Notices
Non Scooby Related Anything Non-Scooby related

Online bank account hacked :(

Thread Tools
 
Search this Thread
 
Old 05 August 2006, 11:42 AM
  #1  
Diesel
Scooby Regular
Thread Starter
 
Diesel's Avatar
 
Join Date: Aug 2001
Posts: 5,280
Likes: 0
Received 0 Likes on 0 Posts
Default Online bank account hacked :(

Thought we were pretty safe as I have Windows Firewall, McAfee Personal Firewall, Norton antivirus, and all various settings set to high/tight/b well ask me and we do regular scans including AOL's spy zapper too. Still, £600 was taken from missus online bank account yesterday. Luckilly the bank were on it and called us up to let us know something was a bit odd...

Seems to have happened due to a phishing e-mail to the missus requesting personal details 'to update their records'. She clicked the link, but twigged it and didnt send them anything. A 'keyboard presses watching' cookie was prob loaded however and captured her password etc when she later logged on to the account. A later scan using the bank's software caught the trojan and it is now deleted.

Dont really know what do do with it all or how many people get caught by this, as although I'd warned her of such scams before, it still half fooled her...

Be wary!

D
Old 05 August 2006, 11:45 AM
  #2  
Abdabz
Scooby Regular
 
Abdabz's Avatar
 
Join Date: Oct 2003
Location: Tellins, Home of Super Leagues finest, and where a "split" is not all it seems.
Posts: 5,504
Likes: 0
Received 0 Likes on 0 Posts
Default

Blimey! I'm glad the bank are helping...
Its the reason why I wont use online banking, Im not savvy enough with the interweb to be able to save myself from situations like this. Its all a bit to clever and techy for me.
So every Saturday I go into my branch and talk to the banking totty about making deposits in their safe places
Old 05 August 2006, 12:03 PM
  #3  
Brit_in_Japan
Scooby Regular
 
Brit_in_Japan's Avatar
 
Join Date: Sep 2003
Location: No longer Japan !
Posts: 1,742
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by Diesel
Thought we were pretty safe as I have Windows Firewall, McAfee Personal Firewall, Norton antivirus, and all various settings set to high/tight/b well ask me and we do regular scans including AOL's spy zapper too. Still, £600 was taken from missus online bank account yesterday. Luckilly the bank were on it and called us up to let us know something was a bit odd...

Seems to have happened due to a phishing e-mail to the missus requesting personal details 'to update their records'. She clicked the link, but twigged it and didnt send them anything. A 'keyboard presses watching' cookie was prob loaded however and captured her password etc when she later logged on to the account. A later scan using the bank's software caught the trojan and it is now deleted.

Dont really know what do do with it all or how many people get caught by this, as although I'd warned her of such scams before, it still half fooled her...

Be wary!

D
Phishing was the weakness, not the security features of your PC. As users we just have to be increasingly sceptical of any email we receive which requests our personal information or which uses a link to direct us to somewhere to enter personal information. Websites can be spoofed, so it's better to not follow any link and search for the proper website directly.

Also I think all financial websites should change their logon policy so that you only enter say 3 random characters from your password. That would prevent keyloggers getting direct access to your passwords and more chance of finding malware before they do real damage.
Old 05 August 2006, 12:10 PM
  #4  
wrxtankie
Scooby Regular
 
wrxtankie's Avatar
 
Join Date: Nov 2003
Location: A.K.A RAIDEN, Watford & Tidworth. V7 STI Type RA Spec C, V2 STI,97JDM WRX, Daytona 675R
Posts: 1,053
Likes: 0
Received 0 Likes on 0 Posts
Default

LLoyds TSB run this sort of thing matey..
Old 05 August 2006, 12:35 PM
  #5  
Mitchy260
Scooby Regular
 
Mitchy260's Avatar
 
Join Date: Jan 2004
Posts: 1,300
Likes: 0
Received 0 Likes on 0 Posts
Default

How do they take money out of your online banking account though?

On lloyds you can only transfer money between the accounts you have opened with them! I was not aware that you can transfer money elsewhere?
Old 05 August 2006, 12:47 PM
  #6  
P1Fanatic
Scooby Regular
 
P1Fanatic's Avatar
 
Join Date: Dec 2001
Location: Arborfield, Berkshire
Posts: 12,387
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by Mitchy260
How do they take money out of your online banking account though?

On lloyds you can only transfer money between the accounts you have opened with them! I was not aware that you can transfer money elsewhere?
Eh you being serious? BACS payment to any other account you want to as long as the details match.

