Money Saving Tips ?
19 May 2008, 01:04 PM
#1
Money Saving Tips ?
Ok, on from UB's thread about secondhand bargains, anyone got any money saving tips for the prevailing financial situation.
First one, sell Subaru Impreza and buy push bike, you may have to put a little to the transaction based on current values
Ok, serious ones as well....
First one, sell Subaru Impreza and buy push bike, you may have to put a little to the transaction based on current values
Ok, serious ones as well....
19 May 2008, 01:08 PM
#2
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Ok, on from UB's thread about secondhand bargains, anyone got any money saving tips for the prevailing financial situation.
First one, sell Subaru Impreza and buy push bike, you may have to put a little to the transaction based on current values
Ok, serious ones as well....
First one, sell Subaru Impreza and buy push bike, you may have to put a little to the transaction based on current values
Ok, serious ones as well....
19 May 2008, 01:22 PM
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Something I received in an email (but from Viz originally I believe):
. Save a fortune on laundry bills. Give your dirty shirts to a local charity shop. They'll wash and iron them and you can buy them back for 50 cents.
2. Create instant designer stubble by sucking a magnet and dipping your chin into a bowl of iron filings.
3. A hedgehog, trained to scuttle up and down the table from guest to guest, makes an unusual and cheap mobile appetizer dispenser at cocktail parties.
4. Foil pick-pockets by placing a freshly toasted "pop tart" in each pocket. Would-be thieves will quickly rupture the fragile pastry and receive nasty finger burns from the steaming hot jam inside.
5. A length of plastic drainpipe with a roller skate at each end makes an ideal home-made "car" for snakes.
6. Can’t afford contact lenses? Simply cut out small circles of clingwrap and press them into your eyes.
7. Stop bread from drying out by keeping it in a bucket of water.
8. Don't waste money buying expensive binoculars. Simply stand closer to the object you wish to view.
9. Avoid jet lag by simply taking an earlier flight, thus arriving fully refreshed and on time.
10. Put a stop to car thieves by siphoning off all your gas whenever you park your car, and carrying it round with you in one or two plastic buckets.
11. Why pay for expensive jigsaws? Just take a bag of frozen fries from the freezer and try piercing together potatoes.
12. Smell gas? Locate the suspected leak by striking an ordinary match in every room in the house until a loud explosion reveals the source of the escaping gas.
13. Always keep a stick of butter in your pocket so that if you get your head stuck in railings you'll be able to grease your ears and slide out.
14. Exterior wood stain is a cheap, long-lasting and attractive alternative to sun-bed treatments.
15. Office workers. Avoid distractions from your important paperwork by making "blinkers" out of two post-it note stickers, one stuck to each temple.
16. Save electricity by turning off all the lights in your house and walking around wearing a miner's hat.
17. Avoid parking tickets by leaving your windscreen wipers turned to 'fast wipe' whenever you leave your car parked illegally.
18. Old telephone directories make ideal, free personal address books. Simply cross out the names and addresses of people you don't know.
19. When reading a book try tearing out the pages as you read them. This saves the expense of buying a bookmark.
20. Save on gas by pushing your car to your destination. Invariably passers-by will think you've broken down and help.
21. Avoid being wheel-clamped by jacking up your car, removing the wheels and locking them safely in the trunk until you return.
22. No time for a bath? Wrap yourself in duct tape and remove the dirt by simply peeling it off.
23. Expensive hair gels are expensive. Jelly is a much cheaper alternative, but beware of bees in the summer.
24. Save on alochol by drinking cold tea instead of scotch. The following morning you can create the effects of a hangover by drinking a tablespoon of dish soap and banging your head repeatedly on the wall.
25. International master criminals. It is possible to make your fortune. Simply tell your guards to shoot James Bond in the head at the first opportunity. Under no circumstances give him a guided tour of your base, or leave him in the custody of attractive women in bikinis.
. Save a fortune on laundry bills. Give your dirty shirts to a local charity shop. They'll wash and iron them and you can buy them back for 50 cents.
