Buttshill

Hi, My insurance company has several bands for mods to the power ie 0 - 10% 11-25% and 26%+. I am currently sat in the 11-25% band and am looking to edge out into the 28-30% band. Unfortunately, when I asked the cost of 26%+ I was told they don't do it. Is this standard pratice of using these bands, if so what is the band beyond 25%.


thanks


John

Chris@A-Plan

We don't do bands, we rate everything on its individual merit, feel free to call me for a quote.

Regards

Chris

01635 874646

Moley

iTrader: (9)

As Chris says, most insurers will look at each person as an individual risk, rather than a set banding

Buttshill

Thanks for the info Gents. My insurance is only due in August, but I am having the car re-mapped mid March.

skyinsurance

iTrader: (3)

It does sound a strange way of doing things, how are they measuring this? Are you having to supply rolling road figures? Are they replying on you to state your performance gains? Are they testing cars in the event of a claim? A sensible insurer (eg the three Scoobynet insurers) would load for modifications more so than BHP gains but would evaluate the whole risk. On a personal note, my own cars is now way over double to the original BHP (122-BHP - 260BHP+) .. would they not insre me as I have gone over their BHP threshold?