on a roundabout, when the woman behind drove into me at about 20 mph. She hit me so hard, my bike was embedded in her car. Because I was in the safety position (left foot on floor, right foot on brake and right hand holding Front brake) , I took the brunt of the impact and ended up with whiplash from the hips up and aggravation of an existing knee injury. This happened in September and I saw the specialist for her insurance company on Tuesday. He thinks it will be another 3 months before the pain from the whiplash eases and another 8 months for my knee to settle.

I'd also just eased off from a concussion which started up again after the accident. The concussion I got after being attacked by a burglar who thought he had the right to enter my home at 1am and take what he wanted. I could have claimed for my injuries from the CICA but didn't as although they were inconvenient, I could cope.

I am now unable to do many things I could before the accident-as silly as that may sound to some. My work (as a barrister-yes irony i know with what has happened to me over the last few months) has been seriously affected, as has my ability to ride. I can no longer go on my family ski trip because of my knee and have been in constant pain with my back ever since the accident.

So please don't assume that everyone who has a claim for whiplash are lying cheating gits! It's agony. My quality of life at the moment is ****. And for those reasons I am claiming. I don't expect thousands but I do expect something for the misery I have endured and will endure for the next few months for no fault of my own. And no, I don't earn a fortune from my job contrary to what the press would have you believe. I live in a two-up, two-down and earn enough to pay my bills and have a holiday once a year.

The Rig

iTrader: (13)

i wonder how receiving £5k suddenly makes the pain go away

J4CKO

iTrader: (1)

It annoys me as well, not as much as the tossers who purposefully brake to cause an accident and then claim, time after time.

I have standards that I wont go below, today I bought a piece of steel, didn't have enough cash, the guy said, drop it off when you can get to the cash till, now I could have got ten quids worth of free steel but I cant do that, its not in my make up, you don't stiff people, if someone stiffs you then you have the right to give them a kicking, my integrity is worth a lot more to me than cash.

My dad fell off his motorbike, few years back, it hit a ratty Micra as it slid along the floor, 100 quids worth, dented, slight the rear valance, girl in it was more concerned for my dad, wasn't bothered about her car as it was rubbish and full of dents and was due to be replaced, few hours later we get a call about her whiplash, once she had spoken to her husband her saw an opportunity for a few quid, she got a couple of grand which is basically the insurance saying shut up and go away you greedy pikey b4stards.

Snazy

Some genuine people are more interested in compensating loss of earning, and other financial inconviniences, like Richie not being able to go on a holiday, if paid for should be compensated.

As well as paying for any lifestyle changes etc.

There is a legitimate side to the process, just a shame it gets abused so badly.
I do agree though, money does not cure anything, replace a loved one, or anything like that.

cster

Doesn't the world owe everyone a living these days?
Isn't reward of failure official UK government policy?
Let's face it, the culture of ripping off insurance is pretty ingrained in the UK.
Nothing to be ashamed about

djmisio85

Totally agree, downhill spiral these days

JDM_Stig

iTrader: (3)

I rolled a car years ago and I was ok but for days I had companies ringing me telling me I was injured and should get compensation it was daft.

Leslie

Two wrongs don't make it right as they say.

Yours is the sort of attitude which is dragging society down and does not do any overall good in the end. It is also nothing to write home about!

Les

dpb

I blame the yanks !


..and the scumbag ambulance chasers who decorate my answer phone every 5 minutes

chocolate_o_brian

iTrader: (22)

Reminded me of this thread of mine a few months back... https://www.scoobynet.com/non-scooby...ly-decent.html

mart360

I had a minor bump a few weeks ago....

Ive now received a letter from the other party's solicitors claiming for injuries sustained in the bump...


Funny, because i made a point asking if the other party was ok, to which they replied they were fine, lol

and considering they drove into me, it does make you wonder

Mart

GlesgaKiss

When I was 18 or so, a girl I used to speak to was in a car when it went off the road(at about 30mph) and hit a tree stump. There was nothing wrong with her at all, but she got in contact with a solicitor or company and ended up with thousands of pounds compensation, basically by faking injuries. Little bint.

My mum on the other hand, who was driving round a blind corner one day, well within the speed limit, and was greeted with a parked van in her lane, half way through the corner, causing her to slam on the brakes(it was a national speed limit out in the country), lose control, and crash straight into an oncoming coach... similarly got 'thousands', I think it was.

Where's the logic in that?

Oh yeah, forgot to mention that unlike my female 'friend', both my mum's legs and her right arm were shattered(multiple breaks), requiring pins in all three(an external thing on her arm).

eggy790

iTrader: (20)

the thing is you can still get a couple of hundred quid for these 1 or 2 days off pain, i remmeber in my first accident in my cousins car, he claimed and his solicitor or whoever it was contacted me, i said to them the pain went away after a maximum of 3 days.

and they said yeh we'll put that down and i got £400 for something which only really cost me 2 days off from the gym..

it just seems to eeasy hence people doing these huge claims