B9GLY

Hi, if i sell my house and move back home for a couple of months, when i then go to buy another house, can i get all the first time buyer deals again???

TopBanana

Yes

Luminous

iTrader: (3)

Technically I think not, but you may be able to pull it off.

I considered doing that a few years ago, and a mortgage adviser told me that was not possible, I did not look into further tbh.

B9GLY

is that a def yes topbanana???

Sonic'

I couldnt as I already had a mortgage, and essentially re-mortaged

I think the main reason I couldnt was that I would have had to have put a bigger deposit down, of which I couldn't do as i needed the remainder of my capital for other things

I moved back to my folks for 4/5 months as the people in the house I was buying hadn't found a property and I sold mine to a housing association so had to be out

However we did exchange contracts before I completed on mine to make sure I had the house I wanted

TopBanana

A friend of mine has done it a number of times. It may depend on the mortgage company.

Patt@firstime

Most lenders won't class you as a FTB until 12 months of being mortgage free.

HTH