Simon
Old 05 August 2006, 12:53 PM
  #7  
Terminator X
Owner of SNet
iTrader: (7)
 
Terminator X's Avatar
 
Join Date: Oct 2003
Location: Berkshire
Posts: 11,513
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by Brit_in_Japan
... 3 random characters from your password. That would prevent keyloggers getting direct access to your passwords and more chance of finding malware before they do real damage.
First Direct do this re their on-line banking.

TX.

Trending Topics

Old 05 August 2006, 01:03 PM
  #8  
Mitchy260
Scooby Regular
 
Mitchy260's Avatar
 
Join Date: Jan 2004
Posts: 1,300
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by P1Fanatic
Eh you being serious? BACS payment to any other account you want to as long as the details match.

Simon
Yep my bad, just checked and i was wrong!

Although on lloyds tsb, you need to enter 3 random digits from your password
Old 05 August 2006, 01:16 PM
  #9  
Diesel
Scooby Regular
Thread Starter
 
Diesel's Avatar
 
Join Date: Aug 2001
Posts: 5,280
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by Brit_in_Japan
Also I think all financial websites should change their logon policy so that you only enter say 3 random characters from your password. That would prevent keyloggers getting direct access to your passwords and more chance of finding malware before they do real damage.
This one does use this policy mate

D
Old 05 August 2006, 01:25 PM
  #10  
Frosty The Snowman
Scooby Regular
 
Frosty The Snowman's Avatar
 
Join Date: Jun 2004
Location: Bedfordshire
Posts: 528
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by Brit_in_Japan
Phishing was the weakness, not the security features of your PC. As users we just have to be increasingly sceptical of any email we receive which requests our personal information or which uses a link to direct us to somewhere to enter personal information. Websites can be spoofed, so it's better to not follow any link and search for the proper website directly.

Also I think all financial websites should change their logon policy so that you only enter say 3 random characters from your password. That would prevent keyloggers getting direct access to your passwords and more chance of finding malware before they do real damage.
Well since his missus didn't enter anything and they think it was a keylogger you would hope that the AV software would have picked it up.

I think they are going to have to move to some sort of randomly generated key that is displayed on the screen that lists say 20 letters and numbers including 3 of yours. You then enter the transposed characters and the key logger, or someone just watching the screen wouldn't have a clue

e.g

Displays the following

REAL agae34cksdyhjb
KEY guywovpakf94ni

Please enter your 1st 2rd and 5th character of your password

If your password was abcdef you would enter giw.
Old 05 August 2006, 03:19 PM
  #11  
judgejules
Scooby Regular
 
judgejules's Avatar
 
Join Date: Nov 2000
Posts: 1,227
Likes: 0
Received 0 Likes on 0 Posts
Default

A 'keyboard presses watching' cookie
Is this what the bank told you? Never heard anything so silly. A cookie is a small piece of text, by its nature, it is never executed it is only read from. Unless they dropped a malformed cookie of somesorts that overflowed a buffer somewhere, but we'd have heard about that one by now as everyone and their dog would be doing it.

Sounds to me the machine used was not up to date with its windows update security paches. Its reminder to people that banks never, ever send you emails asking to update their records etc and to always keep your PC up to date.

Dont spose you got the name of the trojan did you? I'd be onto nortons site and looking up why it wasnt detected!

Jules

Last edited by judgejules; 05 August 2006 at 03:21 PM.
Old 05 August 2006, 03:33 PM
  #12  
NotoriousREV
Scooby Regular
 
NotoriousREV's Avatar
 
Join Date: Jan 2002
Posts: 11,581
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by judgejules
Is this what the bank told you? Never heard anything so silly. A cookie is a small piece of text, by its nature, it is never executed it is only read from. Unless they dropped a malformed cookie of somesorts that overflowed a buffer somewhere, but we'd have heard about that one by now as everyone and their dog would be doing it.

Sounds to me the machine used was not up to date with its windows update security paches. Its reminder to people that banks never, ever send you emails asking to update their records etc and to always keep your PC up to date.

Dont spose you got the name of the trojan did you? I'd be onto nortons site and looking up why it wasnt detected!

Jules
What he said. Cookies aren't executable code. Maybe your browser settings allowed you to download code automatically or your missus clicked "Yes" when a dialogue box popped up.
Old 05 August 2006, 05:18 PM
  #13  
ricardo
Scooby Regular
 
ricardo's Avatar
 
Join Date: Sep 2000
Posts: 1,081
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by Diesel
Thought we were pretty safe as I have Windows Firewall, McAfee Personal Firewall, Norton antivirus, and all various settings set to high/tight/b well ask me and we do regular scans including AOL's spy zapper too.
D
You only need one firewall - if you are running McAfee you can turn the Windows one off, otherwise they'll tread on each others toes...

