16vmarc

I have a man from the MIA coming round tonight to compile a report on behalf of my insurers (Tesco) regarding the crash i had back in August.

Hes requesting i have the following to hand:

Insurance Document
V5
Sale Of Car Document
All MOTS
Service History

Does this mean theyre trying to find anything that will work in my favour??

paulwrxboro

MORE LIKE LOOKING FOR MODS TO GET OUT OF IT

16vmarc

paulwrxboro

whos falt was it ?

Dracoro

I think the question is how many undeclared mods are there!

16vmarc

erm, Tesco are saying other party at fault, as far as mods go lets just say £XXXX

paulwrxboro

Hes probably out side taking the wheels off

Puff The Magic Wagon!

iTrader: (2)

Was it a write off?

Looks like they're trying to

a)ensure the claim is not fraudulent
b)establish a value for the vehicle

If you have got undeclared mods, sorry to say then that is more fool yourself...

16vmarc

No wasnt a write off.

Very minimal damage to my car.

Puff The Magic Wagon!

iTrader: (2)

Thing about undeclared mods is that the isurers base their risk & your premium on the declared value of the car. If its more powerful & covered with sticky on bits etc, that is not the risk that they've undertaken to insure, so rightfully can get narked about it & refuse to insure you. Or more likely, pay out, then come knocking on your door for re-imbursement.

(Not saying this is the case here marc but just for general)

16vmarc

The guy has been and gone and was happy with all my paperwork and made a statement, albeit a very long one! Ill just have to wait and see now.

SiDHEaD

surely as its not his fault and its on the other insurance to pay out, they should pay for the value of the damage. What he's got on the car should be no concern to them. Maybe Tesco have changed now, but when i had someone hit my car - as I didn't get Tesco to pay out and reclaim it - i waited for the other side to pay up - the "risk" taken by my insurer had no bearing.