2. Create instant designer stubble by sucking a magnet and dipping your chin into a bowl of iron filings.
3. A hedgehog, trained to scuttle up and down the table from guest to guest, makes an unusual and cheap mobile appetizer dispenser at cocktail parties.
4. Foil pick-pockets by placing a freshly toasted "pop tart" in each pocket. Would-be thieves will quickly rupture the fragile pastry and receive nasty finger burns from the steaming hot jam inside.
5. A length of plastic drainpipe with a roller skate at each end makes an ideal home-made "car" for snakes.
6. Can’t afford contact lenses? Simply cut out small circles of clingwrap and press them into your eyes.
7. Stop bread from drying out by keeping it in a bucket of water.
8. Don't waste money buying expensive binoculars. Simply stand closer to the object you wish to view.
9. Avoid jet lag by simply taking an earlier flight, thus arriving fully refreshed and on time.
10. Put a stop to car thieves by siphoning off all your gas whenever you park your car, and carrying it round with you in one or two plastic buckets.
11. Why pay for expensive jigsaws? Just take a bag of frozen fries from the freezer and try piercing together potatoes.
12. Smell gas? Locate the suspected leak by striking an ordinary match in every room in the house until a loud explosion reveals the source of the escaping gas.
13. Always keep a stick of butter in your pocket so that if you get your head stuck in railings you'll be able to grease your ears and slide out.
14. Exterior wood stain is a cheap, long-lasting and attractive alternative to sun-bed treatments.
15. Office workers. Avoid distractions from your important paperwork by making "blinkers" out of two post-it note stickers, one stuck to each temple.
16. Save electricity by turning off all the lights in your house and walking around wearing a miner's hat.
17. Avoid parking tickets by leaving your windscreen wipers turned to 'fast wipe' whenever you leave your car parked illegally.
18. Old telephone directories make ideal, free personal address books. Simply cross out the names and addresses of people you don't know.
19. When reading a book try tearing out the pages as you read them. This saves the expense of buying a bookmark.
20. Save on gas by pushing your car to your destination. Invariably passers-by will think you've broken down and help.
21. Avoid being wheel-clamped by jacking up your car, removing the wheels and locking them safely in the trunk until you return.
22. No time for a bath? Wrap yourself in duct tape and remove the dirt by simply peeling it off.
23. Expensive hair gels are expensive. Jelly is a much cheaper alternative, but beware of bees in the summer.
24. Save on alochol by drinking cold tea instead of scotch. The following morning you can create the effects of a hangover by drinking a tablespoon of dish soap and banging your head repeatedly on the wall.
25. International master criminals. It is possible to make your fortune. Simply tell your guards to shoot James Bond in the head at the first opportunity. Under no circumstances give him a guided tour of your base, or leave him in the custody of attractive women in bikinis.
19 May 2008, 04:57 PM
#6
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The greatest tip I can give is to plan early to avoid financial problemsand if you are going bankrupt max every line of credit you can get and use it to make sure you have some spare cash.
Going broke for small amounts of money is a waste of time if you know its coming get as many credit cards as possible get a new car on finance get a plasma on HP and sell them for cash before the balif comes around. If you can get your financed car to Moroco/tunisia or a host of other countries you can sell for a tidy profit provided it is less than 2 years old and has less than 40k miles. They do not care where it has come from.
Going broke for small amounts of money is a waste of time if you know its coming get as many credit cards as possible get a new car on finance get a plasma on HP and sell them for cash before the balif comes around. If you can get your financed car to Moroco/tunisia or a host of other countries you can sell for a tidy profit provided it is less than 2 years old and has less than 40k miles. They do not care where it has come from.
19 May 2008, 05:06 PM
#7
Something I received in an email (but from Viz originally I believe):
. Save a fortune on laundry bills. Give your dirty shirts to a local charity shop. They'll wash and iron them and you can buy them back for 50 cents.
