Mortgage advice
27 September 2007, 09:10 PM
#1
Scooby Senior
Thread Starter
iTrader: (2)
Join Date: Sep 2004
Posts: 5,013
Likes: 0
Received 0 Likes
on
0 Posts
Mortgage advice
Anyone been offered any good deals recently? Been offered 6.13% to borrow 18% value of the property over 8 years. Repayment, preferably fixed for 2 years, making regular overpayments. Cheers. Bob
27 September 2007, 10:32 PM
#5
Urban Dictionary: monger
Oh and for the original poster I already have a cracking deal, but got criticised for *****-waving the last time I mentioned the details, so I won't.
Trending Topics
28 September 2007, 08:46 AM
#8
Scooby Regular
Join Date: Nov 2000
Posts: 26,619
Likes: 0
Received 0 Likes
on
0 Posts
Bank of Ireland - 3 year fixed at 5.99 (free legals free survey on remortgage minimum overpayment £500)
Woolwich lifetime tracker 5.92 (free legals free survey on remortgage no redemption no overpayment limits)
Woolwich lifetime tracker 5.92 (free legals free survey on remortgage no redemption no overpayment limits)
28 September 2007, 08:50 AM
#9
Scooby Regular
Check on Unsecured Personal Loans, Life Insurance, Credit Card, High Interest Savings Accounts for best mortgage deals.
Best two year fix with no extended penalties around at the mo is Britannia at 5.49%.
We have one bit of our mortgage coming off fix at 30/9 and was at 4.44% and the second bit comes off at 31/12 and is 4.24%. Those were the days
Best two year fix with no extended penalties around at the mo is Britannia at 5.49%.
We have one bit of our mortgage coming off fix at 30/9 and was at 4.44% and the second bit comes off at 31/12 and is 4.24%. Those were the days
Last edited by Dave T-S; 28 September 2007 at 01:02 PM.
28 September 2007, 10:26 AM
#10
Scooby Senior
Thread Starter
iTrader: (2)
Join Date: Sep 2004
Posts: 5,013
Likes: 0
Received 0 Likes
on
0 Posts
Check on moneyfacts.com for mortgage deals.
Best two year fix with no extended penalties around at the mo is Britannia at 5.49%.
We have one bit of our mortgage coming off fix at 30/9 and was at 4.44% and the second bit comes off at 31/12 and is 4.24%. Those were the days
Best two year fix with no extended penalties around at the mo is Britannia at 5.49%.
We have one bit of our mortgage coming off fix at 30/9 and was at 4.44% and the second bit comes off at 31/12 and is 4.24%. Those were the days
28 September 2007, 12:04 PM
#11
Scooby Regular
Join Date: Dec 2005
Location: with your sister
Posts: 1,603
Likes: 0
Received 0 Likes
on
0 Posts
Not sure how far this bloke travels but we swapped our morgage from interest only to a 25yr repayment fixed for 5 yrs, we are currently paying on our interest only £600 per month, and loan £200 per month and our repayment is £767 per month plus he saved us £20 on our live ins plus our kids are on it aswell.
28 September 2007, 12:39 PM
#12
Here's why:
Urban Dictionary: monger
Oh and for the original poster I already have a cracking deal, but got criticised for *****-waving the last time I mentioned the details, so I won't.
Urban Dictionary: monger
Oh and for the original poster I already have a cracking deal, but got criticised for *****-waving the last time I mentioned the details, so I won't.
wouldn't infract anyone for it, just think badly of them
28 September 2007, 01:11 PM
#13
Scooby Regular
Join Date: May 2005
Location: Here, There, Everywhere
Posts: 10,619
Likes: 0
Received 0 Likes
on
0 Posts
Me too (4.84%) at the end of November.
Thinking of going for an Offset mortgage. Seems a good way of paying my mortgage off early.
I'm not bragging here, but I could just about pay my mortgage off now if I wanted to, but that would leave me with nothing in the bank (and I mean nothing). Offset Mortgage seems the best of both worlds. Pay off Mortgage early and still have all that capital in the bank.
Thinking of going for an Offset mortgage. Seems a good way of paying my mortgage off early.
I'm not bragging here, but I could just about pay my mortgage off now if I wanted to, but that would leave me with nothing in the bank (and I mean nothing). Offset Mortgage seems the best of both worlds. Pay off Mortgage early and still have all that capital in the bank.
Fixed for 3 years @ 7.1%
29 September 2007, 12:12 AM
#18
Scooby Regular
Join Date: Nov 2000
Posts: 26,619
Likes: 0
Received 0 Likes
on
0 Posts
Northern rock don't offer a fixed rate at 7.1%. You can have 7.09 or 7.14 fixed for three years. You could have taken the 5.59% and left out 'help with costs' unless your mortgage is very very small (in which case Northern Rock might not be the best choice anyway)
Thread
Thread Starter
Forum
Replies
Last Post
Sam Witwicky
Engine Management and ECU Remapping
17
13 November 2015 10:49 AM
Phil3822
General Technical
0
30 September 2015 06:29 PM