I am currently looking to buy my first house and i cant afford to get a mortgage for a house outright. I am currently looking at these schemes i was just wondering if anyone on hear as gone with one and what your general views about this are.

any ideas welcome

thanks

 

Me and Mrs Scuff have one £550 a month rent and mortgage with a fairly large desposit (50% owner ship) on a new 3 bed £150k last year (£170k value now :rolleyes) so prob cheaper then full mortgage?. Don't buy too much more as you wont be able to sell on (housing associations won't buy it back). not sure what older ones are like