Ever paid money into the wrong account?
Ever paid money into the wrong account?
28 July 2009, 07:41 PM
#5
Scooby Regular
Thread Starter
iTrader: (4)
Join Date: Jun 2003
Location: Scotchland
Posts: 9,200
Likes: 0
Received 0 Likes
on
0 Posts
It's been a couple of weeks tbh.
From what i've read, the person will be contacted by the bank and asked to give it back...but that then means they can keep it if they want. That doesn't seem right to me?
From what i've read, the person will be contacted by the bank and asked to give it back...but that then means they can keep it if they want. That doesn't seem right to me?
28 July 2009, 07:53 PM
#7
Scooby Regular
iTrader: (1)
Join Date: Jan 1999
Location: UK
Posts: 15,271
Likes: 0
Received 0 Likes
on
0 Posts
LOL - I think if it is a bank error then they can take it back as in Nat's experience.
If it is your error then I think you are subject to the goodwill of the recipient. Of course the bank can lean on them.
Someone I know received about £15k 20 years ago. Was never asked to give it back and in the end kept it!
If it is your error then I think you are subject to the goodwill of the recipient. Of course the bank can lean on them.
Someone I know received about £15k 20 years ago. Was never asked to give it back and in the end kept it!
Trending Topics
28 July 2009, 08:15 PM
#11
Scooby Regular
Thread Starter
iTrader: (4)
Join Date: Jun 2003
Location: Scotchland
Posts: 9,200
Likes: 0
Received 0 Likes
on
0 Posts
To be honest, i've paid for goods and not received them.
I've asked the question simply as a last resort. Going to a small claims court is a big deal and with no gaurantee's, i don't have many other options.
I've asked the question simply as a last resort. Going to a small claims court is a big deal and with no gaurantee's, i don't have many other options.
28 July 2009, 08:29 PM
#14
Scooby Regular
Thread Starter
iTrader: (4)
Join Date: Jun 2003
Location: Scotchland
Posts: 9,200
Likes: 0
Received 0 Likes
on
0 Posts
Non delivered goods. I was looking for info on going about it in another way, but it's not right with no hope by the sounds of it.
Been looking into Money Claim Online.
Just a bit desperate...
Edit:-just read MCOL is for England and Wales only. Oh well.
Been looking into Money Claim Online.
Just a bit desperate...
Edit:-just read MCOL is for England and Wales only. Oh well.
Last edited by drb5; 28 July 2009 at 08:32 PM.
28 July 2009, 09:26 PM
#16
Scooby Regular
Join Date: Dec 2000
Location: West Yorkshire
Posts: 3,828
Likes: 0
Received 0 Likes
on
0 Posts
I remember reading in a professional journal that the Crown Prosecution Service (CPS) themselves incorrectly paid £50k into somebody's account in error.
The individual whose account it was decided they were going have it
(Wrong move, especially seen as it was the CPS! LOL!)
The person was caught and sent to something like 5 years in prison as the money was not theirs and so was fraud/theft.
So I would not worry to much you should get it back eventually.
The individual whose account it was decided they were going have it
(Wrong move, especially seen as it was the CPS! LOL!)The person was caught and sent to something like 5 years in prison as the money was not theirs and so was fraud/theft.
So I would not worry to much you should get it back eventually.
28 July 2009, 10:10 PM
#17
Scooby Regular
Thread Starter
iTrader: (4)
Join Date: Jun 2003
Location: Scotchland
Posts: 9,200
Likes: 0
Received 0 Likes
on
0 Posts
Police call it a civil matter and not direct fraud.
Read a couple stories like that Spen. Last one was a woman who decided a £135000 amount was hers and proceeded to give family and friends wads and spend it all. Dunno what happened to her mind you.
Will speak to my lawyer again once i've printed out all the relevant paperwork(agreeing a deal, etc) and maybe get a legal letter drawn up offering the person one last chance to repay the money or they will be taken to a Scottish Small Claims Court.
Read a couple stories like that Spen. Last one was a woman who decided a £135000 amount was hers and proceeded to give family and friends wads and spend it all. Dunno what happened to her mind you.
