So how do these scam things work then...
11 September 2004, 11:17 AM
#1
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So how do these scam things work then...
I work in a motorcycle dealership and we advertise all our used stock on the bikertrader website alongside numerous other web based outlets.
Imagine my surprise when i got a call last week from a west african chap based in Amsterdam who wanted to buy 4 bikes from me
I played him along with my best sales spiel
and lo and behold a cheque turned up from a Hamburg bank account today for £34,000 for the 4 bikes. Delivery is to a west african country.
So my questions are:
1) how was he planning to scam us?
2) how come the cheque looks so real - is it stolen?
3) can I somehow blag the 34k from him
4) do we inform the feds?
Imagine my surprise when i got a call last week from a west african chap based in Amsterdam who wanted to buy 4 bikes from me
I played him along with my best sales spiel
and lo and behold a cheque turned up from a Hamburg bank account today for £34,000 for the 4 bikes. Delivery is to a west african country.So my questions are:
1) how was he planning to scam us?
2) how come the cheque looks so real - is it stolen?
3) can I somehow blag the 34k from him
4) do we inform the feds?
11 September 2004, 11:30 AM
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I think what happens is the cheques go in ok and appear to clear. then a couple of weeks a problem is found and the funds gets cancelled. Go to your bank and speak to the manager about the cheques and see what they say about it.
11 September 2004, 11:39 AM
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I've read similar to above but never understood why a bank would clear a cheque for a while that was duff??? What if you pay for "Special Clearance" - does that guarantee that cheque will be honoured by bank whatever happens later?
Tell customer that you will give him a hefty cash discount
Tell customer that you will give him a hefty cash discount
11 September 2004, 11:49 AM
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Thanks for the replies so far... what about telling him he's a grand short and cash would speed up the process?
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11 September 2004, 12:10 PM
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Whatever you do don't ship the bikes !!!!!!!
BTW what is destination country? Nigeria 1 -2 favourite, Guinea 4-1, Ghana 6 -1.
Wasn't signed by Mark Thatcher was it?
BTW what is destination country? Nigeria 1 -2 favourite, Guinea 4-1, Ghana 6 -1.
Wasn't signed by Mark Thatcher was it?
11 September 2004, 12:10 PM
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I thought that when a cheque has been fully cleared that it took legal or police action to get the cheque cancelled and the money paid back. They may be a lot cleverer than we know about of course.
Les
Les
11 September 2004, 12:17 PM
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11 September 2004, 03:02 PM
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11 September 2004, 03:11 PM
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Here is how the cheque thing works:
"Fraudulent cheques are being heavily exploited on Internet auction sites such as eBay. The victim advertises a commodity for sale and receives an email offering to buy the commodity. The 'purchaser' will offer to send a cheque for more than its value to contribute to the shipping costs. The cheque will then be paid into the bank and clear. The victim will then send the 'shipping' costs to the 'shipping agent' (a cover for the fraudster) via Western Union or similar outlets. Later on, the bank identifies the cheque as counterfeit and the vendor has lost his money."
My understanding is that the bank does not initially realise that the cheque is counterfeit, credits your account, and then later finds out the cheque wasnt real and withdraws the funds (that it initially credited to your account) from your account.
When you get these emails, this is what you should do:
"If anyone is targeted by a 419 email it should be reported to the abuse team of your Internet Service Provider (ISP), for example abuse@yahoo.com. If you are a victim and have lost money then NCIS would like to be informed. Further information can be found on the NCIS web site www.ncis.co.uk."
"Fraudulent cheques are being heavily exploited on Internet auction sites such as eBay. The victim advertises a commodity for sale and receives an email offering to buy the commodity. The 'purchaser' will offer to send a cheque for more than its value to contribute to the shipping costs. The cheque will then be paid into the bank and clear. The victim will then send the 'shipping' costs to the 'shipping agent' (a cover for the fraudster) via Western Union or similar outlets. Later on, the bank identifies the cheque as counterfeit and the vendor has lost his money."
My understanding is that the bank does not initially realise that the cheque is counterfeit, credits your account, and then later finds out the cheque wasnt real and withdraws the funds (that it initially credited to your account) from your account.
When you get these emails, this is what you should do:
"If anyone is targeted by a 419 email it should be reported to the abuse team of your Internet Service Provider (ISP), for example abuse@yahoo.com. If you are a victim and have lost money then NCIS would like to be informed. Further information can be found on the NCIS web site www.ncis.co.uk."
11 September 2004, 05:45 PM
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11 September 2004, 05:59 PM
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http://homepage.ntlworld.com/shiver.419/images/trophy_room/mike_nkomo1(t).jpg
pmsl anybody who has not read this site go there now
Then enter the trophy room
pmsl anybody who has not read this site go there now
Then enter the trophy room
11 September 2004, 06:32 PM
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My understanding is that the bank does not initially realise that the cheque is counterfeit, credits your account, and then later finds out the cheque wasnt real and withdraws the funds (that it initially credited to your account) from your account.
