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Old 05 September 2006, 08:43 PM
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Suuba
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Quick question

I have two smallish loans between 2-3k each..

I'm wondering when i pay those both off does my credit rating go back to being very good as i wont have any debts (no credit cards etc)?

I have missed a few payments in the past during a few hard months tho'


Just wondering as i've saved halfway to get a Noble!
Old 05 September 2006, 08:45 PM
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B9GLY
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the more credit you have the better your rating gets i believe! however missing payments is a big no no, i dont know you so wont judge you but 2 small loans of that amount are nothing payment wise so how the hell did you miss payments when you state you have saved half way towards a noble????
Old 05 September 2006, 09:06 PM
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KiwiGTI
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Maybe he meant this :

http://www.munichshop.de/catalog/pro...82&language=en
Old 05 September 2006, 09:47 PM
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Suuba
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Originally Posted by KiwiGTI
Very good

It was ages ago, i'm in better employment since then with healthier income..
Old 05 September 2006, 10:57 PM
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Miss Kinky
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if it was more than 6 years ago it won't be on your credit rating...

and yes, the more debts you have the better...

mobile phones on contract also show up...
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