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Anybody think its possible to get it cheaper...

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Old 27 January 2013, 06:51 PM
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Locke1990
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Default Anybody think its possible to get it cheaper...

22 yrs old 4 yrs no claims no points. Been quoted £986 with elephant with mum dad as named driver as ive always done. Anybody know of specialist company that may be any cheaper or keith michaels as ive heard people talking about on here. I do think though that may be the best ill get. Be interested to hear of somebody same age and what they are paying.
Cheers
Old 27 January 2013, 06:52 PM
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Locke1990
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O btw its a 2002 bug eye wrx with a re map to 265 bhp which i have declared.
Old 27 January 2013, 07:22 PM
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Jolly Green Monster
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Tbh that seems quite good.

A lot of the cheaper companies wont take on people under 25 with modded cars.

Simon
Old 27 January 2013, 07:25 PM
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i would say thats a good quote
Old 27 January 2013, 07:31 PM
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Locke1990
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Ill go with that then left deposit today picking up saturday excited havent drove one yet my dad drove it today as he is insured to drive any cars, cant wait.
Cheers
Old 27 January 2013, 08:29 PM
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tattoosi
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greenlight car insurance mate.......they saved me a mint
Old 27 January 2013, 10:23 PM
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saints_forever
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Originally Posted by Locke1990
Ill go with that then left deposit today picking up saturday excited havent drove one yet my dad drove it today as he is insured to drive any cars, cant wait.
Cheers
Why don't you just drive it back, surely you would be itching to get in it? I'm guessing it will be insured by you on the day your pick it up anyway, otherwise without insurance on the car your dad won't be insured on it (unless he has some form of motor trade insurance).

But as for the quote, it seems pretty good for your age and with the mod declared.

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Old 28 January 2013, 12:03 AM
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Locke1990
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Yer itll be insured for sat when collect it, and i sure am haha i havent a clue how its gonna be but im sure ill have a smile from ear to ear. Hes a driving instructor so is covered on his insurance for anything.
Going to ring keith michaels and green light tommorow worth a shot.
Old 28 January 2013, 12:14 AM
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saints_forever
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What were you driving before?

Have you tried all of the main companies directly, not just on comparison sites? It never hurts trying everyone you can for a quote! At your age, there can be a big difference on what companies quote you, so you might come across one that under cuts someone by quite a bit - and make sure you haggle with other companies on the phone once you've got a decent quote!
Old 28 January 2013, 12:35 AM
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Locke1990
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Yer ive always done that haggled and played one of to another always seems to work to knock a few quid of
Own a fiesta rs turbo dont see many around now. Didnt really want to sell but its time to move on had it 2 1/2 years.
Old 28 January 2013, 12:09 PM
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tomo2323
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I'm in the same situation as you (22, 4yncd, bugeye 2002)....although mine is standard I went to both Admiral and Elephant, played them against one another as they are the same company essentially. £650 for me, although it is standard. BH21 postcode
Old 28 January 2013, 05:24 PM
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Locke1990
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Rang admiral they said they will only match it and i can choose either them or elephant as there the same company the wont fight each other, so i think ill just have it with admiral. Might be postcode or something although where i am its not like the bronx haha.
Old 28 January 2013, 07:14 PM
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I don't think Keith Michaels will quote you as you're under 25 and haven't got the relevant performance car experience : thumb:
Old 28 January 2013, 10:21 PM
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tomo2323
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Originally Posted by Locke1990
Rang admiral they said they will only match it and i can choose either them or elephant as there the same company the wont fight each other, so i think ill just have it with admiral. Might be postcode or something although where i am its not like the bronx haha.
I don't know how much difference your modifications make but it might help that I've been with Admiral 5 years.... perhaps they give decent renewals
Old 28 January 2013, 11:09 PM
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saints_forever
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Originally Posted by tomo2323
perhaps they give decent renewals
I disagree. Their renewal quote was double what I ended up paying with them - multiple places offered it much cheaper - and I've been with them 4 years!
Old 29 January 2013, 09:34 AM
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skyinsurance
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Sky Insurance

tel: 03303 331250

Up to 20% discount available for Scoobynet members.

Criteria

Age 25 or over
3 years NCB
Experience of Impreza or similar car
Off road parking at home address.

If you fit this criteria, we should be competitive.

Thanks

Last edited by skyinsurance; 29 January 2013 at 10:30 AM.
Old 29 January 2013, 09:44 AM
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saints_forever
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^^^ First word on the thread says "22yrs"

Nice try though
Old 09 February 2013, 10:40 PM
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James Bond 007
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I was happy with Admiral's quote for me on MY98 2000. 21, 3 years NCB, extra injury cover, £1370. Wheels, "chip" & exhaust declared.
Old 10 February 2013, 02:20 AM
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Simon Gunson
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Im 20, 3 yrs NCB. With my Mazda 6 Estate 143 ps (RCIB) as a main car and Dad insured as a main driver on my 93 Import, it is £700 a year for me, with mods (REIS). Waiting till I'm 21 and have 4 yrs NCB and moving to co op. Will get a policy where I can drive anyones car on their say so and then drive my scooby with it only being insured on Dad. That way I can also drive his other cars! Fool proof
Old 10 February 2013, 02:21 AM
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Simon Gunson
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Originally Posted by Simon Gunson
Im 20, 3 yrs NCB. With my Mazda 6 Estate 143 ps (RCIB) as a main car and Dad insured as a main driver on my 93 Import, it is £700 a year for me, with mods (REIS). Waiting till I'm 21 and have 4 yrs NCB and moving to co op. Will get a policy where I can drive anyones car on their say so and then drive my scooby with it only being insured on Dad. That way I can also drive his other cars! Fool proof
Obviously driving the Mazda more than the other cars but would be nice to drive my subaru, every now and again, without having to pay more than necessary
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