Personal loan for £6000? Where is the cheapest?
13 October 2004, 10:13 AM
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13 October 2004, 11:36 AM
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13 October 2004, 12:49 PM
#8
cahoot is flexible unless you willing to pay base rate plus 1%
check your heads guys
this meens that your loans apr could quite easily increase to over 20% and you would still have to make payments for term as they offer zero flexibility. you cant settle early (without hefty penelty) you cant make extra payments (without incurring upto 3 months worth of interest), and you cant settle early (ever).
nationwide offers a fixed apr of 5.9% with full flexibility.
nuff said.
jamo
check your heads guys
this meens that your loans apr could quite easily increase to over 20% and you would still have to make payments for term as they offer zero flexibility. you cant settle early (without hefty penelty) you cant make extra payments (without incurring upto 3 months worth of interest), and you cant settle early (ever).
nationwide offers a fixed apr of 5.9% with full flexibility.
nuff said.
jamo
13 October 2004, 05:32 PM
#9
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Thanks for your replies peeps, nationwide looks a strong favourite at the minute although abbey are pretty competitive.
J4mou - you know your stuff
cheers
chopper
J4mou - you know your stuff
cheers
chopper
13 October 2004, 07:06 PM
#11
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www.uswitch.com came up with....
Northern Rock Fixed Personal Loan
£114.50pcm @5.6%* Total Repayable £6,869.97 and no early settlement penalty.
Northern Rock Fixed Personal Loan
£114.50pcm @5.6%* Total Repayable £6,869.97 and no early settlement penalty.
13 October 2004, 07:22 PM
#12
northern rock, offer a *typical* apr, the only way you will get the apr that they specify as the lowest apr is if you have a credit history they like! ie: they reserve the right to give you a higher apr when they like to. (im guessing most of the time)
jamo
jamo
13 October 2004, 07:39 PM
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Mickey, mind if it's a personal loan you're going for it would probably be advisable to say it's for a car of similar 'asset' as not many banks will lend you money for a business venture/share purchase, etc. I know at least 5 big high street banks this applies to
Just a thought
Just a thought
13 October 2004, 07:47 PM
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Originally Posted by j4mou
cahoot is flexible unless you willing to pay base rate plus 1%
check your heads guys
this meens that your loans apr could quite easily increase to over 20% and you would still have to make payments for term as they offer zero flexibility. you cant settle early (without hefty penelty) you cant make extra payments (without incurring upto 3 months worth of interest), and you cant settle early (ever).
nationwide offers a fixed apr of 5.9% with full flexibility.
nuff said.
jamo
check your heads guys
this meens that your loans apr could quite easily increase to over 20% and you would still have to make payments for term as they offer zero flexibility. you cant settle early (without hefty penelty) you cant make extra payments (without incurring upto 3 months worth of interest), and you cant settle early (ever).
nationwide offers a fixed apr of 5.9% with full flexibility.
nuff said.
jamo
13 October 2004, 09:13 PM
#15
Originally Posted by Jap2Scrap
My cahoot loan is 5.6% fixed. Only drawback is that I can't make early payments, but with all the will in the world I wouldn't bother to do that anyway.
or does it just say you pay us 5.6%?
jamo
14 October 2004, 10:55 AM
#16
Scooby Regular
Originally Posted by j4mou
cahoot is flexible unless you willing to pay base rate plus 1%
check your heads guys
this meens that your loans apr could quite easily increase to over 20% and you would still have to make payments for term as they offer zero flexibility. you cant settle early (without hefty penelty) you cant make extra payments (without incurring upto 3 months worth of interest), and you cant settle early (ever).
nationwide offers a fixed apr of 5.9% with full flexibility.
nuff said.
jamo
check your heads guys
this meens that your loans apr could quite easily increase to over 20% and you would still have to make payments for term as they offer zero flexibility. you cant settle early (without hefty penelty) you cant make extra payments (without incurring upto 3 months worth of interest), and you cant settle early (ever).
nationwide offers a fixed apr of 5.9% with full flexibility.
nuff said.
jamo
Originally Posted by cahoot
11. Early Settlement
If you pay off your loan before your fixed rate loan is due to end, you will be required to pay the outstanding balance together with the interest upto and including your next payment date. On your request we will inform you of the amount required to pay off your cahoot fixed rate loan. You must pay the amount by DD.
APR 5.9% fixed
If you pay off your loan before your fixed rate loan is due to end, you will be required to pay the outstanding balance together with the interest upto and including your next payment date. On your request we will inform you of the amount required to pay off your cahoot fixed rate loan. You must pay the amount by DD.
APR 5.9% fixed
18 October 2004, 08:25 AM
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Originally Posted by Langy
Mickey, mind if it's a personal loan you're going for it would probably be advisable to say it's for a car of similar 'asset' as not many banks will lend you money for a business venture/share purchase, etc. I know at least 5 big high street banks this applies to
Just a thought
Just a thought
which is why im spending 6k on a suprise second hand car for my GF this christmas
cant have her walking to work in this day and age with all these muggers and rapists running around the streets
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