Scooby Scaff

Would it be cheaper to have a multicar policy as I've got 1.6 bugeye but I'm after wrx for myself and keep 1.6 for the miss, I'm 22 4 years no claims and the miss is 20, would it be cheaper to have separate policy's or go for a multicar

the shreksta

iTrader: (20)

it worked out cheaper for me to have a multi car policy from admiral for me and the mrs on both my wrx and her fiesta with business class 2 aswell

do the quote online mate as when i tried to do a quote over the phone with them it was £300 more and remember with admiral if you have a tracker fitted it makes your insurance MORE EXPENSIVE same as if you keep it in a garage

saints_forever

It should work out cheaper on the multicar. As far as admiral made me aware, you both have seperate policies but you just receive a discount for both being insured with them.
Though I did find that where they have been price matching for me on a seperate policy with other companies, it worked out cheaper for my other half on the multicar but more expensive for me.

Scooby Scaff

£5500 so there cheap lol that's with me and the miss on the 1.6 and me on wrx as a solo I've had cheaper quotes separately

t5frankie

cheaper for seperate quotes on my 3 cars

Truss

iTrader: (2)

didnt work for me at all.

Scooby Scaff

I'm moving to Scotland way cheaper, I wounder? where would I llie if I pretended to live there ?

saints_forever

Your insurance would be void for giving incorrect details. Not worth the risk/hassle if anything was to happen.

Moley

iTrader: (9)

Do you really need an answer for that?

Scooby Scaff

Yeah I know mate it's just a mine field, especially when there younger drivers than me with less no claims getting quotes half the price I can get just baffles me how the prices can varey so much

saints_forever

What's the cheapest quote you've had? Have you looked around at different sites?

Scooby Scaff

Yeah bin on all the compare sites and the likes of tesco, direct line and cheapest if found is £4500 and that's with 4y no claims an no convictions and that's just on a wrx didn't even look at a sti

Moley

iTrader: (9)

Your location is possibly why it's so high unfortunately.

Areas in and around Birmingham are experiencing huge amounts of claims.

saints_forever

Ouch! I know when I tried a couple of years a go, so 22, I was getting quotes of about £2200, that was with 5 years no claims. If you're sharing cars, have you looked at what the prices are by putting your missus as the main driver of the wrx and you as the bug?

Have you looked at this before;
http://www.carinsuranceexplained.com...risk-list.html

Gives you an idea of what risk your postcode is.

Scooby Scaff

Yeah with the miss as main driver it was 12k lol she only 20 tho with 1y no claim what company do trade policy

saints_forever

12k, that's ridiculous, they may as well just said they won't cover. I haven't got a clue about trade policies though I'm afraid!!

Scooby Scaff

Looks like I'm either gona have to wait or hope theres a cheaper way to insure the car

chocolate_o_brian

iTrader: (22)

Legally, probably not.

Scooby Scaff

We won't talk about what's legal and what's not on here we will get our heads took off haha but I'm sure there's ways to enjoy sti power legally lol

chocolate_o_brian

iTrader: (22)

I won't as my policy is legit, with correct details and declarations. Most others are the same too.

skyinsurance

iTrader: (3)