2. Create instant designer stubble by sucking a magnet and dipping your chin into a bowl of iron filings.
3. A hedgehog, trained to scuttle up and down the table from guest to guest, makes an unusual and cheap mobile appetizer dispenser at cocktail parties.
4. Foil pick-pockets by placing a freshly toasted "pop tart" in each pocket. Would-be thieves will quickly rupture the fragile pastry and receive nasty finger burns from the steaming hot jam inside.
5. A length of plastic drainpipe with a roller skate at each end makes an ideal home-made "car" for snakes.
6. Can’t afford contact lenses? Simply cut out small circles of clingwrap and press them into your eyes.
7. Stop bread from drying out by keeping it in a bucket of water.
8. Don't waste money buying expensive binoculars. Simply stand closer to the object you wish to view.
9. Avoid jet lag by simply taking an earlier flight, thus arriving fully refreshed and on time.
10. Put a stop to car thieves by siphoning off all your gas whenever you park your car, and carrying it round with you in one or two plastic buckets.
11. Why pay for expensive jigsaws? Just take a bag of frozen fries from the freezer and try piercing together potatoes.
12. Smell gas? Locate the suspected leak by striking an ordinary match in every room in the house until a loud explosion reveals the source of the escaping gas.
13. Always keep a stick of butter in your pocket so that if you get your head stuck in railings you'll be able to grease your ears and slide out.
14. Exterior wood stain is a cheap, long-lasting and attractive alternative to sun-bed treatments.
15. Office workers. Avoid distractions from your important paperwork by making "blinkers" out of two post-it note stickers, one stuck to each temple.
16. Save electricity by turning off all the lights in your house and walking around wearing a miner's hat.
17. Avoid parking tickets by leaving your windscreen wipers turned to 'fast wipe' whenever you leave your car parked illegally.
18. Old telephone directories make ideal, free personal address books. Simply cross out the names and addresses of people you don't know.
19. When reading a book try tearing out the pages as you read them. This saves the expense of buying a bookmark.
20. Save on gas by pushing your car to your destination. Invariably passers-by will think you've broken down and help.
21. Avoid being wheel-clamped by jacking up your car, removing the wheels and locking them safely in the trunk until you return.
22. No time for a bath? Wrap yourself in duct tape and remove the dirt by simply peeling it off.
23. Expensive hair gels are expensive. Jelly is a much cheaper alternative, but beware of bees in the summer.
24. Save on alochol by drinking cold tea instead of scotch. The following morning you can create the effects of a hangover by drinking a tablespoon of dish soap and banging your head repeatedly on the wall.
25. International master criminals. It is possible to make your fortune. Simply tell your guards to shoot James Bond in the head at the first opportunity. Under no circumstances give him a guided tour of your base, or leave him in the custody of attractive women in bikinis.
. Save a fortune on laundry bills. Give your dirty shirts to a local charity shop. They'll wash and iron them and you can buy them back for 50 cents.
2. Create instant designer stubble by sucking a magnet and dipping your chin into a bowl of iron filings.
3. A hedgehog, trained to scuttle up and down the table from guest to guest, makes an unusual and cheap mobile appetizer dispenser at cocktail parties.
4. Foil pick-pockets by placing a freshly toasted "pop tart" in each pocket. Would-be thieves will quickly rupture the fragile pastry and receive nasty finger burns from the steaming hot jam inside.
5. A length of plastic drainpipe with a roller skate at each end makes an ideal home-made "car" for snakes.
6. Can’t afford contact lenses? Simply cut out small circles of clingwrap and press them into your eyes.
7. Stop bread from drying out by keeping it in a bucket of water.
8. Don't waste money buying expensive binoculars. Simply stand closer to the object you wish to view.
9. Avoid jet lag by simply taking an earlier flight, thus arriving fully refreshed and on time.
10. Put a stop to car thieves by siphoning off all your gas whenever you park your car, and carrying it round with you in one or two plastic buckets.
11. Why pay for expensive jigsaws? Just take a bag of frozen fries from the freezer and try piercing together potatoes.
12. Smell gas? Locate the suspected leak by striking an ordinary match in every room in the house until a loud explosion reveals the source of the escaping gas.
