adeel.a

Just in case you hadn't known; I was convicted / accused of speeding and have been sentenced a 28 day ban with a £500.00 fine.

If you want to read more about this, please see the link below;

http://www.scoobynet.co.uk/bbs/thread.asp?threadid=292726

However my major new question is...

What shall I explain to the insurance broker... how shall I break the news...

a] I have legal cover, how can that assist me... (when I appeal)

b] Any idea how much my insurance will go up by; I have 5 NCB

Thanks in advance

class_A

Just phone them up and explain to them, you're not the first so don't think that the person on the other end of the phone will judge you!

I suspect their legal cover may only be there to assist in the event of a claim (ie. accident).

Expect to shop around to get a better quote than the one they give you, find a specialist insurer who deals with people who have had convictions for speeding. Your 5yrs NCD will go in your favour.

Good luck and slow down
Alex

Iwan

I was banned for dangerous driving about 6 years ago. Nothing you can do but bite the bullet and tell them, and be totally honest. Its far better to be paying a bit more for insurance than to find them rufusing to pay out and accusing you of non-disclosure.

I kept my 5 years no-claims but the premiums went up quite a bit, i'd expect a ban for speeding won't cost you nearly as much.

Anyway, it comes off your license in 4 years

Iwan

Oh yeah, and make sure you emphasise that you didn't have an accident when you were nicked - the 5 years NCB should help. Shop around for better quotes, i think Swinton were ok for me when i came off the ban - now it's over 5 years Direct Line are cheaper (i still always disclose the ban even though it came off my license last year).