help needed for travel insurance for ill mum
28 March 2006, 11:13 AM
#1
help needed for travel insurance for ill mum
as a lot of you know my mum is very ill so i want to take her away on our last holiday but we have a problem....travel insurance
i am going to take my mum away to spain or similar in the next few weeks and need to get mums insurance sorted. obviousley we have to declare she has terminal lung cancer but at the same time she is not recieving any treatment and has both lungs working well. she is not in danger from imminant death. i am too miserable to be able to trawl through the websites so if there is anyone out there who knows the best way round this can you let me know asap
i am sure i will be back on form in a few days but i have a stinking hang over
i need an annual cover i would like to get have the option for a long haul flight as well as short haul
thanks you lot
i am going to take my mum away to spain or similar in the next few weeks and need to get mums insurance sorted. obviousley we have to declare she has terminal lung cancer but at the same time she is not recieving any treatment and has both lungs working well. she is not in danger from imminant death. i am too miserable to be able to trawl through the websites so if there is anyone out there who knows the best way round this can you let me know asap
i am sure i will be back on form in a few days but i have a stinking hang over
i need an annual cover i would like to get have the option for a long haul flight as well as short haul
thanks you lot
28 March 2006, 11:16 AM
#2
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www.confused.com
Enter your details once, and thats checks pretty much all of them for you, and brings you back the best price!
All very easy, and doenst take long.
Enter your details once, and thats checks pretty much all of them for you, and brings you back the best price!
All very easy, and doenst take long.
28 March 2006, 11:23 AM
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28 March 2006, 11:26 AM
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i am too miserable to be able to trawl through the websites so if there is anyone out there who knows the best way round this can you let me know asap
http://www.cancerhelp.co.uk/help/default.asp?page=4343
28 March 2006, 11:36 AM
#6
Hmm, tough one, we had to get insurance for my Father in Law, he isnt ill but as he is 70 the cost goes up, especially when I had to pay in case he went skiing, would have been a lot less if he said he wasnt going to, he didnt ski as we all knew he wouldnt.
Dont we have the E111 (or something) agreement with Spain and if you get the forms any EU citizen is covered across the EU, i.e. any problems and she will get treatment ?
It is particularly annoying to think your poor mum want to go on a last holiday and daft obstacles like this are put in her way yet every pregnant or ill migrant gets decent care the minute they set foot here and rarely pay a penny.
There is also the say nowt thing, one way or another she will get sorted and dispatched home ?
If its too much of a problem to go abroad, perhaps look at this website,
http://www.landmarktrust.org.uk/
They have some superb properties all over the uk, interesting buildings in
some lovely locations, we stayed in one called pond cottage in Devon, fantastic location, nothing to detract, moroways or airports etc, depends whenther she would like peace and quiet or a bit more in the way of bustle ?
Dont we have the E111 (or something) agreement with Spain and if you get the forms any EU citizen is covered across the EU, i.e. any problems and she will get treatment ?
It is particularly annoying to think your poor mum want to go on a last holiday and daft obstacles like this are put in her way yet every pregnant or ill migrant gets decent care the minute they set foot here and rarely pay a penny.
There is also the say nowt thing, one way or another she will get sorted and dispatched home ?
If its too much of a problem to go abroad, perhaps look at this website,
http://www.landmarktrust.org.uk/
They have some superb properties all over the uk, interesting buildings in
some lovely locations, we stayed in one called pond cottage in Devon, fantastic location, nothing to detract, moroways or airports etc, depends whenther she would like peace and quiet or a bit more in the way of bustle ?
28 March 2006, 11:49 AM
#7
Originally Posted by J4CKO
Hmm, tough one, we had to get insurance for my Father in Law, he isnt ill but as he is 70 the cost goes up, especially when I had to pay in case he went skiing, would have been a lot less if he said he wasnt going to, he didnt ski as we all knew he wouldnt.
Dont we have the E111 (or something) agreement with Spain and if you get the forms any EU citizen is covered across the EU, i.e. any problems and she will get treatment ?
It is particularly annoying to think your poor mum want to go on a last holiday and daft obstacles like this are put in her way yet every pregnant or ill migrant gets decent care the minute they set foot here and rarely pay a penny.
There is also the say nowt thing, one way or another she will get sorted and dispatched home ?
If its too much of a problem to go abroad, perhaps look at this website,
http://www.landmarktrust.org.uk/
They have some superb properties all over the uk, interesting buildings in
some lovely locations, we stayed in one called pond cottage in Devon, fantastic location, nothing to detract, moroways or airports etc, depends whenther she would like peace and quiet or a bit more in the way of bustle ?
Dont we have the E111 (or something) agreement with Spain and if you get the forms any EU citizen is covered across the EU, i.e. any problems and she will get treatment ?
It is particularly annoying to think your poor mum want to go on a last holiday and daft obstacles like this are put in her way yet every pregnant or ill migrant gets decent care the minute they set foot here and rarely pay a penny.
There is also the say nowt thing, one way or another she will get sorted and dispatched home ?