13. Always keep a stick of butter in your pocket so that if you get your head stuck in railings you'll be able to grease your ears and slide out.
14. Exterior wood stain is a cheap, long-lasting and attractive alternative to sun-bed treatments.
15. Office workers. Avoid distractions from your important paperwork by making "blinkers" out of two post-it note stickers, one stuck to each temple.
16. Save electricity by turning off all the lights in your house and walking around wearing a miner's hat.
17. Avoid parking tickets by leaving your windscreen wipers turned to 'fast wipe' whenever you leave your car parked illegally.
18. Old telephone directories make ideal, free personal address books. Simply cross out the names and addresses of people you don't know.
19. When reading a book try tearing out the pages as you read them. This saves the expense of buying a bookmark.
20. Save on gas by pushing your car to your destination. Invariably passers-by will think you've broken down and help.
21. Avoid being wheel-clamped by jacking up your car, removing the wheels and locking them safely in the trunk until you return.
22. No time for a bath? Wrap yourself in duct tape and remove the dirt by simply peeling it off.
23. Expensive hair gels are expensive. Jelly is a much cheaper alternative, but beware of bees in the summer.
24. Save on alochol by drinking cold tea instead of scotch. The following morning you can create the effects of a hangover by drinking a tablespoon of dish soap and banging your head repeatedly on the wall.
25. International master criminals. It is possible to make your fortune. Simply tell your guards to shoot James Bond in the head at the first opportunity. Under no circumstances give him a guided tour of your base, or leave him in the custody of attractive women in bikinis.
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19 May 2008, 05:24 PM
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19 May 2008, 05:44 PM
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The greatest tip I can give is to plan early to avoid financial problemsand if you are going bankrupt max every line of credit you can get and use it to make sure you have some spare cash.
Going broke for small amounts of money is a waste of time if you know its coming get as many credit cards as possible get a new car on finance get a plasma on HP and sell them for cash before the balif comes around. If you can get your financed car to Moroco/tunisia or a host of other countries you can sell for a tidy profit provided it is less than 2 years old and has less than 40k miles. They do not care where it has come from.
Going broke for small amounts of money is a waste of time if you know its coming get as many credit cards as possible get a new car on finance get a plasma on HP and sell them for cash before the balif comes around. If you can get your financed car to Moroco/tunisia or a host of other countries you can sell for a tidy profit provided it is less than 2 years old and has less than 40k miles. They do not care where it has come from.
19 May 2008, 07:39 PM
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1) use car less, and try and do multiple things in the same trip instead of lots of seperate trips
2) take a packed lunch to work instead of driving to supermarket/mc'd's/subway and buying ready made lunch (I've started this one this week! will save me a fortune)
2) take a packed lunch to work instead of driving to supermarket/mc'd's/subway and buying ready made lunch (I've started this one this week! will save me a fortune)
19 May 2008, 07:51 PM
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19 May 2008, 08:12 PM
#16
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If you don't want all the hassle or don't want to buy all the equipment straight away, then you can brew from a kit - basically a can of concentrated wort to which you just add yeast and hot water, then leave it to ferment. All you need then is a fermenting bin and a pressure barrel, though of course the end result won't be quite as good.
Total initial outlay for the whole 'full mash' kit is about £100. Ingredients for a 35-pint batch are about £15, plus another few quid for electricity and water. It is a fair amount of work - the best part of a day - though it's a fun and productive hobby and it gets easier once you know what you're doing. And you're saving over £2 a pint compared to pub prices
19 May 2008, 08:46 PM
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Depends what you choose to brew. You can brew lager if you want, but you'll need somewhere cold - a spare fridge, or maybe a shed or garage in winter - to keep it while it matures. (Lagering = long, cold storage). Brewing ales is easier, and the end result tastes just like what you'd buy in the pub. (I was amazed!!)