11 September 2004, 07:29 PM
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Some of these replies to the scammers are class
Did I mention that I have no children? My first husband, Ceccil, died of main vein thrombosis and I later re-married his brother, Cyril. Cyril turned out to be a beligerent man with a mean streak as wide as a mullet fashion parade in Arkansas. He ended up running away with some cheap juicy-Lucy showgirl and I hear she ended up giving him flangeitis. Serves him right... Oh well, I must not dwell upon it as negativity causes you stress of the hypothalamus and will end up damaging you (look what happened to Cyril).
This is when I truly put all of my energy into making my charitable institution what it is today. People always said that I really belonged in an institution and I proved them right.
Anyway, I am rambling and wasting all of your precious time. Please just remember that the photo is to have you holding a sign which clearly reads "I Love COQUE" so that I know it is you. The scanned photo must be large and clear so that I get a perfect image of the kind, friendly man I am dealing with. If we can perfect the images we have of each other in our inner, third eye, then we can telepathically work together to ensure mutual success (I success a lot when I was married to my first husband by using this technique in unison with the swallowing-the-load-at-hand technique when I felt that the load I had to bear was going to overwhelm me). Oops, I am rambling again...
I presume that because you are Chinese, your eye colour is brown, like mine? Your third eye has no colour as it is inside your head. Remember to focus with your third eye, not with your brown eye. If you focus on your brown eye instead, all that will happen is that we will lose face. De-face-tion on this process is the last thing we need.
Anyhow, Buddha said, "In times of spiritual turmoil and cosmic flooding, seek the higher path as you're feet are less likely to get wet". Good advice...
Peace be to you,
Ima.
This is when I truly put all of my energy into making my charitable institution what it is today. People always said that I really belonged in an institution and I proved them right.
Anyway, I am rambling and wasting all of your precious time. Please just remember that the photo is to have you holding a sign which clearly reads "I Love COQUE" so that I know it is you. The scanned photo must be large and clear so that I get a perfect image of the kind, friendly man I am dealing with. If we can perfect the images we have of each other in our inner, third eye, then we can telepathically work together to ensure mutual success (I success a lot when I was married to my first husband by using this technique in unison with the swallowing-the-load-at-hand technique when I felt that the load I had to bear was going to overwhelm me). Oops, I am rambling again...
I presume that because you are Chinese, your eye colour is brown, like mine? Your third eye has no colour as it is inside your head. Remember to focus with your third eye, not with your brown eye. If you focus on your brown eye instead, all that will happen is that we will lose face. De-face-tion on this process is the last thing we need.
Anyhow, Buddha said, "In times of spiritual turmoil and cosmic flooding, seek the higher path as you're feet are less likely to get wet". Good advice...
Peace be to you,
Ima.
11 September 2004, 08:30 PM
#24
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Sorry to stop this thread dead but
IF IT IS A SCAM
THE CHEQUES NOT WORTH THE PAPER ITS PRINTED ON!!!
THE BANK WILL RECALL ANY MONEYS PAID FACT
IT DOSENT MATTER IF IT CLEARED.
ITS A STOLEN CHEQUE, SO THE MONEY WAS OBTAINED FRAUDULENTLY..
HENCE IT WILL BE RECOVERED.
IF YOU DO A SEARCH FOR NIGERIAN FRAUD, THIS AND MANY OTHERS WILL BE
HIGHLIGHTED..
i believe Burr had a similar thread going...
anyone who thinks they can get away with it..
try it.. its only your car you loose!!!
mart
IF IT IS A SCAM
THE CHEQUES NOT WORTH THE PAPER ITS PRINTED ON!!!
THE BANK WILL RECALL ANY MONEYS PAID FACT
IT DOSENT MATTER IF IT CLEARED.
ITS A STOLEN CHEQUE, SO THE MONEY WAS OBTAINED FRAUDULENTLY..
HENCE IT WILL BE RECOVERED.
IF YOU DO A SEARCH FOR NIGERIAN FRAUD, THIS AND MANY OTHERS WILL BE
HIGHLIGHTED..
i believe Burr had a similar thread going...
anyone who thinks they can get away with it..
try it.. its only your car you loose!!!
mart
11 September 2004, 10:06 PM
#25
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Could someone explain, without shouting, why any reputable bank would clear a duff cheque? I thought that's what we pay banks for i.e. to clear cheques. By "clear" I mean check that it is valid and funds available. Or have I missed the plot? DL
11 September 2004, 10:58 PM
#26
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I was wondering the same thing. I guess that if they waited until they are sure that the funds are available, everybody would complain about how long the cheques take to clear, so they credit you without knowing. Weird...
12 September 2004, 03:42 PM
#29
send the bikes once the cheque is cleared.
then in about a month/6 weeks when the bank contacts you telling you that you owe them 34K send a nice email to your new friend asking for the bikes back.
then in about a month/6 weeks when the bank contacts you telling you that you owe them 34K send a nice email to your new friend asking for the bikes back.
12 September 2004, 04:43 PM
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Richard, you've got to bank the cheque, draw out the cash when it's "cleared" and let us know what happens........ Just don't drop it on the way to the bank