hux309

Mods please don't move this isn't car related lol.

I have an mp3 player i wish to cover incase of accidental damage, i have a habit of dropping the things so i may as well cover the thing.

Anyone know of any good insurers for this?

4X4BOB

It will be covered on your home contents insurance, assuming you have home insurance. If not, get some!

hux309

Trouble is excess is £75 which hardly makes it worth having it covered, anyway i wanted it covered when i nip out anywhere as well.

Anyway i found a place, £43 per year, not bad for peace of mind it's covered no matter what.
Mobile Phone Insurance | Cheap Mobile Insurance Cover (UK)

4X4BOB

What MP3 player is worth an extra £43 per year in insurance?

hux309

This one.

Advanced MP3 Players Cowon iAudio S9 16GB MP3 Player

It's only there as there's currently no protective cases atm plus im bit of a clutz anyway, broke my psp weeks after having it, it's there just as a precaution, come next year i probably won't renew.

4X4BOB

Ah, my bro' in law has one of them, he brought it back from the states with him. Its Titanium or something, I'm pretty sure his came with a protective case? Maybe its the case thats titanium?

Just rung him . . . He says its the Titanium Black model, if that makes any sense? Paid $200 for it, which was ~ £100 at the time.

If I'd known they were expensive over here, he should of brought a load of them back!

hux309

It's about $200 for the 8gb model which is probably the one he's thinking about, i paid £185 for my 16gb model as i had a 10% off code and had it sent special delivery.

Great player though.

It is a titanium black model chrome aren't available yet, cases are about but they're crap, im waiting for a decent one to come out, cowon themselves afaik haven't released one yet.

4X4BOB

No its deffo the 16Gb model - He was saying he wanted a bigger memory but that was the biggest they did. His wife has family over there and a cousin got it for him at staff price from the place she works!

Sounds like he got a bargain then!

hux309

Hmm must have done, they're $240 in the us, works out about £180 ish over here which is what i paid for it.

Amazon.com: Cowon S9 16 GB Video MP3 Player with Touchscreen (Silver/Black): Electronics

Abdabz

If it is covered under your contents policy and then you cover it on a bespoke policy, does not the duplicated cover mean that it may not be covered at all?
Back in the 90's I used to work for a specialist claims department at a big insurers in bindipperland and both companies were always trying to wriggle out if there was a chance of duplicate cover