19 May 2008, 09:07 PM
#19
homebrew is great, judging by the news that all alcohol is evil and the current governments "blame it then tax it" mentality it is begging for a huge hike next budget.
also look into double edged safe razor shaving if you are currently using wet shaving gilette mach 2000 or whatever is the latest and greatest - huge savings to be had here.
also look into double edged safe razor shaving if you are currently using wet shaving gilette mach 2000 or whatever is the latest and greatest - huge savings to be had here.
19 May 2008, 09:13 PM
#20
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You can put in as much or as little effort as you like really. I'm a real ale fan and a card-carrying CAMRA member, so I do a 'full mash' brew, just like a commercial brewery - full description with photos here.
If you don't want all the hassle or don't want to buy all the equipment straight away, then you can brew from a kit - basically a can of concentrated wort to which you just add yeast and hot water, then leave it to ferment. All you need then is a fermenting bin and a pressure barrel, though of course the end result won't be quite as good.
Total initial outlay for the whole 'full mash' kit is about £100. Ingredients for a 35-pint batch are about £15, plus another few quid for electricity and water. It is a fair amount of work - the best part of a day - though it's a fun and productive hobby and it gets easier once you know what you're doing. And you're saving over £2 a pint compared to pub prices
If you don't want all the hassle or don't want to buy all the equipment straight away, then you can brew from a kit - basically a can of concentrated wort to which you just add yeast and hot water, then leave it to ferment. All you need then is a fermenting bin and a pressure barrel, though of course the end result won't be quite as good.
Total initial outlay for the whole 'full mash' kit is about £100. Ingredients for a 35-pint batch are about £15, plus another few quid for electricity and water. It is a fair amount of work - the best part of a day - though it's a fun and productive hobby and it gets easier once you know what you're doing. And you're saving over £2 a pint compared to pub prices
i've had google about and like the idea of the vodka home brew kit
19 May 2008, 09:58 PM
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20 May 2008, 01:50 AM
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One for the single fellas: Only date women who are light-weight drinkers, who are happy to sit there with one drink all night.
With BBQ season almost upon us, get invited to as many bring-your-own-booze events as possible and take 4 cans of Tesco Value lager, not only will these still be in the fridge at the end of the night, you'll have had ample opportunity to drink everyone elses booze.
20 May 2008, 08:26 AM
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You must be doing a hell of a lot of miles on your push bike
£250 equates to around 50 gallons of UL, dependant on what car you drive, scoob i guess? (25mpg x 50 = 1250 miles)
22 working days of the month. 1250/22 = 57 miles per day or a 28.5mile trip to work and a 28.5 mile trip back home from work.
Sod that, i'd much rather get in the car and waste the £250
20 May 2008, 08:42 AM
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I know someone who does - two bunnies makes a decent pie, apparently. Your local farmers might be only too pleased to have someone shoot a few, since their burrows are a hazard to cattle.
20 May 2008, 09:06 AM
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Dave, not trying to nit pick, but i cant see how using your bike to cycle to work would save you £250pm in fuel
You must be doing a hell of a lot of miles on your push bike
£250 equates to around 50 gallons of UL, dependant on what car you drive, scoob i guess? (25mpg x 50 = 1250 miles)
22 working days of the month. 1250/22 = 57 miles per day or a 28.5mile trip to work and a 28.5 mile trip back home from work.
Sod that, i'd much rather get in the car and waste the £250
You must be doing a hell of a lot of miles on your push bike
£250 equates to around 50 gallons of UL, dependant on what car you drive, scoob i guess? (25mpg x 50 = 1250 miles)
22 working days of the month. 1250/22 = 57 miles per day or a 28.5mile trip to work and a 28.5 mile trip back home from work.
Sod that, i'd much rather get in the car and waste the £250
20 May 2008, 11:04 AM
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I have seen people do much worse and had the receivers not say a word so the chances of an offical receiver being fussed over such a small amount of money is very small. BRO's are very rarely used for 15 years much more likely to be 2 and the restrictions on them are limited unless you wan to be an MP or work for the local council.
20 May 2008, 03:26 PM
#30
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Dave