Kevin Groat

Any views on this, with Petplan for £15 per month gives us £4000 per year vets fees, £1 million 3rd party fees with excess of £80 on vets bills and £250 on 3rd party claim.

Just wonder what experience folks have.

Dog is an 11 week old cockapoo..

Alas

Its like all insurance - if you need it and don't have it you'll curse.
Friend of mine just had £1800 of vets bills paid after a major op for his dog. I have it for my big red psycho dog as he's that stupid he's bound to hurt himself eventually.
Forgot to say - cockapoo?? not easier and less embarrassing to say mongrel
Only kidding

boxst

Hello

My dog was ill a couple of years ago (And died unfortunately), but the vet's bills whilst diagnosing him was about £1500 that the insurance company paid.

Having said that, I paid £12 a month for 9 years, so came out about even if I'd of put that amount in a bank account.

Steve

stilover

My bloody mutt is always at the sodding vets. Nothing serious but it all adds up. Has saved me a pretty penny.

Deffo worth it IMHO

PaulC555

without a shadow of a doubt.....
Im with Petplan and my dog has been on tablets costing around £7 per day for over 6 months now....Petplan have been fantastic so far ...wo would recommend them....one thing to look out for on other policies is that the maximum claim amount is renewed for each period and not over the life of the dog......

T5OLF

iTrader: (4)

Yes it is, my staffie has cost me approx £2500 in 12 months i have paid about £250 of that amount

I'm with Paws

Kevin Groat

Blimey, post a car related question and no-one replies, post a dog related question and a multitude of decent replies in mins. Maybe SNET should have a pet section
Probably going for the petplan £15 option - the pooch seems to have the spaniel brain so no doubt it'll end up in all sorts of scrapes.

Bit smaller than the Clumber spaniel I had previously...

The Snug Rhino

depends on the dog as well....i have my EBT insured and he needs it, my lurchers arent insured and have never seen a vet in 8 years (if they got ill i would just wack em and bury them in a field...pikey style )

stilover

Must be a Staffie thing. I'm thinking of renaming mine to "Sicknote"

He's currenty on tablets, as he now might be allergic to pollen. In between his paws he's getting blisters.

Mark Miwurdz

Every time! But I've been stung before.

£15 a month sounds dear. Have you tried Direct Line?

Cheers
Kav

OllyK

You need to consider the level of cover you get vs the premium. Pet Plan seem expensive, but will pay out on a condition for the life of a pet - which can be costly with something like arthritis, most other plans stop paying after 2 years.

MooseRacer

For a pedigree pooch I wouldnt (and dont) hesitate - both mine have had single bills of over £1200 in the last year. For real mongrels I would think twice, as they are much less likely to have all the inbred problems 'posh' dogs do

The Snug Rhino

yep....why i would never have a "posh" dog again.

Drunken Bungle Whore

Well worth it I'd say - I have our cat insured and I really don't miss the £14 a month - but I know I'd miss several hundred/ thousand if she got sick!

Also check to see if they cover continuing illnesses - some will only cover an ongoing condition (diabetes for example) for the first 12 months - after that you either pay up or.....

speedking

Wonder how these insurance companies manage to make money and cover their overheads Is it because for everyone making a claim there are 10 people not claiming who would have been better off putting the money in the building society

T5OLF

iTrader: (4)

Must my last one was the same, spent £100s on his paws, he was always licking then till they were f@@ked .

My new staffie ate some sented girly stuff the wife bought. Ended on a drip for 4 days, that was after they cut him open removed all his guts, washed them out and put back....that will be £500 please sir !!

Oh and lets not forget the ingrowing eyelashes....£2000 to get them froze.

I would never have a pet without some kind of cover, a pet should be able to have the best money can buy, it's only fair i think.

T5OLF

iTrader: (4)

£20 a month for 11 months = £220 my vets bill for the last 12 months £2750 ish

Money inbuilding society - i think not.

Flatcapdriver

I don't know but they obviously must do. What concerns me is to what extent the veterinary industry takes advantage of this 'guranteed' income as it always seems to be the first question they ask and you can almost see the cash register lighting up their eyes.

sarasquares

iTrader: (1)

ive got that policy and its well worth it. my dog (chiuhuaha)is going to cost hundreds of ££s as she needs all her milk teeth removed and i will only have to pay the excess.
i am glad my dog is insured

my dog will be referred to a doggy dentist so she gets the best possible treatment that i couldnt otherwise afford

iain atkins

Modified? De-cat etc
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LOL

Kevin Groat

No but the vet has suggested I get him chipped - think he's quick enough as he is

Kevin Groat

Cockapoo.

http://www.showoffyourcar.com/cars/SUBARU/16568.jpg

sarasquares

iTrader: (1)

my chiuhuahua

and this is her problem

small mouth big money

i am glad she is insured

stormyuklondon1

definately get insurance. first thing i did when i picked up our rhodesian ridgeback was get insurance through petplan, about 15 quid a month iirc. nearly two years on and we havent had to use it once, very hardy breed by all accounts, but the saftey net of having possible big bills sorted is very reassuring

Michaela

Insurance for dogs in my opinion is definately worth it... Our dog last year fell seriously ill (welsh springer) and she had to be put down. We had spent over £2000 at the vets and thankfully most of this was covered by insurance.

Jonathan Davies

It's not just a money thing either. My old cat got hit by a car many years ago and had a badly broken leg. At one point there was a question of whether he might need to go a cat orthopaedic surgeon (!) for about £1500, or have the leg amputated instead.

As it turned out, the vet was able to pin the leg herself and the whole thing was 200 notes... but I was facing a fairly unpleasant choice there for a while, and it could easily have been worse or more upsetting.

Insurance could help in those circumstances.