Will speak to my lawyer again once i've printed out all the relevant paperwork(agreeing a deal, etc) and maybe get a legal letter drawn up offering the person one last chance to repay the money or they will be taken to a Scottish Small Claims Court.
28 July 2009, 11:28 PM
#18
Moot point now as you've said it WASN'T paid into an incorrect account but anyone receiving money that way would be expected to know it was not a legitimate payment (Wages etc) and would be held accountable if they spent it.
Sounds to me like you have a breach of contract situation there. You have paid for goods &/or services and have received neither. I think small claims costs about £20 or £30 - Have you got contact # / address? Was it someone on here??
Sounds to me like you have a breach of contract situation there. You have paid for goods &/or services and have received neither. I think small claims costs about £20 or £30 - Have you got contact # / address? Was it someone on here??
29 July 2009, 07:23 AM
#19
Scooby Regular
Thread Starter
iTrader: (4)
Join Date: Jun 2003
Location: Scotchland
Posts: 9,200
Likes: 0
Received 0 Likes
on
0 Posts
I have names, phone numbers, businesses and the address where they stay.
Not someone on here, but ebay. 100% feedback, but i think i'm not the only one to be "done". I stupidly put money straight into their account and have had 2 replies in texts messages from them since then, but they won't answer the phone, or reply to any further texts, or messages through ebay. They've changed their name on there too now.
Not someone on here, but ebay. 100% feedback, but i think i'm not the only one to be "done". I stupidly put money straight into their account and have had 2 replies in texts messages from them since then, but they won't answer the phone, or reply to any further texts, or messages through ebay. They've changed their name on there too now.
29 July 2009, 09:56 AM
#21
Scooby Regular
Join Date: Aug 2001
Posts: 5,280
Likes: 0
Received 0 Likes
on
0 Posts
I got over £50k from the VAT man once by mistake. Immediately paid it against my mortgage.
They asked for it back a month later, they got it back but I saved a few hundred on my mortgage payments meantime before drawing it back out
. Everybody happy
D
They asked for it back a month later, they got it back but I saved a few hundred on my mortgage payments meantime before drawing it back out
. Everybody happyD
29 July 2009, 11:05 AM
#24
I got stung by some **** on ebay not getting the stuff I paid for, and then found out he was doing to loads of people , contacted the police who did come out for a statement , then was told a week or so later as it was under £500 they wouldn't be taking it further and would hand it over to trading standards , they only deal with ebay fraud over £500 , never heard anything again !!
The police did say if it was over £500 they would persue it
I paid mine through nochex which was his prefered method , what a joke they are , you have no comebacks at all unlike paypal
The police did say if it was over £500 they would persue it
I paid mine through nochex which was his prefered method , what a joke they are , you have no comebacks at all unlike paypal
Last edited by Godspeed Brakes; 29 July 2009 at 11:07 AM.
29 July 2009, 11:26 AM
#25
Scooby Regular
Thread Starter
iTrader: (4)
Join Date: Jun 2003
Location: Scotchland
Posts: 9,200
Likes: 0
Received 0 Likes
on
0 Posts
Yer, i should have paid a secure way, but with them asking if i could pay into their account as they had a withdrawl limit(i remembered i had the same problem in the past), they wouldn't be able to get their money out for God knows how long.
With them having 100% feedback on ebay and no reason to doubt....along with their account and phone numbers, i figured i would be safe enough.
With them having 100% feedback on ebay and no reason to doubt....along with their account and phone numbers, i figured i would be safe enough.
29 July 2009, 12:09 PM
#29
Scooby Regular
Thread Starter
iTrader: (4)
Join Date: Jun 2003
Location: Scotchland
Posts: 9,200
Likes: 0
Received 0 Likes
on
0 Posts
It might also give said person more info about me. Not that i have anything to hide, but i want more details on them...not a crowd of people upset for me. That won't do me any good.
I'm willing to give details of the person/s via pm only if you wish.
I'm willing to give details of the person/s via pm only if you wish.
