vava voom

iTrader: (6)

Was speaking to my neighbour who claims he wrote all his debit off with a IVA and has now bought a new BMW???

Is this legal?

supna

If you have an IVA you would have absolutley no hope of getting credit for a while so I think he is not telling the truth.

AudiLover

**** will be in debt again soon enough stupid ****

unclebuck

Blair's Britain.

The whole country's run like that now.

boxst

Hello

Have a read here: http://www.supersonicsquirrel.net/

As above if he then took out a loan to buy a car he is incredibly stupid and will be bankrupt very soon.

Steve

vava voom

iTrader: (6)

AHH the naughty bugger

And i was thinking he must be a rich man

kingofturds

iTrader: (1)

Can you not take out a loan, give a family member the cash to buy a car and register it in their name.let you drive it,and then declare iva?always fancied a merc

sti-04!!

Whats IVA ??

I drive a merc

Scooby Snacks 23

Isn't it an Individual Voluntary Arrangement or something like that?

lozgti

Over the last week we have had a plague of calls asking about mortgages loans etc and we are ex directory

Are all these loan companies having a last minute sale or something before it finally does go kaput?

(We said no thank you.Thanks for the thought but **** off ,don't ring this number again,may your sari set on fire and your headset explode.Cheers)

wwp8

if somebody in an address gets an Iva does it affect the rest of the family living in the same address? (ie credit ratings?)

Leslie

Sounds like a recipe for common theft to me!

Les

Razzmataz

He's lying, there is no way he could get a car on HP is he's been in a IVA, it is on his credit report for 6 years, or he's done a dodgy deal and could find Mr Bailiff at his door.

To other people's points

Other people in a household will not be affected unless they have a joint account, mortgage etc. Then it will come up on your credit report.

You cannot take out a loan, give cash to someone then buy the car in their name, any investigations will show a loan taken out by you, a car recently bought by your partner, friend etc that you use for the same amount and then apply for bankruptcy. If you do, you will be bankrupt and have the car repossesed>
Unless it is worth less than a grand

vava voom

iTrader: (6)

He's been a naughty boy then, cos he's off on holiday November and i see his Mrs has got her self a new Golf

Kepping in mind the Houses in my area are £800k.....but if you can get away with it then fair play to him!