If its too much of a problem to go abroad, perhaps look at this website,
http://www.landmarktrust.org.uk/
They have some superb properties all over the uk, interesting buildings in
some lovely locations, we stayed in one called pond cottage in Devon, fantastic location, nothing to detract, moroways or airports etc, depends whenther she would like peace and quiet or a bit more in the way of bustle ?
anyway i get lost in this country
ive had a quick look and it looks like i will be paying over £3000 for single trip cover to spain
i can take out insurance that has no medical cover but that seems a bit risky. i think the E111 has changed to something else now....
i think if we change our name to Boris Strogonov or something we might be ok if we. why do you get penalised if you are british
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28 March 2006, 11:53 AM
#8
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With the E111 you now get a card when you fill out the form, just saves you filling it out for each trip. That'll cover you.
Remember that holiday insurance is rarely valid anyway as all policies state they don't cover you when you're under the influence of alcohol. I don't know about anyone else but I tend to be under the influence frequently on holiday
Remember that holiday insurance is rarely valid anyway as all policies state they don't cover you when you're under the influence of alcohol. I don't know about anyone else but I tend to be under the influence frequently on holiday
28 March 2006, 01:42 PM
#9
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http://www.dh.gov.uk/PolicyAndGuidan...793&chk=KCVYDZ
Information on the E111 replacement direct from the horse's mouth.
The one big difference between this kind of "social" cover and private travel insurance is that it won't cover repatriation to the UK by (air) ambulance.
Information on the E111 replacement direct from the horse's mouth.
The one big difference between this kind of "social" cover and private travel insurance is that it won't cover repatriation to the UK by (air) ambulance.
28 March 2006, 06:57 PM
#10
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Sara, please dont take this the wrong way, but why bother with insurance,
for the known condition, you would either get no cover, or heavily penalised, which isnt fair to say the least.
far from me to suggest anything naughty, if your mum had insurance and used it and the insurance co got humpy, whats the worst they could do?? they would do themselves no favours persuing a seriously ill person over a claim.
i,d buy it and go, whats more important? your mums happiness, or some faceless company who, would use any tactic not to pay even if you were fit and able.
Mart
for the known condition, you would either get no cover, or heavily penalised, which isnt fair to say the least.
far from me to suggest anything naughty, if your mum had insurance and used it and the insurance co got humpy, whats the worst they could do?? they would do themselves no favours persuing a seriously ill person over a claim.
i,d buy it and go, whats more important? your mums happiness, or some faceless company who, would use any tactic not to pay even if you were fit and able.
Mart
28 March 2006, 07:22 PM
#11
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I had a lump appear in my neck (cancer) S*IT myself and cried for an hour. Insurance £4300 for a 2 week holiday to USA. No one interested. I got insurance but had to have a letter from the Hospital stating the type of Cancer. Everything insured now normal price but not the Cancer noted. Been clear for a year now, was clear for 45 years before that. ???
28 March 2006, 10:56 PM
#12
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Originally Posted by mart360
Sara, please dont take this the wrong way, but why bother with insurance,
for the known condition, you would either get no cover, or heavily penalised, which isnt fair to say the least.
far from me to suggest anything naughty, if your mum had insurance and used it and the insurance co got humpy, whats the worst they could do?? they would do themselves no favours persuing a seriously ill person over a claim.
i,d buy it and go, whats more important? your mums happiness, or some faceless company who, would use any tactic not to pay even if you were fit and able.
Mart
for the known condition, you would either get no cover, or heavily penalised, which isnt fair to say the least.
far from me to suggest anything naughty, if your mum had insurance and used it and the insurance co got humpy, whats the worst they could do?? they would do themselves no favours persuing a seriously ill person over a claim.
i,d buy it and go, whats more important? your mums happiness, or some faceless company who, would use any tactic not to pay even if you were fit and able.
Mart
29 March 2006, 06:57 AM
#13
i rang insurance yesterday and was told that it would be £3000 insurance for a week in Majorca
i also asked about 2 weeks cover for kenya but it was referred back to the insurares so i said forget it.
i did think about not using medical cover and read the e111 stuff.after all my mum has been on loads of holidays and not known she had cancer and as the doctor said she is very well and healthy. both lungs are working properly
if the worst comes to the worst and mum needed to be ambulanced home then we would have to pay for it. insurance excluding medical cover was £70. i think thats what we will do
as for kenya maybe that was being too ambitious at this time
thanks again
i also asked about 2 weeks cover for kenya but it was referred back to the insurares so i said forget it.
i did think about not using medical cover and read the e111 stuff.after all my mum has been on loads of holidays and not known she had cancer and as the doctor said she is very well and healthy. both lungs are working properly
if the worst comes to the worst and mum needed to be ambulanced home then we would have to pay for it. insurance excluding medical cover was £70. i think thats what we will do
as for kenya maybe that was being too ambitious at this time
thanks again
29 March 2006, 07:35 AM
#16
Originally Posted by cookstar
Good luck Sara
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