Whatever it was that ran wasn't a virus, so Norton wouldn't see it, and the firewall(s) wouldn't help because you have already ok'd the browser connection to the Web. It also seems unlikely that it captured the password, since that's exactly why they use the method of asking for certain characters. It may be that they managed to drop some code on your machine so that when the browser connects to the bank it really connects to the bad guy server, it then loads the real bank pages through the bad guy server (so that it was really her connecting to the real bank, with the right credentials, but via the suspect system). Then they could wait until the login was done and add the transfer of 600 squid to the transaction.

If you haven't already got them I'd suggest two particular anti-spyware programs, SpyBot Search & Destroy and AdAware. I'd also suggest not using Internet Explorer. And always watch out for whether the padlock symbol is showing when you connect for financial stuff.
Old 05 August 2006, 05:33 PM
  #14  
Stephb1986
Scooby Regular
 
Stephb1986's Avatar
 
Join Date: Dec 2005
Location: In my house
Posts: 1,664
Likes: 0
Received 0 Likes on 0 Posts
Default

Ive been getting these "spoof" emails off ebay and pay pal all fake asking to confirm my bank details and alsorts but considering i havent got a ebay account or a pay pal account i know its bollocks so any emails of that type should be reported to ebay and they usually sort it out within 24 hours saying either yes its off them or no its not
just dont click any of the links on the email they send
Old 05 August 2006, 05:58 PM
  #15  
StickyMicky
Scooby Regular
 
StickyMicky's Avatar
 
Join Date: Feb 2003
Location: Zed Ess Won Hay Tee
Posts: 21,611
Likes: 0
Received 0 Likes on 0 Posts
Default

i tried to buy something from eBay last week and when it came to paying by paypal it kept asking me to add a credit card to my account.

i was confused by this as there is a card on file, i kept retracing my steps over and over again, looking for anything which would suggest this was not a real paypal site, after 10/15 mins there was nothing i could find that would inform me this was a hoax, but have spent hundreds with paypal, this confused me......

twice i nearly added a card to my account, and kept stopping and rechecking everything, something did not add up, then i relised i had somehow added the wrong email address to my login (new works pc install) i had set this account up to sell with around 2 years back but never actually used it, and i had randomly used the same reversed "1st pets name with 4 digit code" as the password
Old 05 August 2006, 06:44 PM
  #16  
GC8
Scooby Regular
 
GC8's Avatar
 
Join Date: Aug 2003
Location: Sheffield; Rome of the North
Posts: 17,582
Likes: 0
Received 0 Likes on 0 Posts
Default

Perhaps it was a tricky active-x applet which came with the email?
Old 05 August 2006, 07:54 PM
  #17  
Diesel
Scooby Regular
Thread Starter
 
Diesel's Avatar
 
Join Date: Aug 2001
Posts: 5,280
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by judgejules

Dont spose you got the name of the trojan did you? I'd be onto nortons site and looking up why it wasnt detected!

Jules
Frustratingly I was away on a recce and the missus had to sort it out...

She wrote down that the bank spy scan spotted '2 malware found hacking cookie win32.trojan.exe'.

Sounds odd to me that any self respecting fraudster would call his work 'trojan'???

What the heck went on?

Whats with Norton? Surely some people have to get infected before they know what exists and can try to counter it???

She swears she didnt fill out the phishing form. Any insight very welcome!

D
Old 05 August 2006, 09:50 PM
  #18  
+Doc+
Scooby Senior
 
+Doc+'s Avatar
 
Join Date: Oct 2002
Location: Sunny Ilson
Posts: 4,119
Likes: 0
Received 9 Likes on 3 Posts
Default

A few banks text you after any online transferral, very handy imho.
Old 05 August 2006, 11:14 PM
  #19  
J4CKO
Scooby Regular
iTrader: (1)
 
J4CKO's Avatar
 
Join Date: Jan 2003
Posts: 19,384
Likes: 0
Received 1 Like on 1 Post
Default

At this point my missus would remember what she spent the money on, after the Banks, Police, Interpol etc had been notified, she always goes for the complicated version when its usually simple.

It like the time she rang me at work to tell me another Concorde had crashed in France, onto a hotel, full of germans, uncanny, came off the phone stunned and then rang her back to ask if perchance she was watching a video.....
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
BLU
Computer & Technology Related
11
02 October 2015 12:53 PM
Iqy7861
Insurance
5
01 October 2015 07:57 PM
bluebullet29
General Technical
2
27 September 2015 07:52 PM
Techno-P
ScoobyNet General
10
25 September 2015 04:48 PM
alcazar
Non Scooby Related
5
18 September 2015 11:49 PM



Quick Reply: Online bank account hacked :(



All times are GMT +1. The time now is 10:53 PM.