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20yr old insurance?

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Old 19 June 2009, 08:39 PM
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smogsy
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Default 20yr old insurance?

hi im 20 on monday and will have 1 years ncb in a few months time. ive looked at insurance for a 99 turbo2000 and came up with £2200 tpft on moneysupermarket.com. anyone know any insurance companys i should check out? any advice appreciated, thanks, dan.
Old 19 June 2009, 09:29 PM
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Tidgy
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thats a very good price indeed
Old 19 June 2009, 10:05 PM
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Never really worth while doing tpft, you just lose out, and tbh that is a good price for your age and experience, but really you need a couple of years under your belt and some more ncb (even then it will still be a little expensive ) plus the area you live in, so either go for that (its actually easier to pay it all in one go so you dont have to worry about any money until next year) or try a few of the speciallists (but it will still be very high).

Tony
Old 20 June 2009, 01:15 AM
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chocolate_o_brian
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Try eCar Insurance - Welcome to eCar Insurance

When I was 22 and had only been driving 9 months, they insured me on a 99 UK turbo for £1750 fully comp. Totally legit and in my own name with no other drivers.

Everyone else wanted around £3,000+
Old 21 June 2009, 04:43 PM
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smogsy
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thanks for the replys i tried ecar and they couldnt quote me because of my age. if i could just get it under £2000 i think id get a turbo2000 but if not i think i might wait untill i get my 2nd yrs ncb. insurance sucks for young drivers! then again i supose its our own fault for so many of us driving like idiots and crashing! thanks, dan.
Old 21 June 2009, 09:06 PM
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chazzy
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try bell..im insured fully comp at 22 with 1 years ncb and its £1800
Old 21 June 2009, 09:14 PM
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matt_uk
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Thats very good, im 20 with 2 years no claims and cant get quotes anywhere near that.
Old 21 June 2009, 09:47 PM
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Mark1983
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£2000 is a good price on insurance for a 10 year old car?

I just don't understand why you would pay so much, I wouldn't bother wasting my money and buy a different car. I waited until I was 21 before buying my first quickish car, a Civic Type R, even then I resented paying £900 insurance.

Good luck in your search!
Old 21 June 2009, 11:40 PM
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chazzy
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Originally Posted by Mark1983
£2000 is a good price on insurance for a 10 year old car?

I just don't understand why you would pay so much, I wouldn't bother wasting my money and buy a different car. I waited until I was 21 before buying my first quickish car, a Civic Type R, even then I resented paying £900 insurance.

Good luck in your search!
i coulda got a slower less riskier car..but always fancied one...i earn enough to pay to insure it so why not! may not get an oppurtunity to own one again so im happy

scoobs are in a totally diferent insurance bracket to most cars, i coulda insured a ctr or an rx8 for a lot less but i didnt want one!

£1800 was the best i was getting...
Old 22 June 2009, 07:33 AM
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wilxy
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When i've shopped around for insurance, i found that these compare insurance websites never worked porperly! Its a pain in the **** but your better off going to each insurance website and entering your details, you might even get a better deal that way!
Old 22 June 2009, 08:22 AM
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Azz230988
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Originally Posted by smogsy
hi im 20 on monday and will have 1 years ncb in a few months time. ive looked at insurance for a 99 turbo2000 and came up with £2200 tpft on moneysupermarket.com. anyone know any insurance companys i should check out? any advice appreciated, thanks, dan.
I'm twenty and have a a MY00 turbo2000, shopped around for weeks for an insurance qoute but couldn't get one under £4,000 for me as the main driver, i pay £2,600 as a named driver so i'd say £2,200 was a good price.
People will say i'm crazy for paying that premium but i think it's well worth it and don't regret it at all since i am only 20 with no other responsibilities!
Old 22 June 2009, 05:15 PM
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chocolate_o_brian
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Originally Posted by Azz230988
I'm twenty and have a a MY00 turbo2000, shopped around for weeks for an insurance qoute but couldn't get one under £4,000 for me as the main driver, i pay £2,600 as a named driver so i'd say £2,200 was a good price.
People will say i'm crazy for paying that premium but i think it's well worth it and don't regret it at all since i am only 20 with no other responsibilities!
How do you mean a named driver?

As in your not the main driver of the Scoob?

Who owns it if so, doesn't make sense fella
Old 22 June 2009, 07:16 PM
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crossy lad
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21 4yncb leeds postcode (belive me it does make a difference) uk my00
£1550 with e car no one else was interested
Old 22 June 2009, 07:51 PM
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Originally Posted by crossy lad
21 4yncb leeds postcode (belive me it does make a difference) uk my00
£1550 with e car no one else was interested
You should be able to do better than that with 4 years NCB if I was 22 with 9 months TOTAL driving experience and got it for £1750, then £1250 the following year @ 23 and 1 year NCB with 2 non fault accident within 4 days of one another

Keith Michaels - god send... Peugeot 205 GTi (group 14 - 1.9 model naturally), 2 years NCB, 24... £470 fully comp all mods declared, covered

(and the car's more fun to drive than my old Scoob - hate saying that).
Old 22 June 2009, 08:31 PM
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crossy lad
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Originally Posted by chocolate_o_brian
You should be able to do better than that with 4 years NCB if I was 22 with 9 months TOTAL driving experience and got it for £1750, then £1250 the following year @ 23 and 1 year NCB with 2 non fault accident within 4 days of one another

Keith Michaels - god send... Peugeot 205 GTi (group 14 - 1.9 model naturally), 2 years NCB, 24... £470 fully comp all mods declared, covered

(and the car's more fun to drive than my old Scoob - hate saying that).

24! old git Pretty good quote that Brian who was that with mate?
Im hearing quite a bit about this Keith might have to give him a bell in july for my renewal
Old 22 June 2009, 08:34 PM
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chocolate_o_brian
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Originally Posted by crossy lad
24! old git Pretty good quote that Brian who was that with mate?
Im hearing quite a bit about this Keith might have to give him a bell in july for my renewal
Couple points...

I'm called Andy

Keith Michaels is the insurers in general, not one guy The fella you want is a guy called Gary Moulson who works for Keith Michaels.

I was insured with Ecar, who insure over 21 and upto group 17 cars I believe. I just happed to meet their requirements at the right time, otherwise I wouldn't have owned my third scoob.
Old 23 June 2009, 01:33 PM
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TonyBurns
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Originally Posted by chazzy
i coulda got a slower less riskier car..but always fancied one...i earn enough to pay to insure it so why not! may not get an oppurtunity to own one again so im happy

scoobs are in a totally diferent insurance bracket to most cars, i coulda insured a ctr or an rx8 for a lot less but i didnt want one!

£1800 was the best i was getting...
The CTR and the RX8 (higher bhp) are quicker than a standard UK 2000 car and for less insurance! this also goes for the integra type R, and the Seat Leon 225 (actually most modern hot hatches will either keep up or outpace a classic 2000 turbo in standard form)

Tony
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